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Accurate Auto Benefit Guide 2024 - 2025

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2024 - 2025 Plan Year

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Group Critical Illness and Cancer Insurance* Plan 2When life takes an unexpected turn, your focus should be on recovery — not nances. Colonial Life’s group critical illness and cancer insurance helps relieve nancial worries by providing a lump-sum benet payable directly to you to use as needed.Coverage amount: ____________________________Critical illness and cancer benetsCOVERED CONDITION1PERCENTAGE OF APPLICABLE COVERAGE AMOUNTBenign brain tumor 100%Coma 100%End stage renal (kidney) failure 100%Heart attack (myocardial infarction) 100%Loss of hearing 100%Loss of sight 100%Loss of speech 100%Major organ failure requiring transplant 100%Occupational infectious HIV or occupational infectious hepatitis B, C, or D100%Permanent paralysis due to a covered accident 100%Stroke 100%Sudden cardiac arrest 100%Coronary artery disease 25%COVERED CANCER CONDITION¹PERCENTAGE OF APPLICABLE COVERAGE AMOUNTInvasive cancer (including all breast cancer) 100%Non-invasive cancer 25%Skin cancer initial diagnosis ............................$400 per lifetimeBENEFITS STORYPreparing for a lifelong journeyRebecca was born with Down syndrome. Her parents’ critical illness and cancer coverage provided a benet that can help cover expenses related to Rebecca’s care and her changing needs. How their coverage helpedA hospital stay and treatment for corrective heart surgeryPhysical therapy to build muscle strengthSpecial needs daycareFor illustrative purposes only.GCI6000 – PLAN 2 387100-1-AZ

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Key benets• Available coverage for spouse and eligible dependent children at 50% of your coverage amount • Cover your eligible dependent children at no additional cost • No medical underwriting to qualify for coverage• Works alongside your health savings account (HSA)• Benets payable regardless of other insuranceSubsequent diagnosis of a different critical illness2If you receive a benet for a critical illness, and are later diagnosed with a different critical illness, 100% of the coverage amount may be payable for that particular critical illness.Subsequent diagnosis of the same critical illness2If you receive a benet for a critical illness, and are later diagnosed with the same critical illness,3 25% of the coverage amount is payable for that critical illness. Reoccurrence of invasive cancer (including all breast cancer)If you receive a benet for invasive cancer and are later diagnosed with a reoccurrence of invasive cancer, 25% of the coverage amount is payable if treatment-free for at least 12 months and in complete remission prior to the date of reoccurrence; excludes non-invasive or skin cancer.Additional covered conditions for dependent childrenCOVERED CONDITION1PERCENTAGE OF APPLICABLE COVERAGE AMOUNTCerebral palsy 100%Cleft lip or palate 100%Cystic fibrosis 100%Down syndrome 100%Spina bifida 100%For more information, talk with your benets counselor.1. Please refer to the certicate for complete denitions of covered conditions. 2. Dates of diagnoses of a covered critical illness must be separated by more than 180 days. 3. Critical illnesses that do not qualify include: coronary artery disease, loss of hearing, loss of sight, loss of speech, and occupational infectious HIV or occupational infectious hepatitis B, C, or D.* The led product name is Group Critical Illness and Cancer Specied Disease Insurance.THIS INSURANCE PROVIDES LIMITED BENEFITS.This coverage is a supplement to health insurance. It is not a substitute for essential health benets or minimum essential coverage as dened in federal law. Insureds in some states must be covered by comprehensive health insurance before applying for this insurance.EXCLUSIONS AND LIMITATIONS FOR CRITICAL ILLNESS We will not pay the Critical Illness Benet, Benets Payable Upon Subsequent Diagnosis of a Critical Illness or Additional Critical Illness Benet for Dependent Children that occurs as a result of a covered person’s: alcoholism or drug addiction; felonies or illegal occupations; intoxicants and narcotics; suicide or injuring oneself intentionally, whether sane or not; war or armed conict; or pre-existing condition, unless the covered person has satised the pre-existing condition limitation period shown on the Certicate Schedule on the date the covered person is diagnosed with a critical illness.EXCLUSIONS AND LIMITATIONS FOR CANCER We will not pay the Invasive Cancer (including all Breast Cancer) Benet, Non-Invasive Cancer Benet, Benet Payable Upon Reoccurrence of Invasive Cancer (including all Breast Cancer) or Skin Cancer Initial Diagnosis Benet for a covered person’s invasive cancer or non-invasive cancer that: is diagnosed or treated outside the territorial limits of the United States, its possessions, or the countries of Canada and Mexico; is a pre-existing condition, unless the covered person has satised the pre-existing condition limitation period shown on the Certicate Schedule on the date the covered person is initially diagnosed as having invasive or non-invasive cancer. No pre-existing condition limitation will be applied for dependent children who are born or adopted while the named insured is covered under the certicate, and who are continuously covered from the date of birth or adoption.PRE-EXISTING CONDITION LIMITATION We will not pay a benet for a pre-existing condition that occurs during the 12-month period after the coverage effective date. Pre-existing condition means a sickness or physical condition for which a covered person was treated, had medical testing, received medical advice or had taken medication within 12 months before the coverage effective date.This information is not intended to be a complete description of the insurance coverage available. The insurance or its provisions may vary or be unavailable in some states. The insurance has exclusions and limitations which may affect any benets payable. Applicable to policy form GCI6000-P and certicate form GCI6000-C-AZ. For cost and complete details of coverage, call or write your Colonial Life benets counselor or the company.Underwritten by Colonial Life & Accident Insurance Company, Columbia, SC. © 2023 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company. FOR EMPLOYEES 1-23 | 387100-1-AZColonialLife.com387100-1-AZ

