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Call 1300 275 227 to book a tour at your nearest BaptistCare Retirement Living Community todayAt BaptistCare, retirement living is more than just a place to live, it’s a community. We take pride in the facilities and services we oﬀer, but it’s our communities that make all the diﬀerence.Enjoy all the beneﬁts of retirement living like having your lawns and gardening taken care of, property upkeep, onsite events and activities, and friends to watch over your place while you’re away, so you’ll be able to spend more time doing the things you love.Why Choose A BaptistCare Retirement Living Community?Meeting your needs now and into the futureIt’s important when downsizing to choose a place that can meet your needs both now and into the future. Our Adaptive Living approach provides easy access to our home care and residential aged care so you have peace of mind that you can live as independently as you wish, while being able to receive the exact amount of support that’s right for you, if and when you need it.Welcome to Community LivingA smart ﬁnancial moveWe understand that every individual is unique, as is their ﬁnancial situation. That’s why we’ve developed a range of easy to understand ﬂexible ﬁnancial options designed to suit your individual circumstances. Our contracts are completely transparent, so you’ll never ﬁnd any hidden costs..Over 75 years of experienceBaptistCare has been trusted by thousands of Australians across the retirement living, aged care and community service sectors since 1944. While we are not-for-proﬁt, there are a few things that we certainly are for: outstanding quality and a quest to truly make a diﬀerence, not just in our retirement living communities, but in all communities.Our locations• Alstonville• Bangor• Baulkham Hills• Elderslie• Kellyville• Macquarie Park• Red Hill (ACT)• Wagga Wagga

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THE EARWAXREMOVALPROFESSIONALSWelcome to the latest issue of Retirement Australia Living, featuring as always, great articles speci cally targeting our dedicated over 50’s readership. Some of the highlights, included in this special edition are in our Lifestyle Village section. Join a not - for - pro t retirement community with Chomes - Christadelphian Aged Care, get a great welcome to community living with Baptist Care, choose from the great selection of properties from Equinox at Portland Tourist Park or Blue Gum village lifestyle village. In Health and Mobility Equipment, check out the amazing Atto scooters, and keep rolling along with AFI scooters. In Holidays and Travel, experience gorgeous Tasmania with AAT Kings, enjoy a Scott McGregor Railway Adventure, sleep easy with Golden Chain Motels and take advantage of the free accomodation offer and gold link discount card exclusive for our readers. A special reminder to get your  u vaccine this Winter, don’t underestimate Pneumonia. A huge thank you to our not - for - pro t partners, WEHI, Royal Far West, Camp Quality, Children’s Hospital Foundation and many more. In Health and wellbeing, rede ne what’s possible for older adults with hearing loss with Next Sense. To receive the latest information please subscribe for our twice yearly glossy magazine and quarterly news letters. We strive to maintain our position as the number one over 50’s platform in Australia. Thank you again to our readers, our sponsors, contributors, advertisers and those not mentioned in this brief foreword. Best Wishes to all our readers, please enjoy from everyone at Retirement Living Australia David Hayes Executive Director0450953619 david.hayes@onlinepublications.com.au National sales director: georginathomas@onlinepublications.com.auGraphics Departmentnina@onlinepublications.com.auOnline Publications - Retirement Australia Living PO Box 372 Newport Beach NSW 2106www.onlinepublications.com.au www.retirementaustralialiving.com.auForewordAs publishers and owners of Retirement Australia Living we are declaring that the information contained in the publication is for general information purpose only. While we endeavour to provide correct information, we make no representations or warranties and give no advice any kind, expresser implied, about the completeness, accuracy, reliability suitability, effectiveness, correctness or availability of any information, text, data, chart, image, contact details, articles, announcements, advertisements, products, claims, services, quali cations or related graphics contained in the publication for any purpose. Any action by you, or failure to act by you or reliance you place on any information in the publication or any of the content of the publication is therefore strictly at your own risk and we take no responsibility and accept no liability for any consequences direct or indirect. The inclusion in this publication of any advertisement, article, advertorial, announcement, information, contact details, listing, image, design, chart, data, mark or representation does not constitute and does not imply advice, recommendation or endorsement by us or the associated practitioners, service providers, services, products, claims, opinions or views.Retirement AustraliaRetirement Australia3Retirement AustraliaRetirement Australia

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Maranatha VillageMaranatha Village1582 Anzac Ave, Kallangur QLDYou’ll always get a warm welcome at Maranatha Village in Kallangur, a community built on shared values and strong friendships.Location Maranatha Village is situated 30 minutes north of Brisbane on ve hectares of beautiful tropical gardens. The estate is carefully designed and maintained by our gardening team to reect the original vegetation of the area. There is also an aged care home co-located within the grounds to provide options as care needs change.HomeOur 56 spacious ground oor two and three bedroom homes feature secure garages, spacious kitchens, open plan living, a study, built-in wardrobes, air-conditioning, and outdoor entertaining areas.ActivitiesThere’s always plenty to do at Maranatha Village, whether you just need a friendly smile or wish to get involved in beach trips, indoor bowling, gardening, billiards, dancing, crafts, singing or the garden model train set!Peace of mindThere is a 24-hour emergency support system in every home, and our maintenance and gardening teams are there to change your light bulbs or help with any other issues that may arise, so you can feel secure in the knowledge there’s always someone looking out for you and help is never far away when you need it.For more information contact 1800 246 637 or visit www.chomes.com.au.RetirementLiving ad April 2022.indd 3RetirementLiving ad April 2022.indd 3 29/04/2022 3:37:59 PM29/04/2022 3:37:59 PMRetirement AustraliaRetirement Australia5LIFESTYLE VILLAGES AND COMMUNITIES

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Important to plan early for your retirementOpportunity, quality, community: the value of Summerﬁeld70 Little River Road, Braidwood NSWwww.summerﬁeld.com.au | 1300 73 79 70There is common thinking that many people leave retirement decisions such as where to live when downsizing or seeking a new beginning until too late. They leave it until their opportunity to fully enjoy retirement and community living and community spirit is diminished. People need to plan early when the best ﬁnancial and personal decisions can be made. With respect to planning for a retirement home the newly released Invest+Retire™ package at Summerﬁeld seems to tick all the boxes. Summerﬁeld is a thriving over 55’s aordable luxury estate at the vibrant community spirited Braidwood between Canberra and Batemans Bay, has really hit on a formula where strategic ﬁnancial and personal planning for future retirement as to where to live can be worked through in a very strategic and proactive manner. So what is Invest+Retire™ all about. It really is very simple. Identify where you want to live and a property in an over 55’s freehold estate and purchase as an investment property. Check value and amenity. Look at rentability and if there are any rental underwrites or guarantees. Take advantage of tax deprecation beneﬁts in your own personal circumstances or in your Self Managed Super Fund (SMSF). With the current interest rates at an all-time low there is no better time to set up your ﬁnancial future, while you are working, for your future over 55’s work slow down or retirement. Fantastic lock in rates over ﬁve years can now be achieved which will set you up so well for the future. Importantly, you need to consider the impediments imposed in the banking world for those who are over 65 to borrow, or who only have a relatively low income. It is important to set all this up while you are working with a reasonable income. Flexibility to sell your home when you want to optimise value is important. For many their home is a major asset and accordingly when selling it to downsize or move to an over 55s, it is important that it can be done at the most opportune time and not in a rush. Invest+Retire™ allows that as you have identiﬁed and purchased your retirement home and it is earning an income. A real advantage of freehold such as at Summerﬁeld is that you can sell your property at any time and keep all the capital growth. There is no exit fees or lock in. A key facet of Summerﬁeld and Invest+Retire is that a rental underwrite, which establishes a base rent plus you keep whatever excess is received or a rental guarantee is available. This provides you with total peace of mind that your investment property is earning at all times. Summerﬁeld is constantly looking for approved people to rent and establishing a database of all prospects. There are many over 55’s who would love to rent at Summerﬁeld for a short or long period of time and enjoy the clean, crisp, country air and the wonderful, community spirit. All in all the Summerﬁeld Invest+Retire™ package just released looks like a real winner. Another way to implement Invest+Retire is that children in their 40s and 50s are mostly on good incomes and can aord an investment property, whilst often parents who have some cash to contribute don’t have an income to allow them to borrow easily. One way we see to provide a win-win is that the children buy the asset with some contribution or loan from the parents and the parents then rent back the property to cover the mortgage. Call Jane 1300 737 970 for a conﬁdential discuss on how this new innovative package can beneﬁt you.At Summerﬁeld Estate in historic Braidwood NSW, residents of the over 55s independent living community live amongst the rolling hills of the countryside and breathe the fresh, clean, country air. The best part? The lifestyle of your dreams combines the best of both worlds: country living with ease of access to the city. Braidwood is an easy distance to the amenities of the major hubs: Canberra is just an hour away by car, and you can be in Sydney in three. From surfers to skiers and everyone in between, Braidwood is the best place to base yourself for retirement. It’s the perfect location to explore the region on weekend adventures, road trips and luxurious getaways – no matter the season. The town is just under an hour’s drive from the sparkling seas of Batemans Bay and the NSW South Coast, for those who enjoy the glittering coastline and days spent by the beach. And for those who are more inclined to take a trip inland, Summerﬁeld is also positioned just two hours from Cooma – the gateway to the ski ﬁelds and stunning vistas of the Snowy Mountains. For those looking for a tree-change, visiting family and friends will be a breeze due to Braidwood’s central location, while visitors will love to drop in and check out all Braidwood and Summerﬁeld have to oer. Summerﬁeld represents extraordinary value for money with its designer three-bedroom, two-bathroom, two car homes, in a unique and central location. All the homes at Summerﬁeld are freehold, with no exit fees, coming in at around $600,000 – half the price of Sydney and two-thirds the price of Canberra. Summerﬁeld ranks their luxury homes at 122% better value for money than homes in Sydney, 54% better than Canberra and 44% than the NSW coastal town of Nowra. The homes at Summerﬁeld are built to the highest standards, and have been architecturally designed to take advantage of the stunning surrounds, and to ensure that ‘country feel’ in every abode – the north-facing estate is surrounded on three sides by heritage-listed greenery. Summerﬁeld’s state-of-the-art community facilities, that have already been built, include an indoor pool, clubhouse, gym, arts and crafts centre, and separate guest accommodation – there truly is something for everyone. Surrounded by the town’s facilities, which include a golf course, bowls club, foodie hotspots, historic buildings with a rich history and national parks, you’ll want for nothing when it comes to keeping busy and exploring the region. In addition, Summerﬁeld Estate also sits beside the Braidwood Multipurpose Service (MPS), which, when completed this month, will provide a range of tailored healthcare services for the local community, including community health facilities, residential aged care beds and a dedicated emergency department. Summerﬁeld presents an opportunity to become a part of the tight-knit and very supportive estate community – where residents come together to enjoy and explore their new home. You’ll also become a part of the wider Braidwood community, with a number of events and clubs that will ensure a bustling social life year-round.“Summerﬁeld represents an incredible opportunity for anyone looking to retire to a quality home and live a laid-back country lifestyle.”

