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You Deserve More Than Just Another Loan Officer, You Deserve A Partner. 

Tyler’s approaches may be comprehensive, but his vision is simple: To continuously raise industry standards by delivering clients the abundant resources, guidance, and concierge services they deserve. In addition, influence positive community development, demonstrate the value of homeownership, and ensure new and seasoned buyers alike never have to navigate the complexities of mortgage financing alone.

Tyler Wilson & The Clear To Close Team

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. Not intended for distribution to consumers as defined by Section1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided toconsumers. NMLS #6606. 06/2023Tyler WilsonC: (256) 348-2735F: (949) 269-0158Area ManagerNMLS# 937808tyler.wilson@nafinc.comwww.cleartoclose.comYour Weekend LenderFRI DAY • SATU RDAY • SUNDAYWe’re Ready for your call!Our entire team is on-call and available to assist you & your clients with their lending needs!• Fast Preapprovals• Rate & Program Flyers• Open House Materials• Attend Open House• Broker Previews

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. NMLS #6606. 01/2024Tyler WilsonC: (256) 348-2735F: (949) 269-0158Area ManagerNMLS# 937808tyler.wilson@nafinc.comwww.cleartoclose.comWe understand that saving for a down payment can be challenging and takes time. Introducing the NAF Goal Grant! This new grant is designed to help low income individuals and families achieve the dream of owning a home by providing $2,500 in down payment and closing cost assistance. GRANT HIGHLIGHTS Primary residence Fixed-rate loans As little as 3% down payment Credit score as low as 620Saving for a down payment on a home?Make your dream a reality.

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. Not intended for distribution to consumers as defined by Section1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided toconsumers. NMLS #6606. 08/2023Tyler WilsonC: (256) 348-2735F: (949) 269-0158Area ManagerNMLS# 937808tyler.wilson@nafinc.comwww.cleartoclose.comTurn time for an underwritten credit approval can be up to 30 daysNon-localized Customer Service CenterNon-localized Processing, Underwriting & Doc Drawingv.s. Major BankA personalized team of customer service members throughout the entire processPERSONALIZED CUSTOMER SERVICEFast and ecient in-house Processing, Underwriting & FundingIN-HOUSE TEAMComplimentary, fully underwritten credit preapproval24-48 HR TURN TIME

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. If rates change after you obtain a loan through New AmericanFunding, you may qualify for a refinance loan with Lender through the 5-year Rate Protection Pledge. Applicable on new applications only. Visit newamericanfunding.com/legal/5yearfor full terms and conditions. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is toinform the real estate industry only and is not marketing material to be provided to consumers. Services described in this communication are provided through UQUAL LLC, a loanreadiness company providing financial tools, loan readiness coaches, and customized plans to get consumers ready to qualify for a loan. UQUAL LLC is not a credit repair companyTyler WilsonC: (256) 348-2735F: (949) 269-0158Area ManagerNMLS# 937808tyler.wilson@nafinc.comwww.cleartoclose.comPathway to HomeownershipEveryone deserves the chance to build wealth by owning their own home. With the Pathway to Homeownership program, first time homebuyers, in select areas, may be eligible for up to $8,000 in down payment and closing cost assistance!5-Year Rate Protection PledgeWith our 5-Year Rate Protection Pledge, your clients may be able to refinance with no repeat lender fees or appraisal fees* if rates drop in the next five years after they lock-in their rate! This gives them peace of mind to know they can purchase their dream home now, and refinance to a lower rate later.NAF CashNAF Cash, an affiliated company of New American Funding, can turn your clients into cash buyers and put them in a great position to secure their dream home, maybe even for under the asking price. Buying in cash may help them save up to 11% over those using a traditional mortgage*.UqualIf your client’s credit score isn’t quite high enough to qualify for a loan, NAF has partnered with Uqual to help coach them through the steps necessary to raise their score. And once they’re ready, we’ll be here to help them with their loan.Latino FocusWe are the nation’s largest home loan company founded by a Latina – Co-founder and CEO, Patty Arvielo. We have dedicated ourselves to hiring Hispanic personnel and by 2024, we are committed to providing $25 billion in home loans to the Hispanic community.New American DreamWe believe in the power of Black Homeownership. We take great pride in creating opportunities for all communities and are dedicated to bridging the racial wealth gap. It’s why we are committed to lending $20 billion in new mortgages to Black borrowers by 2028.Included ProgramsUnderserved InitiativesAt NAF, we are passionate about helping every person, in every community, achieve the American dream of homeownership. We know that no two people have the exact same financial circumstances, so why should they be forced to qualify for the same loans? That’s why we’re committed to making sure that our loan options are as diverse as our borrowers, and we are doing our part to close the wealth gap.Our team of experienced Loan Advisors mirror the individual communities we serve, with over 40% of our team coming from racially-diverse backgrounds. With over 165 branches across the nation, we have the local market experience to understand your clients’ needs and make sure they get the right loan!To learn more about our programs, or any of our other loan options contact us today!Our Commitment toServing theUnderserved