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For more information, talk with your benefits counselor.Group Hospital Confinement Indemnity InsurancePlan 1THIS INSURANCE PROVIDES LIMITED BENEFITS. EXCLUSIONSWe will not pay benefits for losses which are caused by: alcoholism, drug addiction, dental procedures, elective procedures, cosmetic surgery, felonies or illegal occupations, pregnancy of a dependent child, psychiatric or psychological conditions, suicide, intentional injuries, war or armed forces service. We will not pay benefits for hospital confinement due to giving birth within the first nine months aer the certificate eective date or for a newborn who is neither injured nor sick. We will not pay benefits for loss during the first 12 months aer the eective date due to a pre-existing condition, which means a sickness or physical condition for which a covered person was treated, had medical testing, received medical advice or had taken medication within the 12 months before the certificate eective date.This information is not intended to be a complete description of the insurance coverage available. The insurance or its provisions may vary or be unavailable in some states. The insurance has exclusions and limitations which may aect any benefits payable. Applicable to policy form GMB1.0-P-R and certificate form GMB1.0-C-AZ-R-1. For cost and complete details of coverage, call or write your Colonial Life benefits counselor or the company.GROUP MEDICAL BRIDGE – PLAN 1 | 12-21 | 100205-5-AZColonialLife.comGroup Medical BridgeTM insurance can help with medical costs associated with a hospital stay that your health insurance may not cover. These benefits are available for you, your spouse and eligible dependent children. Hospital confinement benefit ....................................................... $_______________ per dayMaximum of one day per covered person per calendar yearHealth savings account (HSA) compatibleThis plan is compatible with HSA guidelines. This plan may also be oered to employees who do not have HSAs.Colonial Life & Accident Insurance Company’s Group Medical Bridge oers an HSA-compatible plan in most states.100205-5-AZUnderwritten by Colonial Life & Accident Insurance Company, Columbia, SC©2021 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company.

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Group Short Term Disability Insurance*If a covered accident or covered sickness prevents you from earning a paycheck, group short term disability insurance can provide a monthly benet to help you cover your ongoing expenses, often at a more reasonable rate than individual insurance.Disability insurance worksheet You can tailor disability coverage to t your specic needs. Talk with your benets counselor about your expenses and other paid leave benets, such as state paid medical leave, and use this worksheet to help determine the coverage that’s right for you.1MONTHLY EXPENSES ROUND TO THE NEAREST HUNDREDRent or mortgage (insurance, minor home repairs)$Transportation (car note, bus fare, insurance, gas, maintenance)$ Utilities (cell phone, Wi-Fi, electricity/gas, water)$ Food and household necessities (toiletries, cleaning supplies)$ Childcare (daycare, after school care)$ Health (medical needs and prescription drugs)$ Other (gym/fitness, streaming/cable, extracurricular)$ Total monthly expenses (add lines 1-7 together)$ Your state’s paid medical leave approximate benefits (if any):Monthly benefit: Benefit period up to: DISABILITY INSURANCE: WHAT’S RIGHT FOR ME?1. How much disability coverage do I need? Monthly benet amount for off-job accident and off-job sickness: $ Choose a monthly benet amount between $400 and $7,500. Subject to income requirements. If your plan includes on-job accident/sickness benets, the on-job benet is 50% of the off-job amount.2. How long do I want  benetscoverage? Benet period: months The partial disability benet period is three months. Partial disability benet is 50% of the total disability amount.3. When would I like my  totaldisabilitybenets  to start? After an accident: days After a sickness: daysGROUP DISABILITY INSURANCE - BASE

