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Copy of New investors guide

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Message Introductory guideWELCOMETO AMPLE

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Welcome to Ample, we are currently a team oftwo. We believe that great things often come inpairs.We have a passion for not just properties, butpossibilities. The future of protecting your wealthand making your money work as hard aspossible for you, is what we strive for and whatwe deliver.The TeamKate and ChloeAMPLE PROPERTYGROUP We are dedicated towards ensuring that ourfocus and skills are tailored to our clients needs. Our experience ranges within property, civilrights and health care. Managing aspects within each, gave us firsthand insights into the reality of not protectingyour wealthTogether, we provide continuity in deliveringa hands free property investment withineither ‘Buy To Let’ (BTL) or ‘Buy, Refurb,Refinance, Rent’ (BRRR).Our strategies work well in Carlisle, high rentaldemand and low priced properties. Thiscoupled with our extensive knowledge of thearea.

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The method, Value it and FocusThe saying ‘The price is what you pay, value is what you get’, is something we remind ourselves of on a daily basis whenanalysing investment properties. Without a consistent rental income, an investment will only get you so far, therefore includingthe tenant as a factor, is a vital aspect.Our value method encompasses many factors, we have confirmed these five are within the most valuable for every singleproperty investment. We spend the time checking all these critical points, each and every time, this is our focus......Finding the area- we locate the specific areas where people want to live, this is a multiple key point checklist; good schools and Ofstedratings, low crime rates, transport links, proximity to amenities and transient population. These start the process of ensuring a high rentaldemand with reliable tenants and less void periods. We want our tenants to make this their long term home. F- O-Occupancy- Rental demand is high in many areas of Carlisle, with more people than ever emigrating to the city the demand has risensince 2022. Another measure we must factor in is the ‘sold STC rate’, this linked with Carlisle’s capital market prices, gets us our desiredreturn yield. C-Capital appreciation- The capital growth prospects must be strong, Carlisle is a growing city, with Ample infrastructure, development ishigh with new inner city layout and plans in construction. With Carlisle's strategic location and thriving business environment it offersdiverse growth. U-Urban area’s- The area’s that work for us are suburban areas, populated, infrastructure and growth, resulting in growth of investment. The value of the property has to be in the prime range; not too expensive that the Return On Cash Employed is diminished and not too cheap that the area is undesirable and a single void could wipe out full years annual return. S-Stability- We’ve all seen the ‘off plan’ developments, We agree they work well for some, not for us, we find they can be overpriced andcarry the risk the project may not be completed. We focus on fully developed properties.

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8 monthsOur development into propertyWe took this challenge on as our first project, around full time roles, onlyoutsourcing two single jobs. Through finding solutions to every problem wecame across, we delivered a desirable property for the the market and wereready to reinvest.We have shifted our focus, we have built relationships with localprofessionals, studied our area thoroughly and invested our time to growknowledge on our analysers to ensure we reach the desired return onevery project.We are confident with every step, our stratergies and our area, Carlisle.Our aim is to provide a rewarding investment to our clients and a reliablehome to our community.Purchase PriceDepositCosts Cash EmployedValued ProfitR.O.C.E ££££££80,00020,00022,000 42,000120,00018, 00042.8%For investor: attractive % interest or Joint Venture option(Stamp duty, conveyancing,broker, refurb, finance, holding)(Excludes selling costs)

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Case Study BTL example. Osborne Av.Through the stagesThis property is completely hands free, wesource, analyse, negotiate, overseeconveyancing, coordinate prep ready to rentand liaise with lettings team.We have studied our areas on and off thestreets. We have built relationships withletting and estate agents. We have a strongpower team of legal and trades.Situated in Carlisle, close to schools, transportinto the city centre and local to amenities. Areliable property for a new investor looking tostart their portfolio, or indeed a renownedinvestor looking to grow.We are confident we can exceed 9% return ofinvestment, on rental income alone on everyproperty we secure.25% DepositDecorate/cleanStamp dutyConveyancer and BrokerCash Employed £££££25,0001,5003,0002,00031,5001st yearRent Fully managed 11%Mortgage interest 5%Rental income after costsROCEROCE combined (4%)2nd year 10% rent increaseROCEROCE combined (4%) Vital numbers8,4009243,7503,72611.82%24.52%9,24014.2%27.48%££££This property will return 100% of your investment in 3.5 yearscombined, or 5.9 years rental income alone

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PRINCIPLESIntegrity: We operate with unwavering honesty andtransparency, ensuring trust with our clients andinvestors.Customer Focus: Our clients’ needs come first. Welisten actively, provide personalised solutions, andexceed expectations.Innovation: We stay ahead of market trends bykeeping up to date with economic indicators, such asinterest rates and supply and demand rates. Thisallows us to adapt to changing landscapes, andcontinuously improve our servicesCollaboration: We foster teamwork, working closelywith investors, real estate professionals, andpartners.Performance-Driven: We deliver on promises,completing each task efficiently and effectively.

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Carlisle has a prosperous economywhich is already home to manyinternational and successful brands,with the employment performance ofCarlisle experiencing growth of 4.1%since 2009, outperforming the UKaverage. -carlisle.gov.uk In recent years there has beensignificant investment andrestructuring of education servicesand institutions across the District,standards are continually improving. -carlisle.gov.ukIt is the centre of an economicregion serving 500,000 peoplethroughout Cumberland,Northumberland and southernScotland;. -carlisle.gov.ukLower the nation averageunemployment rate of 0.7%Wholesale/retail trade, agriculture,manufacturing and construction, withskilled trade, provides employmentfor the largest proportion of theworkforceThe City is accessed by three majorjunctions off the M6 which in itself isincreasingly becoming a growth spinewithin the area. There are excellent routesinto Scotland via the A74 (M) and the A7,whilst Newcastle and the North East areeasily reached by A69.Carlisle is one of the key partners in theBorderlands Inclusive Growth Deal, a£394.5 million growth deal signed by bothUK and Scottish governments.£80 million pilled into the high street andcentre, a further £27 million in patrnershipwith network rail.

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Capital growthCapital appreciation in Carlisle has risen steadily,the average annual appreciation during the periodbetween 2014-2024 is approximately 12.29%Continuity of SatisfactionOur clients choose their level of involvement, wesupply a consistent level of communication tomatch. We are looking to build long termrelationships.Return On Cash Employed (R.O.C.E)With Carlisle's lower than average house price andhigh rental demand, we aim for a 9% R.O.C.E.minimum. with a combined ROCE over 20%Raising FinanceWe offer an attractive % interest return, monthlystatements, quarterly newsletter, 6 or 12 monthoptions, as well as joint venture options

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Your Buy To LetWe search, analyse, negotiate, view andsecure the investment within 90 days.We communicate with our clientsthroughout, sharing perspective dealsbrochures, project planning anddevelopmentAngel InvestorsYou choose the timeline, 6-12 months, you choosethe exit or once you see your interest growingmonthly you may wish to continue making yourmoney work for youOr a Joint Venture, average flip taking 8 monthsend-to-end

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Ample Property GroupTaking The Next StepRental demand is high in Carlisle, now.Every single person we speak to, wishes they got into property when they first thought about it.Book a introductory meeting, zoom or telephone call. We can take 20 minutes to talk about your plans and ideas, which strategy suits you best, have a chance to get to know each other and see if we are a good match.We must ensure service quality is adhered to, therefore limited investors will be brought on board per month.Kate@amplepropertygroup.com07723185473https://www.amplepropertygroup.co.ukConnect with us, click the links below