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. Not intended for distribution to consumers as defined by Section1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided toconsumers. HomeStyle ® is a registered trademark of Fannie Mae. Homeownership education required by one borrower if all borrowers are first-time home buyers. NMLS #6606.07/2023Tyler WilsonC: (256) 348-2735F: (949) 269-0158Area ManagerNMLS# 937808tyler.wilson@nafinc.comwww.cleartoclose.comThe Improvements Your Clients Want.The Financing Your Clients Need.Flexible financing options are available to roll their mortgage and remodeling costs into one convenient loan.KEY FEATURES AND BENEFITSPurchase or Refinance availableNo restrictions on the types of improvements Can finance soft costs (architectural services, engineering, permit fees, etc.)Primary, vacation, and rental properties acceptedAs low as 3% down paymentRenovations begin after loan fundingLET YOUR CLIENTS REMODELING IMAGINATION RUN WILDAdditions and second levelsDream kitchenGame and theater roomsHome gymPools, patios, and spasAdd additions (attached or detached)Any other remodeling project they can think of!

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. Not intended for distribution to consumers as defined by Section1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided toconsumers. 100% LTV only available on conforming loan limits NMLS #6606. 02/2024Tyler WilsonC: (256) 348-2735F: (949) 269-0158Area ManagerNMLS# 937808tyler.wilson@nafinc.comwww.cleartoclose.comAdvantages• No down payment required• Lower interest rates• Fixed rate loans • No monthly mortgage insurance premiums• Pay no money out of pocket• Less than perfect credit consideredVA HOME LOANSWITH VA LOANSHELPING VETERANSSalute your clients' service! VA Home Loans honor our courageous veterans and active service members by providing the nancial assistance opportunities they need to move into their dream homes.Eligibility Typically Requires One of the Following90 days of service during wartime 6 or more years of service in the National Guard or Reserves181 continuous days of active service during peacetimeBeing the un-remarried, surviving spouse of a service member who died in the line of duty, or as a result of a service-related disability

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. Not intended for distribution to consumers as defined by Section1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided toconsumers. Credit up to $6,000 maximum. Due to maximum seller concession rules applicable to purchase loan transactions, this credit could be less than $6,000 in some caseswhere other concessions have been made to the consumer. NMLS #6606. 02/2024Tyler WilsonC: (256) 348-2735F: (949) 269-0158Area ManagerNMLS# 937808tyler.wilson@nafinc.comwww.cleartoclose.comConcerned about the down payment?Our Pathway to Homeownership Program could be the answer!Your clients dream about buying a new home, let us help make it a reality! Eligible borrowers can now get up to $6,000 in assistance toward the down payment and closing costs, making it easier than ever to get your clients into their dream homes in select areas.• First-time homeowners• 1 unit | Single-family• Primary residence • 97% loan-to-value (LTV) • 30-year fixed-rate loan• Credit score as low as 620• Subject property must be in eligible census tract• Can be combined with other programsProgram Highlights

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. Not intended for distribution to consumers as defined by Section1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided toconsumers. NMLS #6606. 11/2023Tyler WilsonC: (256) 348-2735F: (949) 269-0158Area ManagerNMLS# 937808tyler.wilson@nafinc.comwww.cleartoclose.comONE-TIME CLOSE LOANHelp Your Clients Build Their Dream Home with a Single LoanSecuring nancing to build their dream home has never been easier! With a One-Time Close loan from New American Funding, the money they need to purchase their property, pay for home construction, and secure their mortgage is all wrapped up in one single loan.PROGRAM BENEFITS  Saves money with only one appraisal and one closing  Low down payment options  Gifts or land equity allowed for down payment  One-time approval process  FHA, VA, and Conventional loans available