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Frequently asked questions Whatisthedenitionoftotaldisability?“Totally disabled” or “total disability” means you are unable to perform the material and substantial duties of your occupation, not working at any occupation, and under the regular and appropriate care of a physician.How does partial disability work? If you are able to return to work part time after at least 14 days of being paid for a total disability, you may be able to still receive 50% of your total disability benet.What is waiver of premium? We will waive your premium payments after 90 consecutive days of a covered disability.What are the age guidelines to qualify for this coverage? Coverage is available from ages 17 to 74.Can I keep my coverage if I change jobs or employers? Through a feature called “portability,” you may be able to keep your coverage even if you change jobs. Talk with your benets counselor for details.What happens if I am disabled while traveling outside of the country? If you are disabled while outside of the United States, Canada or Mexico, you may receive benets for up to 60 days before you have to return to the U.S. in order to continue receiving benets.To learn more, talk with your benetscounselor.* The led product name in ID is Group Short Term Disability Income Protection Insurance Policy. In NH it is Group Disability Income Protection Coverage Policy. In PA it is Group Short Term Disability Insurance Non-Participating.1 State paid medical leave (PML) benets fall under state-specic program names. For example, in New Jersey, it may be referred to as Temporary Disability Insurance (TDI). Not available in all states.EXCLUSIONS AND LIMITATIONSWe will not pay benets for losses that are caused by, contributed to by or occur as the result of: alcoholism or drug addiction, felonies or illegal occupations, ying, hazardous avocations, intoxicants and narcotics, psychiatric or psychological conditions, racing, semi-professional or professional sports, suicide or injuries which you intentionally do to yourself, war or armed conict. We will not pay for losses due to you giving birth within the rst nine months after the coverage effective date of the certicate.Pre-existing condition means a sickness or physical condition, whether diagnosed or not, for which you were treated, had medical testing, received medical advice or had taken medication within 12 months before the coverage effective date.We will not pay for loss when the disability is a pre-existing condition as dened in this certicate, unless you have satised the pre-existing condition limitation period (typically 12 months) shown on the Certicate Schedule on the date you suffer a loss due to a covered accident or covered sickness.For policies issued or delivered in the Commonwealth of Virginia, THIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY.This information is not intended to be a complete description of the insurance coverage available. The insurance or its provisions may vary or be unavailable in some states. The insurance has exclusions and limitations which may affect any benets payable. Applicable to policy form GDIS-P and certicate form GDIS-C (including state abbreviations where used, for example: GDIS-P-TX and GDIS-C-TX). This form is not complete without form number 1675200 in applicable states. For cost and complete details of coverage, call or write your Colonial Life benets counselor or the company. An insurance producer may contact you.Underwritten by Colonial Life & Accident Insurance Company, Columbia, SC.© 2023 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company. FOR EMPLOYEES 8-23 | 101136-7ColonialLife.com

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Group Accident InsurancePremier PlanIf you are in an accident, your focus should be on recovery, not how you’re going to pay your bills. Colonial Life accident insurance can pay benets directly to you to use however you like — from medical costs to everyday expenses. Whether you’ve had a fall or a car accident, these benets can offer nancial support when you need it.Our coverage includes:• Benets payable directly to you• No medical questions to qualify for coverage• Coverage for simple and complex injuries• Benets payable regardless of other insurance• Worldwide coverage• Works alongside your Health Savings Account (HSA)BENEFITS STORY Milo was working in his yard when he tripped and injured his hand.With Colonial Life accident benets, Milo was able to pay the annual deductible and co-payments for his health insurance plan without using his savings or taking on debt.MILO’S ACCIDENT BENEFITSMilo went to an urgent care facility and received immediate care.Treatment in a physician’s office or urgent care facility$150The doctor ordered an X-ray and discovered Milo had fractured his hand.• X-ray• Fracture (hand)$60$1,200The doctor also found that Milo had a cut on his hand but did not require stitches. Laceration (no repair) $75Milo was discharged with a splint. Durable medical equipment $65Over the next several weeks, Milo had two follow-up appointments with his doctor. Physician follow-up visits (2 visits)$50 x 2 = $100Total $1,650For illustrative purposes only. Benet amounts may vary and may not cover all expenses. GROUP ACCIDENT (GAC4100) — PREMIER PLAN