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Braidwood – the best NSW Retirement LocationDon’t delay – Call Jane to book an inspection – 0400 472 577 | www.summereld.com.au Nothing is more enriching than breathing fresh clean country air and living a relaxed lifestyle. Braidwood’s climate is exhilarating with brisk winter days and mild summers which are highlighted by sea breezes and cool summer evenings. This is a rare opportunity to buy a Villa in a heritage listed town within close proximity to the South Coast, Goulburn, Canberra and the Snow Fields.The residents of Braidwood are proud of the history of their district and their large range of arts and crafts within the community. Braidwood oers a friendly rural community with a vast array of facilities and services. Facilities include a well-resourced hospital and medical centre along with a pharmacy, IGA supermarket and other food outlets including the renowned Braidwood Bakery, plentiful restaurants and cafes, arts and craft stores, the returned Servicemen’s Club with associated golf, lawn bowls and squash amenities.Braidwood has proved an irresistible magnet to countless artists and writers. It has featured in the ABC’s Painting Australia TV series. Home to late poet and activist Judith Wright, many renowned living writers and artists such as John R Walker, Jonathon Throsby, Suzanne Belamy, Miles Franklin (award winning writer) and Roger McDonald live in this thriving community.The town has a rich social life and hosts many popular annual events and festivals including the Braidwood Race meeting, Music at the Creek, Heritage Festivals, Vintage Cars, the Quilt Festival and the Braidwood Show. Be part of a thriving community with a strong arts culture!Food & Wine Short Drive to the SnowClose to the BeachesHistory TreasuresFarmers MarketsNature Trails and National ParksArt & Music CultureOver 55's Estate | Affortable Luxury70 LITTLE RIVER ROAD, BRAIDWOODThere is common thinking that many people leave retirement decisions such as ‘where to live’ when downsizing or seeking a new beginning until too late. They leave it until their opportunity to fully enjoy retirement and community living and community spirit is diminished. People need to plan early when the best nancial and personal decisions can be made.With respect to planning for a retirement home the newly released Invest+Retire™ package at Summereld seems to tick all the boxes. Cash ow pos-itive. Summereld is a thriving over 55’s affordable luxury estate at the vibrant community spirited Braidwood between Canberra and Batemans Bay. It has really hit on a formula where nancial and personal planning for retirement and as to where to live can be worked through in a proactive manner. Most importantly, for the Invest+Retire model the property is freehold, so you can borrow, with no ghastly exit fees or selling restrictions. You can sell when you like and keep all the money. So what is Invest+Retire™ all about. It really is very simple. Identify where you want to live and a property in an over 55’s freehold estate and purchase as an investment property. Check value and amenity. Look at rentability and if any rental underwrites or guarantees. Take advantage of taxation deprecation benets in your own personal circumstances. Most importantly, take advantage of the current low interest rates and exibility to sell your home when it suits you best and pay off your debt at a later time with your super. Invest Now! – Retire when you are ready!

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Braidwood – the best NSW Retirement LocationDon’t delay – Call Jane to book an inspection – 0400 472 577 | www.summereld.com.au Nothing is more enriching than breathing fresh clean country air and living a relaxed lifestyle. Braidwood’s climate is exhilarating with brisk winter days and mild summers which are highlighted by sea breezes and cool summer evenings. This is a rare opportunity to buy a Villa in a heritage listed town within close proximity to the South Coast, Goulburn, Canberra and the Snow Fields.The residents of Braidwood are proud of the history of their district and their large range of arts and crafts within the community. Braidwood oers a friendly rural community with a vast array of facilities and services. Facilities include a well-resourced hospital and medical centre along with a pharmacy, IGA supermarket and other food outlets including the renowned Braidwood Bakery, plentiful restaurants and cafes, arts and craft stores, the returned Servicemen’s Club with associated golf, lawn bowls and squash amenities.Braidwood has proved an irresistible magnet to countless artists and writers. It has featured in the ABC’s Painting Australia TV series. Home to late poet and activist Judith Wright, many renowned living writers and artists such as John R Walker, Jonathon Throsby, Suzanne Belamy, Miles Franklin (award winning writer) and Roger McDonald live in this thriving community.The town has a rich social life and hosts many popular annual events and festivals including the Braidwood Race meeting, Music at the Creek, Heritage Festivals, Vintage Cars, the Quilt Festival and the Braidwood Show. Be part of a thriving community with a strong arts culture!Food & Wine Short Drive to the SnowClose to the BeachesHistory TreasuresFarmers MarketsFarmers MarketsNature Trails and National ParksArt & Music CultureOver 55's Estate | Affortable Luxury70 LITTLE RIVER ROAD, BRAIDWOODLet us look brie y at the investment equation – the numbers. For every investment decision you need to consult your  nancial adviser. You are 57 and your wife 55 and you love the beautiful freehold 3 bed 2 bath 2 car Summer eld home which you can purchase for $600,000, say $630,000 with stamp duty and costs. You plan to retire in 5 years. You have excellent equity in your own home. Your job pays you $100,000 per year before tax. You go to contract. You are advised of the BMT depreciation analysis for this new home. You run through the numbers using your own home and Summer eld as security. A 95% lend and you have some cash to pay towards stamp duty and costs. With the rental guarantee the analysis shows a positive cash  ow of $142 per week. With such a low cash input the return on investment is fabulous. No better time than current interest rates to invest and then retire. The formula just makes sense! Ring Guyren Frame on 0421 098 158 for a more detailed explanation of how this can be suited to you.STAGE 4 (Final 13 homes) now on sale and to be completed third quarter of 2022.Enquiries – Jane 0400 472 577

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Blue Gum Lifestyle VillageBlue Gum Lifestyle Village is a lifestyle village for the over 55’s and the active and young at heart. Situated in Beaconseld in Melbourne’s ourishing south east, Blue Gum Lifestyle Village offers independent living in a relaxed, safe and secure community environment that allows you to enjoy the comfort of your low maintenance lifestyle. Blue Gum Lifestyle Village offers a community focussed, pet friend-ly and affordable lifestyle solution, allowing retirees to downsize their home and upsize their lifestyle with brand new 1 and 2 bedroom homes available from $134,000. “Off the plan” options are also available to allow you to customise your forever home on an available site.The village is conveniently located within 10 minutes’ drive to major shopping centres, medical centres, specialists, restaurants and cafes. There is a bus stop right at the front entry that will take you to the train station, Beaconseld, Berwick or Pakenham. We are less than 1 hour from the CBD for your shopping needs or for all the sporting and musi-cal events that Melbourne has to offer. Blue Gum Lifestyle Village allows you to enjoy a quiet and tranquil re-tirement, whilst still staying close to your family and all of the conve-niences. There are lovely gardens lining our sealed roads and we have a community garden, off-leash dog area and a wonderful, friendly at-mosphere. To complement our growing residential village, community facilities are also being upgraded as part of our long term plans.Being a land-lease community, there are no entry or exit fees and no stamp duty applies when purchasing a home in our village. Our simpli-ed sale process and low site fees allow you more time (and money) for the important things in life!Call our ofce on 03 9796 8201 to organise a COVID safe tour today, we welcome all visitors to come and have a look around the village Monday – Fridays, weekends by appointment. Come see what Blue Gum Lifestyle Village has to offer16Retirement AustraliaRetirement AustraliaLIFESTYLE VILLAGES AND COMMUNITIES

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– Over 55’s living in Victoria’s beauful, peaceful South West Coast RegionWell known for its history as a place of hardship and sad stories Locat-ed on Victoria’s South West Coast in the beautiful historic town of Port-land, Portland Tourist Park offers the perfect pet friendly sea change lifestyle for the over 55’s.Portland Tourist Park offers a community focussed, pet friendly and af-fordable lifestyle solution, allowing retirees to downsize their home and upsize their lifestyle with brand new 2 bedroom homes available from $164,000 in our new residential expansion. “Off the plan” options are also available to allow you to customise your forever home if you see a particular site that you love.Set in a natural bushland setting, but still within minutes of the facilities and attractions of Portland, Portland Tourist Park offers both tranquilli-ty and convenience without all of the hustle and bustle. Our village of like-minded residents love the fact that they share the park with native birdlife and our resident koalas; but they are still so close to the local shops, cafes and healthcare services.The park is also situated close to a number of stunning coastal walks, the Portland Botanical Gardens, local museums and galleries, some great local cafes and the stunning Cape Nelson Lighthouse – a perfect spot for whale watching! For those who love boating it’s the perfect location - our village has parking available for your boat, and we have an easily accessible boat wash bay.We have just completed the rst new homes in our residential village expansion and are excited to be adding more shortly. To complement our growing residential village, community facilities are also proposed to be progressively upgraded as part of our long term plans. Being a land-lease community, there are no entry or exit fees and no stamp duty applies when purchasing a home in our park. Our simplied sale process and low site fees allow you more time (and money) for the im-portant things in life!Call our ofce on 03 5523 2297 organise a COVID safe tour today, we can’t wait to show you the Portland Tourist Park Lifestyle! Portland Tourist Park Retirement AustraliaRetirement Australia17 LIFESTYLE VILLAGES AND COMMUNITIES

