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ABOUT NEW AMERICAN FUNDINGWith 20 of years experience, New AmericanFunding provides a streamlined loan process withcutting-edge technology to create an exceptionalexperience. With 170 locations nationwide, NAFmaintains a servicing portfolio of over 245,150+loans for $64.7 billion. In addition, we are a FannieMae, Freddie Mac, and Ginnie Mae directmortgage lender, seller, and servicer that islicensed in 50 states across the nation.A DEDICATEDLENDING PARTNERREADY TO MEETALL OF YOURNEEDSThis is not a loan commitment or guarantee of ANY kind. Not intended for distribution to consumers as defined by section 1026.2 of Regulation Z which implements the Truth-In-Lending-Act (TILA). This information is intended to inform the Real Estate Industry ONLY and is not marketing material to be provided to consumers. Subject toborrower and property qualifications. Not ALL applicants will qualify. Terms and conditions are subject to change without notice. NMLS ID #6606. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. This is not a loan commitment or guarantee of any kind. Terms andConditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and Terms are subject to change without notice. New American Funding LLC. NMLS ID #6606. http://NMLSconsumeraccess.org. Corporate Office 14511 Myford Rd. ste 100, Tustin California 92780. PHONE (800) 450-2010. 10/2020.

This is not a loan commitment or guarantee of ANY kind. Not intended for distribution to consumers as defined by section 1026.2 of Regulation Z which implements the Truth-In-Lending-Act (TILA). This information is intended to inform the Real Estate Industry ONLY and is not marketing material to be provided to consumers. Subject toborrower and property qualifications. Not ALL applicants will qualify. Terms and conditions are subject to change without notice. NMLS ID #6606. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. This is not a loan commitment or guarantee of any kind. Terms andConditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and Terms are subject to change without notice. New American Funding LLC. NMLS ID #6606. http://NMLSconsumeraccess.org. Corporate Office 14511 Myford Rd. ste 100, Tustin California 92780. PHONE (800) 450-2010. 10/2020. WE HAVE THE PEOPLE, PRODUCTS, AND RESOURCES TO HELP YOU SELL MORE HOMESDEDICATED SALESFULLFILMENT ANDPARTNERS.EXPERIENCED,DEDICATED BUILDERLENDING TEAM.NICHE LOAN PRODUCTS.FLOAT-DOWN OPTION ONALL LOANS.CONSUMER FRIENDLYDIGITAL APP.BUILDER APPRAISAL MINI-PANELS.COMPETITIVE PRICING.ON-TIME DELIVERY.NO C/O OR A FINALINSPECTIONBUILDER FORWARDCOMMITMENT. FANNIE MAE, FREDDIE MAC,AND GINNIE MAESELLER/SERVICER.NEW AMERICANFUNDING PORTFOLIO &NON-QM PRODUCTOFFERINGS..NAF CASH PROGRAM.IN-HOUSEUNDERWRITING.DSCR PROGRAMS.ONE-TIME CLOSECONSTRUCTION. ESCROW HOLDBACKS.WE WORK HARDER. WE CLOSE FASTER. WE GET UNITS SOLD. GUARANTEED.

MAKE UPGRADES OR ADDITIONSSPEND OR SAVE AS YOU WISH/NEEDTo help make the transition to owning a home easier forbuyers, New American Funding will lower the payment rate forthe first year through our buydown or forward commitmentprograms. That could equal greater savings in the first yearwhen your buyer is likely to need them the most. Lower ratesalso entice buyers to your new builds over your competitors,which equal greater sales and more units filled!AND with NAF's Buydown Programs, your buyer can feelconfident buying today knowing they have extra breathingroom with a rate they're more comfortable paying. This movesmore units, and puts more families in your custom homes!This is not a loan commitment or guarantee of ANY kind. Not intended for distribution to consumers as defined by section 1026.2 of Regulation Z which implements the Truth-In-Lending-Act (TILA). This information is intended to inform the Real Estate Industry ONLY and is not marketing material to be provided to consumers. Subject toborrower and property qualifications. Not ALL applicants will qualify. Terms and conditions are subject to change without notice. NMLS ID #6606. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. This is not a loan commitment or guarantee of any kind. Terms andConditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and Terms are subject to change without notice. New American Funding LLC. NMLS ID #6606. http://NMLSconsumeraccess.org. Corporate Office 14511 Myford Rd. ste 100, Tustin California 92780. PHONE (800) 450-2010. 10/2020. WHEN THE GOING GETS TOUGH...THE TOUGH OFFER BUYDOWNS PROGRAMS AND FORWARDCOMMITMENTS TO SELL MORE HOMES. OUR BUYDOWNS SAVE YOUR BUYERS MONEY WHEN THEYNEED IT THE MOST, ADDING MORE VALUE TO OUR PARTNERSHIP IN THE CURRENT MARKET30-YEAR FIXED-RATE PURCHASELOANS ONLYAVAILABLE ON CONVENTIONAL, FHAAND VA LOANSMUST BE THE PRIMARY RESIDENCEWE WORK HARDER. WE CLOSE FASTER. WE GET UNITS SOLD. GUARANTEED.BUY APPLIANCES OR FURNITURELENDER-PAID BUYDOWNSAND FORWARDCOMMITMENTS AVAILABLEWHAT CAN YOUR BUYER DO WITHTHEIR SAVINGS?TYLER WILSONNMLS# 937808 256.348.2735 TYLER.WILSON@NAFINC.COMAREA MANAGERHUNTSVILLE AL, 35806WWW.CLEARTOCLOSE.COM