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Give your benets a boostWe know that more complicated or severe accidents result in more expensive medical bills and more disruption in your life. Group Accident includes a Benet Booster* to provide additional nancial support for serious accidents. If you have more than $5,000 in payable benets for a covered accident, we will give you a $500 boost to your benets to help you with whatever expenses you have. *Payable once per Insured per covered accidentBENEFITS STORY Olivia was driving to the store when she got into a car accident.Olivia’s benets helped her cover her medical expenses when she was injured in a car accident, helping her to focus on her recovery.OLIVIA’S ACCIDENT BENEFITSOlivia arrived by ambulance at the nearest emergency room and received immediate care.• Ambulance• Emergency department visit• Injury due to auto accident$400$250 $250The doctor ordered an X-ray and discovered Olivia had fractured her thigh (femur). He also ordered a CT scan of her head to check for brain injury.• X-ray• Medical imaging• Fracture (thigh)$60$400 $4,200Olivia required surgery for her leg.• Surgical repair (thigh fracture)• General anesthesia$4,200 $300Olivia boarded her pet for two nights after her surgery. Pet boarding (2 days) $20 x 2 = $40Olivia had eight sessions of physical therapy to help regain the strength in her leg and two follow-up appointments with her doctor.• Therapy services (8 sessions)• Physician follow-up visits (2 visits)$55 x 8 = $440$50 x 2 = $100Olivia’s benefits for this accident totaled more than $5,000.Benefit Booster $500Total $11,140For illustrative purposes only. Benet amounts may vary and may not cover all expenses. Benets are per covered person per covered accident unless stated otherwiseInjury benets • Burns (based on size and degree) ............. $750–$21,000• Concussion ........................................ $500• Connective tissue damage ......................$100–$200• Eye injury .......................................... $400 • Hearing loss injuries ..................................$120(Maximum once per lifetime per ear per insured)• Injury due to auto accident ........................... $250 • Internal injuries ..................................... $200 • Knee cartilage (meniscus) injury ...................... $200 • Lacerations ...................................$75–$1,200• Loss of a digit — partial .........................$400–$800• Loss of a digit ..............................$1,000–$3,000• Ruptured or herniated disc ......................$200–$400