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. Not intended for distribution to consumers as defined by Section1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided toconsumers. NAF Insurance Services, LLC, NPN 20666162, California License 6010426. All insurance products are subject to state availability, issuance limitations and contractualterms and conditions. Quotes are subject to approval by the insurance carrier. Insurance services provided by Matic Insurance Services Inc. Online purchasing not available for allinsurance carriers. New American Funding, LLC has a business relationship with NAF Insurance Services, LLC, and each of these companies are affiliates with the same beneficialTyler WilsonC: (256) 348-2735F: (949) 269-0158Area ManagerNMLS# 937808tyler.wilson@nafinc.comwww.cleartoclose.comHomeWindUmbrellaPetNAF Insurance has your clients coveredFloodAutoLifeMotorcycle/RVGet your quote – FASTYou’re matched with multiple quotes in a matter of seconds.Compare coverage optionsAn agent will shop 40+ A-rated carriers, so you can compare prices and coverage options in one place.Buy your policy same-dayPurchase online* or work with one of Matic’s licensed agents to secure coverage.Be The Whole Home Hero.Your clients have a lot more than just a mortgage to think about when moving into a new home. Fortunately, NAF Insurance is here to streamline the process of obtaining homeowners’ insurance!This service includes a coverage search that can save your clients hours of time researching available insurance providers, comparing rates, and securing coverage.Clients can save more money by bundling their policies. NAF Insurance, Powered by Matic, has a comprehensive insurance offering which includes home, flood, wind, auto, motorcycle, life, pet, and more!

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. NMLS #6606. 02/2024Tyler WilsonC: (256) 348-2735F: (949) 269-0158Area ManagerNMLS# 937808tyler.wilson@nafinc.comwww.cleartoclose.com03Don’t just dream about buying a new home,let us help make it a reality!We offer loan solutions thatalign with your individual needs.01The “Smoothest” Loan Ever!It’s called our “No Ratio” loan. Great for smallbusiness owners and divorcing couples.No tax returnsNo W-2sNo Income VerificationFinancing to $2 millionFICO as low as 66002Alt Doc OptionsAre you self employed or retired? The use our:Asset DepletionBank Statement Loan1099 Only LoanInvestment Property DSCRCombo (Bank Statement, W2,and Asset Depletion)My favorite is the 40-year loan with10 years of interest-only paymentsand the rate never changes!Conforming LoansTake advantage of the available loan limitsallowing you to get Conventional loans in higher-priced areas.Loans to $766,550High Balance loans to $1,149,825Down payments as low as 3%FHA 3.5% down and VA 0% down04Jumbo LoansDream bigger with flexible Jumbo home loans ofup to $3 millions.Underwriting up to $3 millionwith 85% LTVAs little as 10% down with noMortgage InsuranceARM and Interest Only Options

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. If rates change after you obtain a loan through New AmericanFunding, you may qualify for a refinance loan with Lender through the 5-year Rate Protection Pledge. Applicable on new applications only. Visit newamericanfunding.com/legal/5yearfor full terms and conditions. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is toinform the real estate industry only and is not marketing material to be provided to consumers. NMLS #6606. 06/2023Tyler WilsonC: (256) 348-2735F: (949) 269-0158Area ManagerNMLS# 937808tyler.wilson@nafinc.comwww.cleartoclose.comDiversity & Inclusion Awards  Fortune Best Workplaces for Diversity  Mortgage Bankers Association DEI Leadership Awards – Organizational Diversity, Equity, and Inclusion  Better Business Bureau International Torch Awards for Ethics  NAMMBA Best Places to Work for Women and Minorities  Proles in Diversity Journal Black Leaders Worth Watching  Proles in Diversity Journal Innovations in Diversity Awards – NAF Dream  Proles in Diversity Journal Diversity Leader  National Association of Women in Real Estate Businesses Diversity and Inclusion Leader Community Grassroots EffortsPartnering with other local real estate agents for educational and credit improvement classesHomebuyer education/sustainability workshops and rst-time buyer outreach through nonprot partnershipsIn-kind partnerships with organizations, groups, and channels that mirror the communities we serveSupporting local charities that give back to our communitiesWhat is NAF Dream?NAF Dream, established in 2016, combines hard work, integrity, teamwork, and continuous learning to increase the rate of Black homeownership in America. Our purpose is to provide racial equity and build consumer condence through homebuying education, accessibility to credit, and mortgage industry career opportunity awareness to Black communities. In fact, New American Funding is one of the top lenders to the Black community.New American Funding is committed to lending $20 billion to Black borrowers over the next seven years.How NAF Makes a DifferenceOur vision is to empower the Black community to obtain educational resources, products, services, partnerships, and in-market support to achieve sustainable homebuying and investment purchase goals. Our Unique Programs Include:Pathway to Homeownership Everyone deserves the chance to build wealth by owning their own home. With the Pathway to Homeownership program, rst-time homebuyers in select areas may be eligible for down payment and closing cost assistance!5-Year Rate Protection Pledge With our 5-Year Rate Protection Pledge, you may be able to renance with no repeat lender fees or appraisal fees if rates drop in the next ve years after you lock-in your rate! This gives you peace of mind to know you can purchase your dream home now, and renance to a lower rate later.Helping Achieve the American Dream of HOMEOWNERSHIP