Let's Connect!Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants willqualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606.nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. Not intended for distribution to consumers as defined by Section1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided toconsumers. Credit up to $6,000 maximum. Due to maximum seller concession rules applicable to purchase loan transactions, this credit could be less than $6,000 in some caseswhere other concessions have been made to the consumer. NMLS #6606. 02/2024Tyler WilsonC: (256) 348-2735F: (949) 269-0158Area ManagerNMLS# 937808tyler.wilson@nafinc.comwww.cleartoclose.comConcerned about the down payment?Our Pathway to Homeownership Program could be the answer!Your clients dream about buying a new home, let us help make it a reality! Eligible borrowers can now get up to $6,000 in assistance toward the down payment and closing costs, making it easier than ever to get your clients into their dream homes in select areas.• First-time homeowners• 1 unit | Single-family• Primary residence • 97% loan-to-value (LTV) • 30-year fixed-rate loan• Credit score as low as 620• Subject property must be in eligible census tract• Can be combined with other programsProgram Highlights

This is not a loan commitment or guarantee of ANY kind. Not intended for distribution to consumers as defined by section 1026.2 of Regulation Z which implements the Truth-In-Lending-Act (TILA). This information is intended to inform the Real Estate Industry ONLY and is not marketing material to be provided to consumers. Subject toborrower and property qualifications. Not ALL applicants will qualify. Terms and conditions are subject to change without notice. NMLS ID #6606. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. This is not a loan commitment or guarantee of any kind. Terms andConditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and Terms are subject to change without notice. New American Funding LLC. NMLS ID #6606. http://NMLSconsumeraccess.org. Corporate Office 14511 Myford Rd. ste 100, Tustin California 92780. PHONE (800) 450-2010. 10/2020. GET EXTRA SAVINGS WHEN YOU BUY WITH NAF CASH, MONEY SAVED WHEN YOU NEED IT MOSTBUY FIRST, SELL LATER. BUY YOUR NEW HOMEBEFORE SELLING YOUR CURRENT HOMESELLERS MORE APT TO OFFER CONCESSIONSTO CASH OFFERSUSE POTENTIAL SAVINGS TO BUY DOWNINTEREST RATEREMOVE THE STRESS AND HASSLE OF BUYINGAND SELLING SIMULTANEUOSLYCLOSE ON NEW HOME FASTERFOR SELLERS/BUILDERS FOR BUYERSNO FEES FOR AGENTS OR SACRIFICINGCOMMISSIONSCLOSE MORE HOMESSAVE BUYERS MONEYGREATER FINANCIAL FLEXIBILITYCLIENTS CAN MOVE IN BEFORE THEY SELLTHEIR CURRENT HOMESBUYING IN CASH MEANS CONVENIENCE,CERTAINTY AND IN SOME CASES SAVINGS OFUP TO 11% OVER TRADITIONAL MORTGAGESNAF CASH SECURES THE BUYERS' HOME,MAKES THE TRANSITION SMOOTHER, ANDPOSSIBLY CAN GET A LOWER RATEASK ABOUT NAF CASH TRAINING AND TURNING CLIENTS INTO CASH BUYERS!