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18Retirement AustraliaRetirement AustraliaRetirement AustraliaRetirement Australia SECTION19HEALTH CARE & MOBILITY EQUIPMENTThe global spread of COVID-19 has changed the way we spend our days. Self-isolation, social dis-tancing, frequent sanitizing and wearing protective masks have limited people’s ability to continue their normal daily routines.This creates special challenges for those with mobility issues -- especially for at-risk seniors and those with pre-existing medical conditions. Simple activities like running errands or just enjoying a breath of fresh air seem much riskier than they once did. As a result, many mobility-challenged individuals are opting to remain in their homes. Both physically and emotionally, this is not a good situation. However, the fact of the matter is that mobility aids like the Aﬁ scooter can actually augment their users’ interaction with the outside world while providing an additional degree of protection. Beyond the obvious advantages of reliable, on-demand personalized transportation across a wide variety of terrains, these scoot-ers provide some important beneﬁ ts. For example, the fear of contagion from potential disease carriers has made public transportation a non-option for numerous people. In many places around the globe buses, trams and metros are either running on severely restricted schedules, with limited numbers of passengers, or have ceased to operate entirely. Even where public transportation continues to operate normally, many people are wary of using it.In this regard, the Aﬁ scooter provides users with a unique plus: instead of sharing their space with countless others, they ride alone, or alongside another family member or friend of their choosing -- in control of their own environment and traveling companions. This is especially important for those considered to be most at-risk from COVID-19.No one knows how long we’re going to have to continue living with COVID-19, when – or if – things will “return to normal”. At times like this it’s essential to do whatever we can to maintain our quality of life.Clearly, nothing can take the place of proper behavior – social distancing, wearing masks and emphasizing personal hygiene. But, in addition to stability, safety and convenience, vehicles like Aﬁ scooter also give people the freedom to keep rolling along, even in the time of corona. Aﬁ kim Electric Vehicles is a global leader in developing, manufacturing and marketing Mobility Scooters.The company is fully owned by KIBBUTZ AFIKIM, one of the largest kibbutzim in Israel and is located in the Jordan Valley in the north of the country.Since 1978 the company has been a pioneer in the ﬁ eld of mobility scooters, with the introduction of the world’s ﬁ rst mobility scooter with full suspension, the world’s ﬁ rst folding scooter and more innovative solutions. Based on extensive experience of more than four decades and a strong in-house Research and Development department, the company continues to drive meaningful improvements for users and new opportunities for partners.Today, we offer mid-size Multi-Purpose scoot-ers, Max size All Train All Weather scooters, recreational scooters and a large range of accessories for drivers.For more info visit our website: www.aﬁ scooters.com or call us: 0419943565Rolling Along in the Time of Corona20Retirement AustraliaRetirement Australia

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on the phone?1in crowded places?2With hearing aids on,do you ﬁnd it difﬁcultto hear:Redeﬁning what’spossible for older adults with hearing loss3children’s voices clearly?Clinical Professor Catherine Birman is the Medical Director of NextSense Cochlear Implant Services (formerly SCIC Cochlear Implant Program, an RIDBC service). Aglobally renowned surgeon, Dr Birman has performed more than 1,500 cochlear implant and hearing restorative surgeries for children and adults of all ages—from three months to well over 90 years. The link between hearing loss and dementia, by Clinical Professor Catherine BirmanBy the age of 65, one in three people will have hearing loss. Hearing loss in adults requires greater effort to listen and understand speech. For many people, the onset of hearing loss is insidious, and often they thinkthat others mumble or don’t speak clearly. Hearing loss and the impact on your lifeStudies show hearing loss can be associated with social withdrawal, isolation, depression and anxiety, and is an independent risk factor for dementia. A Lancet article on preventable causes of dementia, published in 2017, highlighted that hearing loss was the largest of the potentially reversible factors that are responsible for dementia. In fact, hearing loss was a major factor in 9% of dementia. By helping reduce the impact of hearing loss—with hearing aids and cochlear implants—we may be able to have a ﬂow on effect and help reduce dementia and improve quality of life.The importance of hearing tests for older peopleFor people over 50 years, having regular hearing tests with an audiologist and managing hearing loss in a timely manner is very important. This could be with hearing aids, and for people with severe or profound sensorineural hearing loss—with cochlearimplants. About NextSense Cochlear Implant ServicesOur program has supported over 5,000 people to access a better world of sound, making it Australia’s largest and most comprehensive cochlear implant program. At NextSense, you have access to leading surgeons, an expert team of health professionals, and the latest technologies, often with no out-of-pocket costs. The impact on Alan’s lifeWhen Alan’s hearing loss increased over time, he became distant and as a result withdrew from society and, to some extent, his family. Alan persisted with hearing aids despite them becoming ‘physically painful.’But hearing aids weren’t enough. In2017, he received his ﬁrst cochlear implant, and a year later ‘NextSense’ is a registered trade mark of Royal Institute for Deaf and Blind Children (ABN 53 443 272 865) hello@nextsense.org.au 1300 581 391 nextsense.org.auWe’ll connect you with an experienced team member todiscuss your needs.If you answered ‘yes’ to any of the questions above, you may beneﬁt from a cochlear implant. Contact us:Free information sessionsWe regularly facilitate informationsessions around Australia. You’ll learn more about cochlear implants, including the difference between a hearing aid and a hearing implant system; hear ﬁrsthand from cochlear implant recipients; and have your questionsanswered. To express aninterest, you cangetin touch with our ClientCareteam via:hello@nextsense.org.au,1300581391or nextsense.org.au.Leading the worldWhen it comes to cochlear implants, we’re world-leaders. That’s because we’re committed to world’s best practice, grounded by research and innovation, and have a team of experts here for you. From your initial hearing assessment, through to the cochlear implantation and ongoing support, we’ll be with you every step of the way.You’re never too old for a cochlearimplantCochlear implants can be a suitable option for newborns through to people aged ninety and older, who have profound hearing loss. A common misconception is that you’re ‘too old’ for a cochlear implant. The fact is that age is no barrier. In fact, we support over 2,000 clients over the age of 65. As well, did you know that more than 92% of adults with signiﬁcant hearing loss in Australia who could beneﬁt from a cochlear implant haven’t explored the technology?received his second—making him a bilateral cochlear implant recipient (both ears).‘It’s beyond measure the impact it has had on me.’ Alan hopes by sharing his story he can have a positive impact on people like him who are experiencing hearing loss.It is a great honour to be part of so many different people’s journeys to better hearing.Clinical Professor CatherineBirmanRetirement Living Magazine.indd 5-6Retirement Living Magazine.indd 5-6 11/6/21 12:51 pm11/6/21 12:51 pm24Retirement AustraliaRetirement AustraliaHEALTH & WELLBEING

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on the phone?1in crowded places?2With hearing aids on,do you ﬁnd it difﬁcultto hear:Redeﬁning what’spossible for older adults with hearing loss3children’s voices clearly?do you ﬁnd it difﬁcultto hear:children’s voices clearly?Clinical Professor Catherine Birman is the Medical Director of NextSense Cochlear Implant Services (formerly SCIC Cochlear Implant Program, an RIDBC service). Aglobally renowned surgeon, Dr Birman has performed more than 1,500 cochlear implant and hearing restorative surgeries for children and adults of all ages—from three months to well over 90 years. The link between hearing loss and dementia, by Clinical Professor Catherine BirmanBy the age of 65, one in three people will have hearing loss. Hearing loss in adults requires greater effort to listen and understand speech. For many people, the onset of hearing loss is insidious, and often they thinkthat others mumble or don’t speak clearly. Hearing loss and the impact on your lifeStudies show hearing loss can be associated with social withdrawal, isolation, depression and anxiety, and is an independent risk factor for dementia. A Lancet article on preventable causes of dementia, published in 2017, highlighted that hearing loss was the largest of the potentially reversible factors that are responsible for dementia. In fact, hearing loss was a major factor in 9% of dementia. By helping reduce the impact of hearing loss—with hearing aids and cochlear implants—we may be able to have a ﬂow on effect and help reduce dementia and improve quality of life.The importance of hearing tests for older peopleFor people over 50 years, having regular hearing tests with an audiologist and managing hearing loss in a timely manner is very important. This could be with hearing aids, and for people with severe or profound sensorineural hearing loss—with cochlearimplants. About NextSense Cochlear Implant ServicesOur program has supported over 5,000 people to access a better world of sound, making it Australia’s largest and most comprehensive cochlear implant program. At NextSense, you have access to leading surgeons, an expert team of health professionals, and the latest technologies, often with no out-of-pocket costs. The impact on Alan’s lifeWhen Alan’s hearing loss increased over time, he became distant and as a result withdrew from society and, to some extent, his family. Alan persisted with hearing aids despite them becoming ‘physically painful.’But hearing aids weren’t enough. In2017, he received his ﬁrst cochlear implant, and a year later ‘NextSense’ is a registered trade mark of Royal Institute for Deaf and Blind Children (ABN 53 443 272 865) hello@nextsense.org.au 1300 581 391 nextsense.org.auWe’ll connect you with an experienced team member todiscuss your needs.If you answered ‘yes’ to any of the questions above, you may beneﬁt from a cochlear implant. Contact us:Free information sessionsWe regularly facilitate informationsessions around Australia. You’ll learn more about cochlear implants, including the difference between a hearing aid and a hearing implant system; hear ﬁrsthand from cochlear implant recipients; and have your questionsanswered. To express aninterest, you cangetin touch with our ClientCareteam via:hello@nextsense.org.au,1300581391or nextsense.org.au.Leading the worldWhen it comes to cochlear implants, we’re world-leaders. That’s because we’re committed to world’s best practice, grounded by research and innovation, and have a team of experts here for you. From your initial hearing assessment, through to the cochlear implantation and ongoing support, we’ll be with you every step of the way.You’re never too old for a cochlearimplantCochlear implants can be a suitable option for newborns through to people aged ninety and older, who have profound hearing loss. A common misconception is that you’re ‘too old’ for a cochlear implant. The fact is that age is no barrier. In fact, we support over 2,000 clients over the age of 65. As well, did you know that more than 92% of adults with signiﬁcant hearing loss in Australia who could beneﬁt from a cochlear implant haven’t explored the technology?received his second—making him a bilateral cochlear implant recipient (both ears).‘It’s beyond measure the impact it has had on me.’ Alan hopes by sharing his story he can have a positive impact on people like him who are experiencing hearing loss.It is a great honour to be part of so many different people’s journeys to better hearing.Clinical Professor CatherineBirmanRetirement Living Magazine.indd 5-6Retirement Living Magazine.indd 5-6 11/6/21 12:51 pm11/6/21 12:51 pm