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. Not intended for distribution to consumers as defined by Section1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided toconsumers. NMLS #6606. 01/2024Tyler WilsonC: (256) 348-2735F: (949) 269-0158Area ManagerNMLS# 937808tyler.wilson@nafinc.comwww.cleartoclose.comNAF Connect is built for today’s real estate agents, providing real-time insights into all stages of a loan with New American Funding. NAF Connect provides the connectivity, control and visibility you need – from the onset of a relationship with a new home buyer, to the funding of the loan, and even after the loan has funded. Enhance your client’s experience from start to nish and provide them with the best service with the best in the business.What is NAF Connect? FeaturesGet started and sign up at naf-connect.com.Download and edit pre-approval letters on the go - including the address!Ability to create co-branded marketing yersCustomize alerts and view loan status on-demandMake client referralsSee when a loan will fundHelpful resources for you and your clientMobile and push noticationsDon’t just work with a lender. Connect with a trusted partner who understands and anticipates the speed and demands of your business. Real estate agents have long known the benets of working with New American Funding. Now you have even more capabilities and visibility to all stages of a loan through NAF Connect.Connectivity. Visibility. Control.

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. Not intended for distribution to consumers as defined by Section1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided toconsumers. Available only on purchases. Must have an AUS Approved/Eligible or Accept loan approval prior to lock request. Other restrictions and exclusions apply. NMLS #6606.05/2023Tyler WilsonC: (256) 348-2735F: (949) 269-0158Area ManagerNMLS# 937808tyler.wilson@nafinc.comwww.cleartoclose.comPURCHASEPROTECTIONPLUSProtection from Sudden Spikes or Drops in Interest RatesWith a locked interest rate, we guarantee that if interest rates go up by the time your client is ready to close, they’ll pay the lower interest rate.Our Float Down Option allows your client to lock in their rate today; if rates drop, they can secure the current market rate.Less Stress While They Shop AroundWith a locked rate your clients won’t have to worry about rates on the rise while searching for their dream home. Your clients can lock your rate up to 270 days!Eligible Loan Programs• Conventional Conforming & High Balance Fixed/ARM Loan Programs • FHA Conforming & High Balance Fixed/ARM Loan ProgramsYour clients can lock in their rates while they shop for a home.PROGRAM HIGHLIGHTSInterest rates change daily, sometimes hourly! Help protect your client against the volatility of the marketplace by locking in a rate with New American Funding.

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. NMLS #6606. 04/2023Tyler WilsonC: (256) 348-2735F: (949) 269-0158Area ManagerNMLS# 937808tyler.wilson@nafinc.comwww.cleartoclose.com

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. Not intended for distribution to consumers as defined by Section1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided toconsumers. NMLS #6606. 12/2023Tyler WilsonC: (256) 348-2735F: (949) 269-0158Area ManagerNMLS# 937808tyler.wilson@nafinc.comwww.cleartoclose.comYour buyers can purchase a 2-4 unit home that provides rental income ▪ Purchase or limited cash-out refinance ▪ As little as 5% down payment ▪ Must be owner-occupiedHighlightsIf your buyers are looking for a 2-4 unit property that doubles as their primary residence, we can help get them financed!