          New American Funding is positioned to offer loanproducts and programs that other lenders simply cannot offer.DOWN PAYMENT ASSISTANCE PROGRAMS.WE CAN MANUALLY UNDERWRITE LOANS THAT CAN’T GET AUS APPROVAL.FHA AS LOW AS 500 CREDIT SCORE, NO FICO FHA LOANS.JUMBO LOANS WITH CREDIT SCORES BELOW 700.LESS THAN 1 YEAR SELF-EMPLOYMENT LOAN PROGRAMS.VARIOUS BUYDOWN OPTIONS SUCH AS 3-2-1, 2-1, 1-1-1, 1-0 AVAILABLE ON CONVENTIONAL, FHAAND VA LOANS.FORWARD COMMITMENT PROGRAMS AVAILABLE.NO RATIO BANK STATEMENT LOANS.12 MONTH BANK STATEMENT LOANS.ASSET DEPLETION LOANS.40 YR. TERM LOANS.FOREIGN NATIONAL PROGRAMS, NO INCOME/JOB/CREDIT REQUIRED.DSCR- DEBT SERVICE COVERAGE RATIO- NO RATIO LOAN- FOR INVESTORS WHERE THEAPPROVAL IS BASED ON CASH FLOW AND NOT PERSONAL INCOME.LOAN PROGRAM WHERE WE USE BOARDER INCOME FOR QUALIFICATION.ATR IN FULL – ABILITY TO REPAY- NO EMPLOYMENT NEEDED! (ASSET ONLY PROGRAM, O/O ONLY).THIS IS NOT A LOAN COMMITMENT OR GUARANTEE OF ANY KIND. NOT INTENDED FOR DISTRIBUTION TO CONSUMERS AS DEFINED BY SECTION 1026.2 OF REGULATION Z WHICH IMPLEMENTS THE TRUTH-IN-LENDING-ACT (TILA). THIS INFORMATION IS INTENDED TO INFORM THE REAL ESTATE INDUSTRY ONLY AND IS NOT MARKETINGMATERIAL TO BE PROVIDED TO CONSUMERS. SUBJECT TO BORROWER AND PROPERTY QUALIFICATIONS. NOT ALL APPLICANTS WILL QUALIFY. TERMS AND CONDITIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. NMLS ID #6606. LICENSED BY THE DEPARTMENT OF FINANCIAL PROTECTION AND INNOVATION UNDER THE CALIFORNIARESIDENTIAL MORTGAGE LENDING ACT. THIS IS NOT A LOAN COMMITMENT OR GUARANTEE OF ANY KIND. TERMS AND CONDITIONS APPLY. SUBJECT TO BORROWER AND PROPERTY QUALIFICATIONS. NOT ALL APPLICANTS WILL QUALIFY. RATES AND TERMS ARE SUBJECT TO CHANGE WITHOUT NOTICE. NEW AMERICAN FUNDING LLC.NMLS ID #6606. HTTP://NMLSCONSUMERACCESS.ORG. CORPORATE OFFICE 14511 MYFORD RD. STE 100, TUSTIN CALIFORNIA 92780. PHONE (800) 450-2010. 10/2020.TYLER WILSONNMLS# 937808256.348.2735TYLER.WILSON@NAFINC.COMAREA MANAGERHUNTSVILLE AL, 35806WWW.CLEARTOCLOSE.COM

When it comes to lending, New American Funding has a variety of programs and products for most any borrowers andbuilders. So ask yourself, "What can NAF do for you?"PRODUCTS FOR EVERYONE:CONVENTIONAL - Our Conventional Loan programs feature down payments as low as 3% and include fewer restrictions and higher LTV% than most other loan programs.NON-AGENCY - We offer extensive non-agency options for borrowers looking for low-doc, investment, balloon, or jumbo loans up to $5 Million.GOVERNMENT - We are industry leaders that specialize in FHA, VA, USDA Loans and ourvexperienced team can help navigate the particular of the programs with ease.270 DAY RATE LOCK/FLOAT DOWN OPTION: ON NEW CONSTRUCTIONLock in your rate today even while waiting for your home to be built with a longer term option, LOCK YOURRATE UP TO 270 DAYS.NAF's Float Down Option let's you lock your rate today, and if rates drop, you can secure the current marketrate 15 days before the close of escrow.5-YEAR RATE PROTECTION PLEDGE:Buy your home now with the confidence that if interest rates drop at ANY point in the next five years, NAF willrefinance qualifying customers into a lower rate with no lender fee or appraisal fee.NAF's 5-Year Rate Protection Pledge allows borrowers to shop for and purchase their dream home now whichputs the buyer back in control of their home-ownership journey, and gives peace of mind they can takeadvantage of better market rates in the future.THIS IS NOT A LOAN COMMITMENT OR GUARANTEE OF ANY KIND. NOT INTENDED FOR DISTRIBUTION TO CONSUMERS AS DEFINED BY SECTION 1026.2 OF REGULATION Z WHICH IMPLEMENTS THE TRUTH-IN-LENDING-ACT (TILA). THIS INFORMATION IS INTENDED TO INFORM THE REAL ESTATE INDUSTRY ONLY AND IS NOT MARKETINGMATERIAL TO BE PROVIDED TO CONSUMERS. SUBJECT TO BORROWER AND PROPERTY QUALIFICATIONS. NOT ALL APPLICANTS WILL QUALIFY. TERMS AND CONDITIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. NMLS ID #6606. LICENSED BY THE DEPARTMENT OF FINANCIAL PROTECTION AND INNOVATION UNDER THE CALIFORNIARESIDENTIAL MORTGAGE LENDING ACT. THIS IS NOT A LOAN COMMITMENT OR GUARANTEE OF ANY KIND. TERMS AND CONDITIONS APPLY. SUBJECT TO BORROWER AND PROPERTY QUALIFICATIONS. NOT ALL APPLICANTS WILL QUALIFY. RATES AND TERMS ARE SUBJECT TO CHANGE WITHOUT NOTICE. NEW AMERICAN FUNDING LLC.NMLS ID #6606. HTTP://NMLSCONSUMERACCESS.ORG. CORPORATE OFFICE 14511 MYFORD RD. STE 100, TUSTIN CALIFORNIA 92780. PHONE (800) 450-2010. 10/2020. PREFERRED LENDER INCENTIVES: NAF's preferred lender incentives include up to 1% of the total loan. Ask a consultant about PreferredLender partnerships.NAF CASH: Make a true cash offer.Buy first/Sell later. Remove the stress ofselling your current home before buyingyour new home.TYLER WILSONNMLS# 937808 256.348.2735 TYLER.WILSON@NAFINC.COMAREA MANAGERHUNTSVILLE AL, 35806WWW.CLEARTOCLOSE.COM