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Switch To Better Quality HomecareImproving The Quality Of Life For Those We Serve..Choose Right at HomePhone: Right at Home Padstow St George - 02 8735 0025 Right at Home Sydney Inner West - 02 8123 4045www.rightathome.com.auThe Right Care, Right at HomeRight at Home are leaders in quality homecare and support, delivering services that allow our clients to remainsafe and independent in their own homes. - 24/7 On Call & 24/7 Care Service- Flexible, Reliable, Certified Carers- Disability Support (Plan and Self-Managed)- NDIS High Intensity Support- Home Care Package Levels 1- 4 (No Admin Fees)- Supervised Care Plan- Supervised Care Plan- Post-Operative Care- Hospital-In-The-Home Care- Personal and Companion Care- Domestic, Shopping, TransportSwitch To Better Quality HomecareImproving The Quality Of Life For Those We Serve..Choose Right at HomePhone: Right at Home Padstow St George - 02 8735 0025 Right at Home Sydney Inner West - 02 8123 4045www.rightathome.com.auThe Right Care, Right at HomeRight at Home are leaders in quality homecare and support, delivering services that allow our clients to remainsafe and independent in their own homes. - 24/7 On Call & 24/7 Care Service- Flexible, Reliable, Certified Carers- Disability Support (Plan and Self-Managed)- NDIS High Intensity Support- Home Care Package Levels 1- 4 (No Admin Fees)- Supervised Care Plan- Supervised Care Plan- Post-Operative Care- Hospital-In-The-Home Care- Personal and Companion Care- Domestic, Shopping, TransportEars blocked with wax? ...You need EarworxTHE EARWAX REMOVAL PROFESSIONALSwww.earworx.com.auEARWORX BELCONNEN NTH CANBERRA FAMILY PRACTICE 5b Chandler St BELCONNEN ACT 2617 EARWORX KINGSTON WENTWORTH AVE FAMILY PRACTICE 55 Wentworth Ave KINGSTON ACT 2604 EARWORX SYDNEY CBD CITY MEDICAL PRACTICE 2 York St SYDNEY NSW 2000 EARWORX COFFS HARBOUR PARK BEACH MEDICAL CENTRE Shop 303, Park Beach Plaza, 253 Pacific Hwy COFFS HARBOUR NSW 2450 EARWORX CARDIFF CARDIFF MEDICAL CENTRE 321 Main Rd, CARDIFF NSW 2285 EARWORX WYONG WYONG FAMILY PRACTICE 152-156 Pacific Hwy TUGGERAH NSW 2259 EARWORX HOBART HOBART CHIROPRATIC CENTRE 181 Harrington St HOBART TAS 7000 EARWORX LAUNCESTON NEWSTEAD MEDICAL CENTRE 169 Elphin Rd NEWSTEAD TAS 7250 EARWORX ULVERSTONE ULVERSTONE CLINIC 25b Alexandra Rd ULVERSTONE TAS 7315 EARWORX WOY WOY WOY WOY FAMILY PRACTICE Deepwater Plaza Shopping Centre Shop D03 Grd Level, 52 Railway St WOY WOY NSW 2256 EARWORX BRUNSWICK BRUNSWICK BETTA HEALTH 30 Sydney Rd BRUNSWICK VIC 3056 EARWORX COMO MOLESCAN COMO 57 Ley St COMO WA 6152EARWORX INGLEWOOD MOLESCAN INGLEWOOD 948 Beaufort St INGLEWOOD WA 6052 EARWORX JOONDALUP JOONDALUP CITY MEDICAL GROUP 126 Grand Boulevard JOONDALUP WA 6027 EARWORX WEMBLEY MOLESCAN WEMBLEY Suite 2-3, 353 Cambridge St WEMBLEY WA 6014 EARWORX CROYDON CROYDON FAMILY PRACTICE 24-26 Dorset Rd CROYDON VIC 3136 Book online or FREECALL 1800 327 967TASVICACT & NSWEARWORX KAWANA WATERS KAWANA WATERS MEDICAL CENTRE Cnr Nicklin Way & Kensington Dr MINYAMA GLD 4575 EARWORX CHERMSIDE CHERMSIDE MEDICAL CENTRE Unit 2, 956 Gympie Rd, Chermside Medical Complex CHERMSIDE QLD 4032EARWORX WOOLLOONGABBA MATER HILL FAMILY MEDICAL PRACTICE 7/40 Annerley Rd WOOLLOONGABBA QLD 4102 EARWORX CAIRNS SMITHFIELD CENTRAL DOCTORS 7-11 Mount Milman Dr SMITHFIELD QLD 4878QLDWAEARWORX TOWNSVILLE COMING SOON FROM MID APRIL 2022

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Retirement AustraliaRetirement Australia SECTION31Ears blocked with wax? ...You need EarworxTHE EARWAX REMOVAL PROFESSIONALSwww.earworx.com.auEARWORX BELCONNEN NTH CANBERRA FAMILY PRACTICE 5b Chandler St BELCONNEN ACT 2617 EARWORX KINGSTON WENTWORTH AVE FAMILY PRACTICE 55 Wentworth Ave KINGSTON ACT 2604 EARWORX SYDNEY CBD CITY MEDICAL PRACTICE 2 York St SYDNEY NSW 2000 EARWORX COFFS HARBOUR PARK BEACH MEDICAL CENTRE Shop 303, Park Beach Plaza, 253 Pacific Hwy COFFS HARBOUR NSW 2450 EARWORX CARDIFF CARDIFF MEDICAL CENTRE 321 Main Rd, CARDIFF NSW 2285 EARWORX WYONG WYONG FAMILY PRACTICE 152-156 Pacific Hwy TUGGERAH NSW 2259 EARWORX HOBART HOBART CHIROPRATIC CENTRE 181 Harrington St HOBART TAS 7000 EARWORX LAUNCESTON NEWSTEAD MEDICAL CENTRE 169 Elphin Rd NEWSTEAD TAS 7250 EARWORX ULVERSTONE ULVERSTONE CLINIC 25b Alexandra Rd ULVERSTONE TAS 7315 EARWORX WOY WOY WOY WOY FAMILY PRACTICE Deepwater Plaza Shopping Centre Shop D03 Grd Level, 52 Railway St WOY WOY NSW 2256 EARWORX BRUNSWICK BRUNSWICK BETTA HEALTH 30 Sydney Rd BRUNSWICK VIC 3056 EARWORX COMO MOLESCAN COMO 57 Ley St COMO WA 6152EARWORX INGLEWOOD MOLESCAN INGLEWOOD 948 Beaufort St INGLEWOOD WA 6052 EARWORX JOONDALUP JOONDALUP CITY MEDICAL GROUP 126 Grand Boulevard JOONDALUP WA 6027 EARWORX WEMBLEY MOLESCAN WEMBLEY Suite 2-3, 353 Cambridge St WEMBLEY WA 6014 EARWORX CROYDON CROYDON FAMILY PRACTICE 24-26 Dorset Rd CROYDON VIC 3136 Book online or FREECALL 1800 327 967TASVICACT & NSWEARWORX KAWANA WATERS KAWANA WATERS MEDICAL CENTRE Cnr Nicklin Way & Kensington Dr MINYAMA GLD 4575 EARWORX CHERMSIDE CHERMSIDE MEDICAL CENTRE Unit 2, 956 Gympie Rd, Chermside Medical Complex CHERMSIDE QLD 4032EARWORX WOOLLOONGABBA MATER HILL FAMILY MEDICAL PRACTICE 7/40 Annerley Rd WOOLLOONGABBA QLD 4102 EARWORX CAIRNS SMITHFIELD CENTRAL DOCTORS 7-11 Mount Milman Dr SMITHFIELD QLD 4878QLDWAEARWORX TOWNSVILLE COMING SOON FROM MID APRIL 2022

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If Tasmania has been on your wish list for some time, now is your opportunity to discover this special place. Take a bite of the Apple Isle, sip the Tamar Valley wine, indulge in the taste of fresh local produce and feast your eyes on iconic views of Wineglass Bay or Cradle Mountain. If you travel down the East Coast from Launceston or choose to head up West from Hobart, no area will disappoint. Either way, ensure you don’t miss these must-do sites, in this paradise at the edge of the earth.Salamanca Market, Battery PointTake in the tastes of Salamanca Market every Saturday from 8:30am to 3pm. With tempting truf es and sneaky Hobart tipples, it is no surprise it is one of Tasmania’s most popular attractions. This vibrant meeting point of over 300 makers and creators embraces the culture and welcoming nature of Hobart locals. Fall in love with the charac-ters, crafts and divine produce, tasting your way through the stalls while listening to the buskers of the laneways.Visit the Markets with a local guide on the Perfect Tasmania 13 day AAT Kings tourTasmania’s Wildlife and National ParksCradle Mountain – Lake St Clair National Park, is an absolute must-see and is one of Tasmania’s most iconic sights. With a diverse landscape of grassland and rugged wilderness of ancient  ora and fauna, the park is rich in wildlife and the perfect wombat-spotting country. In the heart of the park with the most picturesque backdrop is the crystal-clear Dove Lake. This jewel is the starting point of one of the state’s premier walks best experienced with an expert guide and a visit to the Waldheim Chalet where you can hear the famous love story of the mountain. Experience this and more on AAT Kings Tassie’s Parks and Nature 7 day tour 32HOLIDAYS & TRAVELRetirement AustraliaRetirement AustraliaTHE MUST-DOS FOR AN ULTIMATE THE MUST-DOS FOR AN ULTIMATE TASMANIA ESCAPE TASMANIA ESCAPE Boat Shed, Lake Dove and Cradle MountainMandatory credit: Tourism Tasmania & Andrew McIntosh, Ocean PhotographyGovernment Gardens - Port Arthur Historic SiteMandatory credit: Tourism-Tasmania & Kathryn Leahy