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. All down payment assistance programs must be issued inconjunction with a FHA insured first mortgage and in strict compliance with FHA guidelines. NMLS #6606. 06/2023Tyler WilsonC: (256) 348-2735F: (949) 269-0158Area ManagerNMLS# 937808tyler.wilson@nafinc.comwww.cleartoclose.comWe’ll help your clients open the doors to their new home  No money down financing available  Down payment assistance in the form of a forgivable or “soft” second or a repayable second mortgage  Borrower’s qualifying income is ≤135% of Area median income  Max Combined loan to value 105%  Credit score as low as 600  Homeowners’ education class may be required  No first-time homebuyer requirement  Must be owner-occupied; non occupant cosigners are permitted No Money Down Home Financingfor Qualied BuyersFHA CHENOA FUNDDo your clients want to buy now but don’t have the down payment needed for an FHA home loan? They may be eligible for either our 3.5% or 5% down payment assistance from the Chenoa Fund, which helps purchase-ready buyers get in a home sooner.

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. Not intended for distribution to consumers as defined by Section1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided toconsumers. NAF Cash is fulfilled by NAF Cash, LLC, an affiliated real estate company of New American Funding that is managed and operated in compliance with applicable legal andregulatory requirements. NAF Cash, LLC. MI Real Estate Broker #6502431375. NAF Cash, LLC does not originate loans or issue loan commitments. NAF Cash, LLC charges aTransaction Fee of 1.5%-3.5% of purchase price for its service (fee varies by state). Terms and conditions apply, not available in all states. 41050 W 11 Mile Rd, Ste 220, Novi, MI,Tyler WilsonC: (256) 348-2735F: (949) 269-0158Area ManagerNMLS# 937808tyler.wilson@nafinc.comwww.cleartoclose.comCOMPETE WITH CASH AND WINDoes my client need to wait until their home sells to start shopping for a new home? No.Are there any contingencies? No. However your client can include contingencies in the initial contract.When will my client have to pay rent back? Rent back is due when the mortgage closes!Who takes care of utilities during the rent back period? Your client. Does my client need renters’ insurance during their rent back period? Yes.Even when your client has a home to sellWhat do you need to begin the process? The property’s competitive marketing analysis (CMA), the Net Sheet, and the Listing (if the home is already listed).How do you calculate rent back? The rent back is calculated on a per-day rate that is based on the price of the home when NAF Cash purchases the home.

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. Not intended for distribution to consumers as defined by Section1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided toconsumers. NMLS #6606. 01/2024Tyler WilsonC: (256) 348-2735F: (949) 269-0158Area ManagerNMLS# 937808tyler.wilson@nafinc.comwww.cleartoclose.comNew American Funding has a solution for strong borrowers!PROGRAM HIGHLIGHTSPROPERTY TYPESDo You Have High-Net-Worth Clients? They Can Use Their Assets to Qualify for a Mortgage!First-time homebuyer eligibleLoan amounts up to $3.5 millionPurchase, renance, or cash-out renanceCredit score as low as 640As little as 10% down payment (90% loan-to-value ratio)Debt-to-income ratio as high as 55% (when required)Primary, second homes, and investment properties are eligibleFixed-rate, adjustable-rate, and interest-only optionsTrying to buy property based on W-2 or tax return income doesn’t work for everyone. New American Funding may have the solution your clients need. With our asset-based programs, they may be able to qualify using their liquid assets, such as savings, CDs, investments, and retirement accounts. Let us help you and your clients today!Single family residenceCondos & Condotels1 - 4 units

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. NMLS #6606. 02/2024Tyler WilsonC: (256) 348-2735F: (949) 269-0158Area ManagerNMLS# 937808tyler.wilson@nafinc.comwww.cleartoclose.comLOVEA LENDER YOU’LLWHAT SETS US APART?• Co-branded marketing (mortgage statements, print collateral, and drip email campaigns)• Give potential homebuyers an exclusive co-branded Property Profile Report• DE underwriting approvals on new purchase loans• In-house condo approval department• Service 98% of all Conventional FHA and VA loansWE OFFER NICHE LOAN PRODUCTS:• Conventional Loans: 3% down• Down Payment Assistance Programs• DTIs up to 55%• FHA, USDA and VA — No FICO Program• Interest Only Options• Investment Properties• Jumbo Loans up to $4 million• Jumbo Loans up to 90% LTV• Lender-Paid Mortgage Insurance• Lender-Paid Buydowns• Low Down with No Mortgage Insurance required• Medical Professional Program• Non-QM• Renovation Loans• Reverse Mortgages• Self-Employed Loans• Up to 20 Financed Properties