Coming from a place of integrity and passion, Tyler Wilson is a respected Mortgage Loan Officer who iscommitted to delivering his clients what they deserve the most: lending experiences that are seamless,productive, and worth remembering. Driven to help families unlock their unique versions of ‘house to home’success, Tyler brings with him an extensive background involving tailored financial planning, uniquelendee/program matching, client advocation, and the art of turning every initiative into one with a viable pathforward. Even more, Tyler is passionate about not only proving to clients just how enjoyable and stress-freethis leg of the journey can be, but doing so all while ensuring they feel nothing but confident as they take onone of life’s most fundamental investments Tyler has been a licensed loan originator since 2012, is a licensed education instructor through the AlabamaReal Estate Commission, the Creator of The Clear To Close Team, and has accelerated to become a Top 1%Mortgage Originator. Furthermore, holds firm specializations involving FHA, VA, USDA/RD, NON-QM, JUMBOFinancing, and diversified Conventional Programs. Applying those competencies to practice, Tyler has helpedcountless families and individuals navigate the complex processes of mortgage lending, gain long-termfinancial security, and build/manage wealth in the best form this country provides - real estate. But what hassolidified his client’s trust the most is his sharp eye for spotting lender red flags, taking his time to help otherson their personal journey (YOU are much more than just a business opportunity), and above all, for trulyvaluing the trajectory of his clients' successes just as much as they do. As a self-proclaimed mortgage nerd, Tyler is always seasoned with the current industry trends to remainten steps ahead. Furthermore, he loves optimizing his clients' successes from prequalification to closing byinstilling the notion of never settling. To Tyler, there is a perfect match out there for every client, and he made ithis mission to build those bridges. However, when Tyler is not working, you can find him enjoying family timewith his two sons Talan and Asher such as playing soccer, hiking, and fishing, and spending time with hisbeautiful and A-class culinary wife, Alaina. .This is not a loan commitment or guarantee of ANY kind. Not intended for distribution to consumers as defined by section 1026.2 of Regulation Z which implements the Truth-In-Lending-Act (TILA). This information is intended to inform the Real Estate Industry ONLY and is not marketing material to be provided to consumers. Subject toborrower and property qualifications. Not ALL applicants will qualify. Terms and conditions are subject to change without notice. NMLS ID #6606. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. This is not a loan commitment or guarantee of any kind. Terms andConditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and Terms are subject to change without notice. New American Funding LLC. NMLS ID #6606. http://NMLSconsumeraccess.org. Corporate Office 14511 Myford Rd. ste 100, Tustin California 92780. PHONE (800) 450-2010. 10/2020. WHY THE CLEAR TO CLOSE LENDING TEAM IS A DIFFERENT LENDER THAN HUNTSVILLE IS USED TO

TYLER WILSONNMLS# 937808 256.348.2735 TYLER.WILSON@NAFINC.COMAREA MANAGERHUNTSVILLE AL, 35806WWW.CLEARTOCLOSE.COMA DREAM TEAM THAT FILLS MORE UNITS AND SETTLES MORE FAMILES IN HOMES. This is not a loan commitment or guarantee of ANY kind. Not intended for distribution to consumers as defined by section 1026.2 of Regulation Z which implements the Truth-In-Lending-Act (TILA). This information is intended to inform the Real Estate Industry ONLY and is not marketing material to be provided to consumers. Subject toborrower and property qualifications. Not ALL applicants will qualify. Terms and conditions are subject to change without notice. NMLS ID #6606. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. This is not a loan commitment or guarantee of any kind. Terms andConditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and Terms are subject to change without notice. New American Funding LLC. NMLS ID #6606. http://NMLSconsumeraccess.org. Corporate Office 14511 Myford Rd. ste 100, Tustin California 92780. PHONE (800) 450-2010. 10/2020.