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Fields of purple at Bridestowe Lavender EstateStunning elds of lavender outside of Europe may come as a surprise to some, but Tasmania has similar climate conditions to the Lavender regions of Provence, France. In 1921, London Per-fumer grew the rst lavender owers from a modest pocket of seeds obtained from the French Alps. Today, Bridestowe Laven-der Estate is recognised as the world’s largest privately-owned lavender farm. Wander down the elds taking colourful photos, which are best captured in the mid-summer months when the lavender is in full bloom. Try a lavender latte at the café, or have a spot of afternoon tea, complimented with a blueberry and lavender jam scone.Visit the elds on the Perfect Tasmania 13 day tour with AAT Kings Wineglass Bay, Freycinet National ParkWhen visiting Tasmania, you cannot leave Freycinet off your list. This stunning curve of coastline hosts one of the world’s most beautiful beaches, Wineglass Bay. The perfect setting to view the contrast of the pristine white sand against the deep tur-quoise waters is the lookout which gives you panoramic views of Freycinet National Park. If you love a brisk walk through coastal woodland, don’t miss this highlight, a worthwhile reward for the effort of an incline. End your day at sunset on Freycinet Lodge’s deck with some Tasmanian bubbles. Or, dip your tired feet in the water at the very tiny but strikingly beautiful Honeymoon Bay.Stay at Freycinet Lodge on the Tassie Getaway 7 day tourRetirement AustraliaRetirement Australia33 HOLIDAYS & TRAVELCradle MountainmMandatory credit: Tourism Tasmania and Jason Charles HillPort Arthur Historic SiteMandatory credit: Tourism Tasmania & Port Arthur Historic Site Management Authority

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Farm-to-table freshness at Mt. Gnomon If visiting the cutest-sounding town on the planet is on your buck-et list, ensure this is included in your itinerary. The Mt. Gnomon Farm sits just outside Penguin in the north of Tasmania and is the site where fth-generation farmer Guy Robertson and his family have perfected centuries-worth of skills in cider orchards and gardens. Your farm-to-fork Be My Guest lunch amid this lush setting is like Tassie in a fresh and avourful mouthful.Dine in the garden on your Perfect Tasmania 13 day AAT Kings tour New growth from a dark past in Port ArthurWell known for its history as a place of hardship and sad stories of convicts meeting tragic ends, Port Arthur is one of Australia’s most well-known World Heritage-listed Historic Sites. The unsus-pected beauty of this walk-through time is the blooming colonial gardens on the grounds where 1830s oak and elm trees still stand tall today. Take in the scents and colours of these paths, where bulbs and cuttings were shipped on an eight-month jour-ney from England by passionate horticulturists, bringing oral colours to a dark place. Discover more about Port Arthur’s gardens on Tasmanian Won-ders 10 day AAT Kings tour34Retirement AustraliaRetirement Australia HOLIDAYS & TRAVEL “Port Arthur is one of Australia’s most well-known World Heritage-listed Historic Sites”Church - Port Arthur Historic Site Mandatory credit: Tourism Tasmania & Lynette Graham

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A Bay of Fires bush retreatMeet Anna and Tom at their retreat nestled in the bushland of Tas-mania. Not far from the pristine beaches of the Bay of Fires, this skilful pair will have your relaxing (wine in hand) by the warmth of the re, admiring the views of a Milky Way in this remote location. With chef served seasonal meals, plated on handmade ceramics made by Anna’s father, you’ll be delighted with this authentic and unique outback experience. Keep an eye out for wombats and echidnas encounters as you unwind in this natural haven. Spend a night under the stars, with Inspiring Journeys on the Tastes of Tasmania 7 day tripThe oldest vineyard on the east coastCraigie Knowe Vineyard offers exceptional wines, this family-run vineyard highlights the many tastes and diverse history of Tasma-nia. As the oldest vineyard on the east coast, this well-established property in Cranbrook produces several full-bodied red wines and currently produces a diverse range of Cabernet Merlot, Cabernet Sauvignon, Chardonnay, Pinot Noir, and Riesling wines loved by locals and visitors alike. Take a stroll through the vine-yard and learn more about the complexities of viticulture, before indulging in a lunch of cured meats and divine cheeses, perfectly paired with award-winning wine.Visit Craigie Knowe Vineyard with experts on Inspiring Journeys Tastes of Tasmania 7 Day trip For more information visit aatkings.com/tas Retirement AustraliaRetirement Australia35 HOLIDAYS & TRAVELAbout AAT Kings:A century’s worth of exploration means we have unparalleled knowledge of Australia – its highlights, its secrets, and the people that bring them to life. We’re not talking about attractions and experiences you’ll nd in a guidebook or online; these are only-lo-cals-know adventures that our guides and Travel Directors have accumulated over years. Think, the best vantage for a view money can’t buy, lunch in a special place no others can dine, stories you’ll remember forever because they’re told from the heart. When you step aboard with AAT Kings or Inspiring Journeys, you’re signing up to travel with like-minded people. Everyone who joins us has a similar passion for life and wants to discover new places and have experiences they would never otherwise gain. You’re in good company, with plenty of time to mingle, be social, soak up the serenity and enjoy a setting together like you’re the only people in the world.Government Gardens - Port Arthur Historic Site, Mandatory credit: Tourism Tasmania & Kathryn Leahy

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SLEEP EASYWITH GOLDEN CHAIN MOTELSWORLDWIDE10%OFFTo redeem your voucher & discount card, simply send your completed form to:Golden Chain Motels. PO BOX 5220, Port Macquarie NSW 2444$25* Offer is limited to the first 1,000 voucher returns and is valid until 21/12/2022. One voucher per address. One voucher per booking. Bookings must be made via www.goldenchain.com.au or by calling the Golden Chain property direct. Vouchers cannot be redeemable for cash or used in conjunction with any other offer. Goldlink 10% discount still applies.ACCOMMODATION VOUCHER & GOLDLINK DISCOUNT CARDFREE*Name PhoneAddressSuburb State PostcodeEmailWith over 800 hotels in 80 countries worldwide, ﬁnding a great nights sleep has never been easier with Golden ChainReceive 10% o worldwide when you book direct by calling 1800 023 966 or online at GoldenChain.com.auGCM324 SleepEasy RAL Advert MAR22.indd 1GCM324 SleepEasy RAL Advert MAR22.indd 1 17/3/22 3:29 pm17/3/22 3:29 pmA century ago, a London perfumer paused to plant French lavender in Tasmania. Today, the site – Bridestowe Lavender Estate – is a fragrant welcome to the state’s north, replete with a charming café where you can linger to sample oh-so-memorable lavender ice cream, visit the lavender distillery or taste honey from the purest pollen in the world. This is a working farm, so regardless of when you visit, you’ll experience ower power in its full glory.Stop, smell & taste the owers.Tasmania.Discover more the hidden gems. aatkings.com/tas

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A heritage train ride offers a fascinating glimpse into the history of rail travel in Australia. Australia’s rail history dates back more than 160 years. As a result of newer construction materials and methods that conquered past engineering difculties, some of the early railway lines have been bypassed, made obsolete by tunnels and new routes, or were never connected into the main rail network.Many of these have been given new life as heritage railways and reopened as popular tourist attractions that allow their passengers to experience the smell of steam, the sound of the whistle blowing as the locomotive chugs along, and the sights and stories of bygone days. Using a restored steam locomotive or an early diesel or electric engine, they recreate the authenticity and elegance of the train journeys of yesteryear, with original rolling stock and a specialist carriage eet of immaculate sitting, sleeping and dining cars completing the experience.Regardless of the type of locomotive taking you on your journey, there is usually spectacular scenery to enjoy – most heritage tracks wind their way through fern gullies, rainforests, gumtree covered mountains, farmland, or picturesque coastal and country vistas before arriving photo-worthy historic stations.HERE’S OUR TOP 5 BEST HERITAGE AND TOURIST RAILWAYS IN AUSTRALIA. CLIMB ABOARD FOR A FASCINATING GLIMPSE OF THE WORKING HISTORY AND GOLDEN AGE OF RAIL TRAVEL:RAILWAY ADVENTURES - RIDING BACK IN TIME ON A HERITAGE TRAINThe Pufng Billy, Victoria Railway Adventures - Victorian Steam AdventureOne of the most famous steam train journeys in Australia, the Pufng Billy is also one of the nest preserved steam railways in the world. Built in the early 1900s as a low cost 2’6” gauge line, its purpose was to open up the remote area between Victoria’s Belgrave and Gembrook townships.This century-old steam train and its iconic open-sided carriages run along a 24-kilometre track through lush rainforest, fern gullies and farmlands, before offering a close-up view of the spectacular mountain scenery of Victoria’s Dandenong Ranges. West Coast Wilderness Railway, Tasmania Railway Adventures - Tasmania by Rail, Road and RiverSituated on the west coast of Tasmania, this formidable steam train journey chugs along 30 kilometres of century-old tracks, including an iconic ABT Rack and Pinion section – the rst of its kind in Australia – which enabled the steam locomotives to traverse the steep slopes.Travelling through ancient rainforests and plunging gorges, the railway line was originally used to transport copper from the mines in Queenstown to the harbour at Strahan. For many years, it was the only transport link between Queenstown and the rest of Tasmania. The journey brings to life the harsh demands of mining life and the resilience of the people who lived along the steep King River Gorge.38Retirement AustraliaRetirement Australia HOLIDAYS & TRAVEL

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The Gulander, QueenslandRailway Adventures - Queensland SavannahRailway Adventures - Outback QueenslandTravelling across the Gulf of Carpentaria’s remote wetlands, grasslands, and arid Savannah territory, the Gulander is a rail-motor journey unlike any other.Originally built to connect the once bustling river port of Normanton with the Croydon goldelds, this legendary, heritage-listed railway is also rich in historical and scenic wonders. It offers a fascinating insight into pioneering history, passing the old digs from the Croydon gold rush to Station 119, the most northern camp of Burke and Wills.The Kuranda Scenic Railway, QueenslandRailway Adventures - Queensland SavannahUp in far north Queensland, this relatively short journey takes about two hours one way, up into the hinterland behind the city of Cairns. Passing spectacular waterfalls and travelling through World Heritage-listed rainforest via some 15 tunnels and 55 bridges, the Scenic Railway is one of Australia’s most popular rail experiences. It was originally built to service the mining industry between Kuranda and Herberton in the 1880s, when supplies could not get through to mining camps because of torrential rain. Several miners starved, but many more rail workers lost their lives during the dangerous decade of construction. After roads were improved from Cairns, the railway was converted to tourist use in the 1930s.Scott McGregor’s Railway Adventures tour is more than just a holiday, it is a unique way to experience the world. By train you are completely immersed in culture and adventure, exploring the most scenic corners of the world in the comfort of a luxury train. Whether you are an experienced traveller or just beginning to explore this wonderful world, Railway Adventures has something for everyone. Transform your holiday into the most unforgettable adventure of a lifetime with Railway Adventures.Call 1300 800 977 now to request a brochure on our domestic tours in 2022.Retirement AustraliaRetirement Australia39 HOLIDAYS & TRAVEL

