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Consumer Lending

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AB ey Consumer lending Alliance Bank demonstrates our mission The Best in All We Do in multiple ways From customer service community involvement teamwork even the products we offer Alliance Bank offers a variety of loan products our customers may not be aware of NEW USED VEHICLE An auto loan is a type of loan that allows you to borrow money from a lender and use that to purchase a car MOTORHOME A motorhome RV loan are most often secured meaning collateral is involved usually by the vehicle itself BOAT Boat loans is a type of personal loan used to finance the purchase of a boat or another marine craft nowledge E mpowers You MOTORCYCLE An motorcycle loan is a type of loan that allows you to borrow money from a lender and use that to purchase a motorcycle SECURED A Secured loan is a type of loan in which a borrower pledges an asset against the loan Examples of assets could be a car or property Alliance Bank also offers CD Secured loans UNSECURED Unsecured loans are loans that don t require collateral Borrowers are approved based on their creditworthiness REMINDERS If a customer is interested in applying for a Non Real Estate loan Refer them to your Loan Officer for an application Have the customer apply online at Alliancebank com Rate sheets can be found on AB Connect for internal use LOAN PROCESS This is a general overview of how the Loan Process works Step 1 Customer applies for a loan online or in person Step 2 Credit is ordered Step 3 Loan Officer Review Step 4 Loan Documents Step 5 Loan Booked