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. Not intended for distribution to consumers as defined by Section1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided toconsumers. Credit up to $6,000 maximum. Due to maximum seller concession rules applicable to purchase loan transactions, this credit could be less than $6,000 in some caseswhere other concessions have been made to the consumer. NMLS #6606. 02/2024Tyler WilsonC: (256) 348-2735F: (949) 269-0158Area ManagerNMLS# 937808tyler.wilson@nafinc.comwww.cleartoclose.comConcerned about the down payment?Our Pathway to Homeownership Program could be the answer!Your clients dream about buying a new home, let us help make it a reality! Eligible borrowers can now get up to $6,000 in assistance toward the down payment and closing costs, making it easier than ever to get your clients into their dream homes in select areas.• First-time homeowners• 1 unit | Single-family• Primary residence • 97% loan-to-value (LTV) • 30-year fixed-rate loan• Credit score as low as 620• Subject property must be in eligible census tract• Can be combined with other programsProgram Highlights

YOUR PATH TO LOAN APPROVALREADY TO GET STARTED? Talk to your New American Funding loan officer today1. WE MAKE A PLANIt starts with a 1:1 call with an expert, giving you a clear path forward. Using artificial intelligence, we analyze your finances to create a strategy that will guide you on your path to loan readiness.2. WE WORK TOGETHERWhen we’re on your side, you’re on your way. We include an Action Plan that shows you step by step what you need to do to progress towards your goals. Plus, we accompany you to encourage and coach you throughout your journey.3. YOU BECOME LOAN READYWe don’t just help you achieve your mortgage, we empower your financial future. As you progress in our program, you open new doors of opportunity to create wealth and be the best version of you, relieved of financial stress.How Uqual WorksSave for a down paymentThe more you save, the lower your monthly mortgage payment will be. Link your bank account, monitor your spending, gain spending insights, and create a budget.Optimize your creditThe secrets of credit demystied! Access all three credit reports and scores. Take action to strengthen your credit and correct any errors. Work with a loan coach who knows credit like their ABCs.Reduce your debt-to-incomeThe amount of debt you have compared to your income is one of the most important factors for loan approval. View all your debt and prioritize what to pay down rst for the biggest impact.• Get a $500 lender credit if you close on a home with New American Funding within two years of signing up with Uqual.• Get access to 1:1 coaching from a team of experts who is obsessed with your loan success.• Gain access to a Loan Readiness Score that shows you how close you are to reaching your loan goal.Why We Are Different

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. 14 business day guarantee only applies to purchase transactions.This guarantee does not apply to Reverse Mortgages, Brokered out loan transactions, FHA 203k, VA, USDA, Mortgage Bond Programs, Down Payment Assistance loans, MCC, non-delegated loan programs, Bank-owned properties and Short Sale Transactions, non-warrantable condominiums, non-QM loans and jumbo loans. The guarantee does not apply ifevents occur beyond the control of New American Funding, including but not limited to; appraised value, escrow or title delays, 2nd lien holder approval, short sale approval, or lenderconditions that cannot be met by any party. The 14 business day trigger begins when the borrower's initial mortgage application has provided a complete loan file (including income andTyler WilsonC: (256) 348-2735F: (949) 269-0158Area ManagerNMLS# 937808tyler.wilson@nafinc.comwww.cleartoclose.comDelivering loans on time is our top priority! With our 14 Business Day Close Guarantee* combined with a fully underwritten preapproval, you hold an unbeatable one-two punch impossible for sellers to ignore. Providing certainty and control in the bargaining processMaking offers more attractive to sellersMoving offers to the front of the lineEasing timing worries for all partiesAdvantages may include:Fast Credit Approvals.Accelerated Loan Processing.Expedited Undewriting.BUSINESS DAY CLOSE GUARANTEE*FAST HOME LOANS