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YOUR AUSTRALIA BY TRAIN IN 2022FOR FULL TOUR BROCHURE AND TO MAKE A BOOKING, PLEASE CONTACT US AT:1300 800 977 • INFO@RAILWAYADVENTURES.COMRAILWAYADVENTURES.COM3 – 14 MARCH, 6 – 17 OCTOBERWith Eamonn Seddon• LAUNCESTON • CRADLE MOUNTAIN • STRAHAN • HOBART •• Full day at the iconic SteamFest (March tour only)• West Coast Wilderness Railway in the train’s restaurant balcony car • Visit Cradle Mountain and explore its beautiful surrounds • Sail around Macquarie Harbour and up the Gordon River• Derwent, Tamar and Franklin CruisesTasmaniaby Rail, Road and River16 – 21 MARCH, 8 – 13 SEPTEMBER With Scott McGregor & Friends• WAUCHOPE • PORT MACQUARIE • ARMIDALE • WERRIS CREEK •• COONABARABRAN • MUDGEE • GULGONG •• Travel through NSW on your privately chartered 1960’s railmotor• Evening cruise in Port Macquarie and vintage train in Timbertown, Wauchope• Siding Springs Observatory and the Warrumbungles in Coonabarabran• Mudgee wineries and exclusive sunset cocktail reception at Ruwenzori RetreatNORTH BYNORTH WESTDEPARTURES IN MARCH AND NOVEMBERWith Scott McGregor & Friends• MELBOURNE • ECHUCA • BENDIGO • BALLARAT • DAYLESFORD • • GEELONG • CASTLEMAINE •• Heritage steam train on the Victorian Goldﬁelds to Maldon• Sail and dine on a Murray River paddle steamer• Gold-rush history in Ballarat, Bendigo and Echuca• Enjoy a sumptuous lunch on the lavish Q Train along the Bellarine RailwayBy Rail, Road & Paddlesteamer Victorian Railway Adventure28 APRIL – 7 MAY 2022 With Scott McGregor and friends• BRISBANE • TOOWOOMBA • ARMIDALE • GOODIWINDI • TENTERFIELD •• Heritage steam train journey from Warwick to Goondiwindi • Steam train charter from the border at Wallangarra to Toowoomba• Explore Tenterﬁeld and visit it’s extensive railway museum• Extra journey by coach to the end of the line at DirranbandiSStteeaamm AAddvveennttuurreeIINN SSOOUUTTHHEERRNN QQUUEEEENNSSLLAANNDD

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The East Kimberley is a diverse area of Western Australia more than twice the size of Victoria. The region is some of the oldest country in the world and indigenous peoples arrived around 41,000 years ago. The East Kimberley is bordered to the south by the red sand dunes of the Great Sandy Desert, to the east by the Northern Territory and to the north west by the Kimberley Plateau and the Timor Sea.Kununurra is the Gateway to the East Kimberley and is the largest town in Western Australia north of Broome, with a stable population of over 5000. However with residents on outlying farms, itinerant workers and tourists the population can double.The lovely town of Kununurra is quite young, as it was established in 1961 by the Western Australian and Federal Governments, as the main administrative and support centre for the developing Ord River Irrigation scheme (ORI). It has an abundance of water due to the creation of beautiful lake Argyle and the Ord Diversion Dam. Today the town is your perfect base from which to explore the many amazing adventures, unforgettable experiences and breathtakingly beautiful sights of the East Kimberley.Sydney and two-thirds the price of Canberra. The area was settled by the Pioneering Durack family in1882. Patrick Durack immigrated from Ireland to Queensland and in 1879 he and his Brother Michael set out on a two and a half year cattle drive, overlanding 7250 head of cattle and 200 horses from Cooper Creek in Western Queensland to the Ord Valley in the East Kimberley. The 4,700 kilometre journey is the longest of its type ever recorded.KununurraKununurra- Oasis of the Kimberley- Oasis of the Kimberley42Retirement AustraliaRetirement Australia HOLIDAYS & TRAVEL

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The Durack’s established Argyle Downs and Ivanhoe station and created a family dynasty in the region. They exported cattle through the Port of Wyndham to markets as far away as Africa and North America. Wyndham is only 100 kilometres north of Kununurra and was established by John Forrest in 1886 as the main trading station for the East Kimberley, after nds of Gold in Halls Creek the previous year. Thousands of miners disembarked from the ships at Cambridge Gulf heading for the goldelds. During the second world war the frontier town was attacked by Japanese aircraft as was Exmouth on the coast further south. From nearby Five Rivers Lookout visitors can enjoy spectacular views over the Ord, Forrest, King, Durack and Pentacost Rivers where they join and enter the Cambridge Gulf.Another short drive from Kununurra through the Carr Boyd Ranges takes you up to the relocated, now famous Durack Homestead. The Homestead was constructed at Argyle Downs in the Ord Valley in 1895 and became a popular place to socialise in the East Kimberley. The homestead was made of crushed termite mounds and limestone blocks. In the 1970’s the Ord River was ooded to create beautiful lake Argyle, Australia’s second largest reservoir with a surface area of 700 square kilometres.Be sure to call at the Durack / Argyle homestead which was dismantled block by block and reassembled on high ground near Lake Argyle and is now the Argyle Museum. You can also board a fascinating cruise from below the massive wall of Lake Argyle taking you fty ve kilometres downstream on the Ord River to Lake Kununurra. Only a few kilometres out of Kununurra is Mirima National Park also known as the Hidden Valley. The sandstone formations here resemble the domes of the famous Bungle Bungles (Purnululu National Park) which is why they are often referred to as the mini Bungle Bungles. The actual Purnululu National park and the Majestic Domes known as the Bungle Bungles can be easily accessed via a sightseeing, xed wing or helicopter scenic ight from Kununurra airport. One can enjoy views over the pack saddle irrigation area, Kununurra, Lake Argyle and the ancient geological wonders of the National Park and the Bungle Bungles.Travelling across the rich, fertile black soil plain known as “Kununurra Clay” you will be surrounded by irrigation crops which include mango, citrus, watermelon, rockmelon, pumpkin, chickpea, chia and sandalwood. Learn all about the worlds most prized fragrant timber with a visit to the Sandalwood Museum.Another natural attraction in the area is the abundance of birdlife. Get on board the unique sunset Wetlands Cruise where you are likely to see Osprey, Brolgas, Cormorants, Ibis, Egrets, Corellas, Herons, Whistling Ducks, Magpie Geese , Sea Eagles, Darters and more. Ad an amazing sunset, some nibbles and a glass of Sparkling wine, and you have the perfect end to another magical East Kimberley day.The Argyle diamond mine near Kununurra is the world’s largest producer of diamonds and produces 20 million carats of diamonds annually. It’s the world’s largest producer of cognac and natural champagne diamonds and famous for precious, rare and valuable pink diamonds. Don’t miss a tour of this amazing facility with a chance purchase your dream sparkly jewel.The best time to visit the East Kimberley is in the middle of the year when the days are cooler and the humidity is low. Getting there is now easier than ever before, on the Kununurra Express! Virgin Airlines now has a limited number of direct ights from Melbourne to Kununurra and return for 2020. So get on board and discover another jewel in Western Australia’s crown.https://www.oshannessys.com.au/Retirement AustraliaRetirement Australia43 HOLIDAYS & TRAVEL

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Have you ever owned a dog? If so, you’ll know why they’re known as man’s (or woman’s!) best friend. Dogs offer unconditional love and bring joy, laughter and a bit of fun to those around them. That’s why VMCH is launching its ‘Pawfect Companions’ program, to enrich the lives of older people in its 11 aged care residences. With community support, VMCH hopes to fund fortnightly dog therapy sessions for over 980 residents for the next two years. VMCH has partnered with another not-for-prot organisation, who believe the human-animal bond leads to a more enriched and fullled life – for both humans and dogs!Sometimes the best therapist has fur and four legs!Their belief is scientically backed, with therapy animals proven to have a positive impact on individual’s social, emotional, physical and physiological health, improving quality of life and wellbeing. “As a not-for-prot organisation, we don’t receive funding for programs like this. But we do like to go the extra mile for the people we support and do what we can to further enrich their lives,” says VMCH CEO Sonya Smart.“Many of our residents had pet dogs before they moved into residential aged care, and often talk of their beloved companions.”Resident Luciano says, “ I used to train Greyhounds for many years. Having Roxy (an employee’s dog) come in occasionally reminds me of when I used to have my dogs. They just want to be patted and they don’t ask for much.” 44Retirement AustraliaRetirement AustraliaRetirement AustraliaRetirement Australia AGED CARE

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Resident Bernie (pictured) says, “Pet therapy is good for everyone; it’s uplifting and makes everyone happy. When we have had a pet visit, even if people just sit back and watch, it’s amazing to see the joy in everyone’s faces.”All aged care residents have really done it tough recently. During the COVID-19 pandemic, when visits from loved ones stopped, social outings became impossible and boredom set in, the focus became on creating entertainment within their home. “We’re always asking, what else can we do to help keep our residents’ days interesting and fun? How can we help individuals come together? Ease loneliness? Bring smiles to their faces?” says Sonya. “Donations will also help us purchase some interactive ‘companion dogs’ that have built-in sensor technology, so they respond to petting and motion, much like real-life pets. These dogs provide comfort, companionship, help to reduce stress and are always available to our residents in between ‘real-life’ dog visits.“We hope members of the community will consider helping us to enhance the lives of our aged care residents.”If you’d like to donate, visit: vmch.com.au/pawfectcompanions or call 1800 036 377. MORE GORGEOUS HIGH-RES IMAGES OF OUR RESIDENTS WITH DOGS ARE AVAILABLE ON REQUEST.Media enquiriesCassie ZlonzakCommunications AdviserM: 0402 422 852E: cassie.zlonzak@vmch.com.au ABOUT VMCHHere at VMCH, our services are as diverse as the people we support.Our values underpin the work we do. As a Catholic not for prot organisation, compassion, respect and inclusion aren’t just words to us, they guide us in everything we do.While we’ve been around for over a century, we’re always moving forward. Always staying true to who we are by supporting people and families to live their best lives; providing a place to call home and spaces to learn and grow.Our professional and compassionate teams are with you on your life journey; helping you with a wide range of support from early learning and therapy, specialist education, disability services, affordable homes, residential aged care, retirement living and at-home aged care.Retirement AustraliaRetirement Australia45 AGED CARE45Retirement AustraliaRetirement Australia

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Slater was only a baby when he was diagnosed with a brain tumour, which slowly wrapped around his brain stem, making it inoperable. His medical team have done everything possible to stop Slater’s tumour from growing and affecting his development, but unless something changes, Slater will not make it.His journey has seen him learn how to walk, to talk, and to swallow once more. Slater is now six years old and continues to be fed through a tube. Chemotherapy and radiation treatment have left him with third degree burns behind his ears.Despite his unimaginable journey, Slater is forever the ghter, and keeps winning over hearts. “It’s beautiful to watch everyone fall in love with Slater, as he’s the most special little boy,” Slater’s mum, Bianca, says.Sadly, Bianca has to face the reality that there is only a 20 per cent chance of seeing her son’s 7th birthday.Right now, people like you are funding vital medical equipment and long-term research into childhood brain cancer. Any of these projects could lead to a breakthrough in how we diagnose, treat, or even cure this life-threatening childhood illness.Your donations could help fund the vital brain cancer research which Slater, and others like him so desperately need.By including the Children’s Hospital Foundation in your Will, any gift you make, no matter how big or small, will carry on funding life-saving work long into the future. The decision you make now could change the course for many kids just like Slater.Jude has lost a child and has now left a gift in her Will. She says:“Not everyone can leave tens of thousands of dollars, but if everyone left something, it would make a huge difference. If you can help just one little baby, it’s worth it. It can’t prevent what happened to my son, but it may prevent other families going through something similar. The research you fund could one day help your children, grand-children, or great-grandchildren.”Your decision to leave a gift gives you peace of mind knowing that the charity you have supported for many years, can still receive funding long after you are gone. It ensures that your wishes are carried out in the way you planned. Importantly, it costs nothing now.To save just one child’s life, it’s worth doing everything we possibly can. Imagine the opportunity to save thousands of children’s lives for many years to come. You can, by leaving Children’s Hospital Foundation a gift in your Will.For further information, please contact Diane Baartz, Community Relationship Manager Children’s Hospital Foundation on (07) 3606 6138 or giftsinwills@childrens.org.au Retirement AustraliaRetirement Australia47 WILLS, BEQUESTS & FOUNDATIONS

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The Salvation Army is an international move-ment, working in more than 125 countries. It has been serving the Australian community for 139 years, engaging with every demo-graphic and every age group. From big cities to country towns and isolated homesteads, The Salvation Army gives hope where it’s needed most to over 152,000 people every yearA recent review of Salvation Army clients found more than 60 percent of people who ac-cess the Salvos’ Moneycare  nancial counselling service are women (2). Moneycare provides information and support to help individuals, couples and fami-lies through a range of  nancial situations. This includes helping write a budget and repayment plans, and assisting with debt collectors. In the past 12 months, Moneycare supported more than 18,000 people with  nancial counselling (2).These services are a lifeline of hope to people like Elizabeth. Divorced with adult children, Elizabeth was grieving the loss of both parents, living with her sister in a new town, battling health issues and had piling bills.Eventually, Elizabeth took the advice of her counsellor and contacted The Salvation Army’s Moneycare service. “A weight lifted off my shoulders…”she says. “We got all my  nances worked out.”With her life back on track, Elizabeth began to volunteer with her local Salvos and Money-care service. Thanks to The Salvation Army, Elizabeth says, “I have a life now!”Every day, The Salvation Army Moneycare supports people who are facing  nancial trouble due to problems managing debt, budgeting issues and health problems. More than one quarter of the clients who recently accessed Moneycare’s services were over 55 years of age (2). “Older women have become the unexpected face of poverty in Australia,” says Salvation Army Of cer Major Paul Moulds. “Their life as a primary carer, in the majority of cases, sets back their superannuation and employment options later in life.The Salvation Army is committed to coming alongside Australians in need to love, serve, give hope and transform their lives. This life-changing work is only possible through a solid network of partnerships with the wider community, bequestors, philanthropists and , corporate businesses. These ever-growing relationships allow for an increased impact of The Salvation Army on the lives of Australians in crisis. Together, with the Australian commu-nity, The Salvation Army can give hope where it’s needed most.1 The Salvation Army Australia, Service and Mission Informa-tion System, July 2017 – June 2018.2 One Step At A Time — Five Year Financial Counselling Analysis, The Salvation Army Australia. Policy, Research and Social Justice Department, 2019.Salvos’ Moneycare Financial counselling serviceThere is no obligation to leave a gift in your Will to The Salvation Army. If, after taking care of your loved ones, you would like to support our work, please advise the solicitor at your appointment.To nd your closest location and make an appointment, please visit salvationarmy.org.au/willsday or call 1800 337 082.Most of us don’t think about it very often, but having a Will is the simplest way to make sure the people who matter to us are taken care of when we’re gone. And it doesn’t have to be dicult or costly.The Salvation Army oers a community service in which generous and independent solicitors prepare simple Wills in exchange for a $70 contribution to our work. It’s a great way to ensure you have a Will that reects your wishes, while also supporting Australians in need.For $70, we can help.Have you taken care of your Will?48Retirement AustraliaRetirement Australia

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The Extraordinary Power ofSMILESAnd how a gift in will can make sure childhoods are full of them“Through a gift to Camp Quality in your Will, you can make sure facing cancer will always have a reason to smile”Camp Quality began in 1984, when a caring person saw the distress of children diagnosed with cancer and wondered how they could possibly ease it.Ever since then, Camp Quality and our supporters have worked, donated, fundraised and volunteered so that no matter how hard cancer makes a child’s life - they have oppor-tunities to laugh, make friends and have new adventures. Camp Quality’s services and programs now also support children facing the diagnosis of a loved one.Here at Camp Quality we believe the most important question any of us can ask about our time in the world is this: “What difference do I make?” The difference you can make by including children facing cancer and their families in your Will is simple, beautiful, and life -af rming.Camp Quality has always been about the powerful difference you make when you help a child facing cancer forget about hospitals and treatment and create positive memories that help change the cancer story.At every opportunity –in hospital, at school, at home and away from it all on Camps and Retreats– Camp Quality puts smiles on the faces of children throughout the daily ups and downs of cancer.We know that the possibility of a positive ex-perience ahead can motivate children to get through dif cult, lonely, or painful days.Including Camp Quality in your Will is a gift of enduring love. You will help give children and families opportunities to reconnect, build a community with others in a similar situation and have uplifting experiences while they are dealing with cancer. You will create memories that change their story at every stage of the cancer experience. You will give children and their families a reason to smile – always.We are very lucky to be in such a wonderful country with such thoughtful people who care about children’s wellbeing. Gifts in Wills come is all shapes and sizes ranging from a small dollar amounts, to the gift of an estate. Gifts of any size are valuable and make a very big difference for children and families facing cancer.One such Gift in Will is an amazing beach house which has been set up as a Retreat for the families of Camp Quality. This house was left in Trust through their Will, including fund-ing to set up the beach house as a Retreat.The Retreat provides families facing cancer the opportunity to spend a week together to reconnect and relax, spend quality time together as a family and have “time out” from cancer at no  nancial expense. This Retreat has helped create lasting and positive mem-ories particularly for palliative families, who have lost a child to cancer.50Retirement AustraliaRetirement Australia WILLS, BEQUESTS & FOUNDATIONS

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51I am writing to express my sincerest gratitude for the most generous gift of our family holiday for the third anniversary of our precious son gaining his angels wings. We were very humbled that you thought to offer this holiday to us and were blown away by your generosity from the ights and accom-modation to the dolphin watching cruise and food vouchers. The Retreat is an incredible facility for families to escape treatment or grief, everything has been thought of. We did not feel that we were in sterile holiday accommodation but rather in a beautiful house with all the comforts of home. We appreciated every little detail. The beach towels, step stools for the children, cot, change table, books, games, shing gear, beach equipment, movies, pantry items, kids’ cutlery and so much more. Each day I noticed something new that contributed to us having a complete, relaxing break from reality. We truly feel that we escaped. You gave us permission to get on a plane and run away from work, home, responsibilities and people and I’m not sure even we realised just how much we needed to do that. I am quite a highly-strung person and I have not felt that relaxed in a very long time. We were given time to spend together as a family without the day to day stresses. We were able to stop, reect and remember our darling boy and were sur-rounded by signs that he was there with us. He was in every sunrise and sunset, in the rain, wind and rainbows. He was so close to us every moment and to be honest, I didn’t want to leave. I have left a big part of my heart in that home and we know that it will become a special holiday destination for our little family in the future. You handed us a gift that we could never have afforded ourselves at this point in time and we are so very grateful. I cannot stop thinking about what a wonderful person must have been to have left the house. What a truly amazing gift to leave to families like ours who are facing the hardest challenges that any parent should have to. I hope they are looking down proudly, knowing they are making a huge difference and touching the lives of people who need it most. So, to them, their family, the Trust, yourselves and all who work tirelessly at Camp Quality to give oncology families a reason to smile, thank you. Thank you from the very bottom of our hearts for all you do to make grieving families and families of seriously ill children experience some sunshine and light in their days.The below testimonial is from a family, who stayed in the Retreat, which coincided with the anniversary of their son’s passingCamp Quality is honoured to have been given the opportunity to call this home for our families.If you have questions or would like to request further information, please give our Gifts in Wills Coordinatora call on 02 9876 0546 or email bequests@campquality.org.au

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2019 Australia Cancer Research Foundation Grants Announced.It’s because of the generosity of people like you that Australian Cancer Research Foundation (ACRF) is able to provide funding to these projects. Announced at the end of 2019, we have two visionary world-leading projects to share. ACRF, with guidance and direction from our Medical Research Advisory Committee, seek out the boldest and most innovative cancer research projects to back each year. Australia is constantly punching above its weight in the area of cancer research and these two projects are further proof of that:The ACRF Child Cancer Liquid Biopsy Program, Children’s Cancer Institute (NSW)The current precision medicine treatment recommendations for children are based on an invasive and often painful procedure - tissue biopsy.Whilst we know cancer cells are constantly evolving and changing, repeated biopsies are usually not feasible or ethical thus limiting the ability to safely monitor disease progression. The $3.5 million grant will fund next-generation sequencing technology to develop highly sensitive and minimally-invasive tests for children with cancer, using blood and body fluid samples. The program aims to improve diagnosis, predict relapse earlier, monitor treatment response and enhance delivery of the right treatment to the right child at the right time. Children’s Cancer Institute’s Executive Director, Professor Michelle Haber AM says, “While the advent of personalised therapies is heralding a new era in childhood cancer treatment, the full potential of this approach is limited by remaining challenges in the ability to safely and sensitively monitor disease progression, clonal evolution, tumour heterogeneity, development of resistance and critically, the emergence of new therapeutic vulnerabilities.”Bright Mind Extrordinary People“I didn’t have any side effects with the SABR technique and I had just three treatments “54Retirement AustraliaRetirement Australia WILLS, BEQUESTS & FOUNDATIONS

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“This significant investment from ACRF to fund the ACRF Liquid Biopsy Program will ultimately enable this capability, such that all high-risk paediatric cancer patients throughout the country will be able to have their therapy optimised by genomic profiling both at the time of initial biopsy, and throughout their cancer journey; providing a clear path to improved patient outcome in the foreseeable future.”ACRF Program for Resolving Cancer Complexity and Therapeutic Resistance, Walter and Eliza Hall Institute.Using cutting-edge technologies this program will study individual cancers and the environment they interact with, at a single cell level. The $3.5 million ACRF funding will enable a major program of research, focused on the analysis of single cells taken from patient tumours and models for a range of cancers. This research will discover the triggers that drive cancer development, how genetic diversity in cancers affects treatment efficacy, and develop better ways of personalising cancer therapies to conquer the challenges in predicting and improving patients’ treatment response and overcoming drug resistance. “The complexity and diversity of cancers at a single cell level, and the cells that make up the tumour microenvironment, is poorly understood, and in many cases, it is difficult to predict how a patient will respond to therapy,” Chief Investigator, Professor Clare Scott said.“This important investment from the ACRF will enable us to gain a deeper understanding of how cancers develop at a single cell level, leading to breakthroughs in how we personalise cancer therapy that will have a real impact for patients in the future, improving treatment response and overcoming treatment resistance.We hope to see both projects producing findings that will support and improve the outcome of each individual diagnosed with this devasting disease. We are delighted to direct our donors’ funds to initiate these two remarkable cancer research programs. Both are underpinned by compelling science and executed by world-class researchers.We’ve come so far, but we can’t stop now. Please help us support more life-saving research – donate now.Retirement AustraliaRetirement Australia55 WILLS, BEQUESTS & FOUNDATIONS

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Indeed the benets of lifelong learning in our older years are widely recognised; put simply, it is good for our health. Findings from a 2012 UK research project revealed improvements in life satisfaction, reductions in self-reported depression and reduced GP visits amongst those who participated in learning activities. In addition, participation in learning can help reduce cognitive decline, slow the onset of dementia in some people, and overcome loneliness by creating opportunities to meet new people and make new friends. Professor Stephen McNair sums it up when he says : “[Education is] particularly important for those in the latter stages of life when one is less mobile and having to cope with the death of partners and friends: getting out of bed and feeling one has a purpose can be particularly challenging.” So, where to start? There are adult education providers across Australia many of whom offer courses especially tailored to the retirees. In Sydney the WEA offers over 300 courses a term ranging from music, art and languages; to a variety of humanities topics including history, philosophy and politics. The courses range in length from one hour through to ten weeks and many are scheduled in the daytime to suit the preference of retired learners. (They also offer 10% discount for Seniors card holders and being a not-for-prot means their fees are kept low.)One long term student at WEA commented, when asked why she enjoys coming to courses, “I am now over 85 years old and my friends say I act and look like I’m 60 or 70. It’s because I am pumping my brain regularly and learning new things at WEA”.Whilst no one can promised that retuning to learning will knock 20 years off you, what is true is that it is never too late to learn something new, and whatever stage of life you are at your brain health will benet from the exercise of learning. So to, of course, will your social life. You can browse the courses on offer at WEA Sydney via their website https://www.weasydney.com.au/ or order a copy of their termly printed brochure by calling 0192 642 781.To hear more comments from WEA students and tutors on the benets and pleasures of learning in later years visit the WEA’s Facebook page https://www.facebook.com/weasydney/

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Established over 70 years ago by Mr B.J. Young (Bill) after he returned from World War 1 in 1946. Mr Young had served as a member of the RAAF and felt he needed to give a patriotic tribute to Britain by naming his business after Windsor Castle and the Royal Family. And so, Windsor Wonderworld was born.Windsor quickly became a name nationally accepted as the leader in the blind industry, a position it still retains - recognised locally in the Newcastle, Maitland, Lower Hunter regions, Lake Macquarie and Port Stephens areas.In 1967, Windsor was the first in Newcastle to supply the famous 25mm Invisorama “Slimline” Venetian. Windsor patented the design of the Steel Curved Venetian Blind Slat and became the first blind manufacturer to use Terylene cables and tapes. This put Windsor at the forefront of design and technology in blind manufacturing.With the installation of a state of the art venetian blind making machine in 1982, Windsor went from strength to strength, forging a lucrative market in venetian blinds. This machine brought with it enormous customer benefits - particularly in terms of production output, economy and order processing, Windsor embarked on a new stage in history.With the passing of Bill in 2013, his legacy was passed down to his second-youngest son Craig, who had been part of the business since he was a boy. Craig has also been responsible for the relocation of the company from its original premises in Carrington to the current location in Cardiff.Nowadays, Craig is joined in the business by wife Zdenka and a team of experience and knowledge with some staff working in the business for over 20 years. You could say collectively Windsor has over 80-90 years of combined experience and knowledge.“The business is so entrenched in family that in addition to Craig’s leadership, three out of his four brothers have been involved in the business at one stage or another before moving on to other careers,“ said Zdenka.“Our team has pride in their work, and we’re a family. We locally manufacture the popular Ziptrak Blinds and most of our other outdoor blinds and awnings that we have on offer. We cater for commercial and domestic requirements.”Windsor’s success can largely be attributed to their dedication to customer service. With an offering that combines high-quality products, value for money and above all personal service, they continue to maintain 100% satisfaction for their customers. Windsor uses only the best standard of componentry and materials, specifically designed for the Australian Environment. This ensures a long-lasting quality product which is backed by the Windsor Warranty.Always recognising the best interest of the customer. Windsor has kept and will continue to stay up-to-date with all the latest developments, ideas, technologies, trends and services standards that have become synonymous with the Windsor name. Find out more at www.windsorblinds.com.auWindsor Blinds Awnings Shutters is a locally family owned Newcastle based window furnishing manufacturer and supplier60Retirement AustraliaRetirement Australia

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• Do you want to be buried or cremated?• Do you want your appointment in-person or online?• Who will you bring with you on the appointment?• Do you have a budget?• Where are your loved ones buried? Do you want to be near to them?• Have you considered purchasing with other family members so you can be close together?• Do you want to be buried with your spouse?• Who will be visiting to pay their respects in the future?• How traditional do you want your funeral process to be?Before you Make an appointment• Do you need to discuss your plans with your family members?• Have you outlined your wishes to your loved ones?• Are your documents accessible to the people who need them?After your Appointment• Find their exact location using our digital mapping software – Discover Ever After uses Google Maps to provide directions to your loved ones resting place. Search “Rookwood Deceased Search” on our website (www.rookwoodcemetery.com.au).• With technology, we aim to provide meaningful ways to honour your loved ones from anywhere in the world. Online streaming in the All Souls ceremonial venue helps connect those who cannot travel to funerals due to health or distance.Call 02 8575 8100 to speak with a Client Services Advisor about how you can plan ahead with Rookwood Cemetery.Connecting with loved ones in Rookwood CemeteryRetirement AustraliaRetirement Australia63

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Useful NumbersFire, Police Ambulance 000Police Assistance line 13 14 44 Lifeline 13 11 14ACTMiscellaneousDepartment of Health 1800 020 103Disability Advocacy ACT 02 6242 5060Seniors Card 02 6282 3777Cota ACT 02 6282 3777 Legal Aid 1300 654 314Career ACT 1800 555 254Veterans Affairs 133 254TASMiscellaneousDepartment of Health 1300 135 513Disability Advocacy TAS 1800 005 131Seniors Card 1300 135 513Cota TAS 03 6231 3265 Legal Aid 1300 366 611Career TAS 1300 659 247Veterans Affairs 133 254NSWMiscellaneousDepartment of Health 02 9391 9000Disability Advocacy NSW 1300 365 085 Seniors Card 13 77 88Cota NSW 1800 449 102Legal Aid 1300 888 529Career NSW 1800 052 222Veterans Affairs 133 254NTMiscellaneousDepartment of Health 08 8999 2400Disability Advocacy NT 08 8953 1422 Seniors Card 1800 441 489 Cota NT 08 8941 1004 Legal Aid 08 8951 5377Career NT 1300 659 247Veterans Affairs 133 254QLDMiscellaneousDepartment of Health 1343 2584Disability Advocacy QLD 1800 818 338Seniors Card 13 74 68Cota QLD 07 3316 2999 Legal Aid 1300 651 188Career QLD 1300 659 247 Veterans Affairs 133 254WAMiscellaneousDepartment of Health 08 9222 4222 Disability Advocacy WA 08 9721 6444Seniors Card 02 6282 3777Cota ACT 02 6282 3777 Legal Aid 1300 654 314Career ACT 1800 555 254Veterans Affairs 133 254Department of Human ServicesMedicare General Enquiries 13 20 11My Gov 13 23 07Centerlink Retirement 13 23 00Disabilities, Sickness & Cares 13 27 17My aged Care 1800 200 422Electricity/GasEnergy Australia 13 15 25AGL 13 12 45Ausgrid 13 13 88TransportNRMA 13 11 22Translink 13 22 32Traf c & Trave info 13 27 01Premier Cabs 13 10 17Taxis Combined 13 33 00The decision to pre-purchase at Rookwood is a personal one and there are many factors to consider. Most importantly, by setting out wishes, your loved ones will know what you want, reducing anxiety in a difcult time.“Planning ahead for my familygave me peace of mind.”Call 02 8575 8100 to see how we can help you plan aheadwith burials and cremations.www.rookwoodcemetery.com.au64Retirement AustraliaRetirement AustraliaUSEFUL NUMBERS

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