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Fracture benets• Injury .......................................$200–$5,000 Examples: nger: $200 | wrist: $1,200 | hip: $4,200• Surgical repair of fracture ............................100%(Payable as an additional % of the applicable fractures benet)• Chip fracture ........................................25% (Payable as a % of the applicable fractures benet)Dislocation benets• Injury .......................................$260–$4,000 Examples: elbow: $600 | ankle: $1,600 | hip: $4,000• Surgical repair of dislocation ..........................100%(Payable as an additional % of the applicable dislocations benet)• Incomplete dislocation ................................25%(Payable as a % of the applicable dislocations benet)Treatment benets• Air ambulance .....................................$2,000 • Ambulance (ground or water) ......................... $400 • Durable medical equipment ......................$65–$250• Emergency dental repair ........................$200–$600• Emergency department .............................. $250(Maximum 4 per year) • Family care ................................... $50 per day (Maximum of one benet per day for all insureds combined, up to a maximum of three days per covered accident, regardless of the number of children)• Injections to prevent or limit infection ...................$50 • Lodging ..................................... $250 per day (Maximum 30 days)• Medical imaging ..................................... $400 • Pain management injections ..........................$150 • Pet boarding .................................. $20 per day (Maximum of one benet per day for all insureds combined, up to a maximum of three days per covered accident, regardless of the number of pets that are boarded)• Prosthetic device or articial limb ............$1,750–$3,500• Skin grafts (due to burns) .............................50%(Payable as a % of the applicable burn benet)• Skin grafts (not due to burns) .................... $375–$750• Transfusions ........................................ $500 • Transportation ............................... $200 per trip (Maximum 6 one-way trips)• Treatment in a physician’s oce or urgent care facility ...$150(Maximum 4 per year) • X-ray or ultrasound ....................................$60Surgery benets• Anesthesia ....................................$150–$300• Connective tissue surgery ..................... $150–$2,200• Eye surgery .........................................$400• General surgery –Abdominal, thoracic, or cranial ...................$2,000 –Exploratory surgery ...............................$275 • Hernia surgery ......................................$400 • Knee cartilage (meniscus) surgery ..............$150–$1,050• Outpatient surgical facility ............................$400 • Ruptured or herniated disc surgery ............ $150–$2,000Recovery care benets• At-home care ................................ $125 per day(Maximum 5 days) • Benet Booster .....................................$500• Physician follow-up visits ............................. $50 (Maximum 6 days per covered accident and 24 days per calendar year)• Rehabilitation or sub-acute rehabilitation unit connement .............................$200 per day (Maximum 15 days per covered accident and 30 days per calendar year)• Therapy services (speech, physical therapy, occupational therapy) ..........................$55 per day(Maximum 15 days)Options checked below have been chosen by your employer to enhance your Group Accident Coverage.  Recovery Plus package• Behavioral health therapy ...................$55 per day (Maximum 15 days)• Post-traumatic stress disorder (PTSD) ............ $200 • Prescription drug .................................$25 • Additional therapy services (chiropractic, acupuncture, alternative therapy) ......$55 (Existing therapy services benet maximum applies to additional therapy services, maximum 15 days)• Injury due to felonious act of violence or sexual assault ................................ $250(Maximum once per insured per calendar year, with an accompanying police report) Gunshot wound benetThis benet can help pay your medical expenses if you receive a non-fatal gunshot wound. It offers you a lump sum for a covered injury regardless of any other insurance you may have and includes on/off-job coverage.• Gunshot wound .............................$_________This benet covers a non-fatal gunshot wound from a conventional rearm that requires treatment by a doctor and overnight hospitalization within 24 hours of the injury. If you are shot more than once in a 24-hour period, we can pay benets only for the rst wound.

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Contact your Colonial Life benets counselor to learn more.CT: We will pay the air ambulance or ambulance benets directly to the licensed professional ambulance company. CT includes a benet for “outpatient emergency medical care for accidental ingestion of a controlled substance.” The at-home care benet maximum is 80 days. KS: Chiropractic therapy is not available. NH: NH includes a burn benet for 2nd degree burns under 5% of skin surface. The minimum benet for the loss or partial loss of a digit is $1,000.MD: The prescription drug benet is not available.PA: The pet boarding benet is not available. TN: The therapy services benet includes chiropractic. TX: The concussion benet is replaced by the “concussion and acquired brain injuries” benet. The therapy services benet includes the following services: cognitive communication therapy; cognitive rehabilitation therapy; community reintegration services; neurobehavioral; neurocognitive therapy and rehabilitation; neurofeedback therapy; neurophysiological; neuropsychological; post-acute transition services; psychophysiological testing or treatment; and remediation.HEALTH SAVINGS ACCOUNT (HSA) COMPATIBLEThis plan is compatible with HSA guidelines and any other HSA plan in which a covered family member may participate.It may also be offered to employees who do not have HSAs.THIS INSURANCE PROVIDES LIMITED BENEFITS.This coverage is a supplement to health insurance. It is not a substitute for essential health benets or minimum essential coverage as dened in federal law. Insureds in some states must be covered by comprehensive health insurance before applying for this insurance.EXCLUSIONSWe will not pay benets for claims that are caused by, contributed to by, or resulting from elective procedures, felonies or illegal occupations, hazardous avocations, impaired driving, incarceration, racing, semi-professional or professional sports, sickness, suicide or self-inicted injuries, war, or armed conict. ID: ”Semi-professional sports or professional sports” exclusion is replaced by “professional sports” exclusion. IL: We will not pay benets for claims that are caused by or resulting from Exclusions.MD: Includes an exclusion for “Prohibited referrals.” The “felonies or illegal occupations” and “impaired driving” exclusions apply only to Accidental Death and Dismemberment benets.MI: “Impaired driving” and “suicide or self-inicted injuries” exclusions do not apply. MN: “Suicide or self-inicted injuries” exclusion does not apply.NH: “Incarceration” and “racing” exclusions do not apply.UT: We will not pay benets for claims that are caused by or resulting from Exclusions.VT: “Impaired driving” exclusion does not apply. This information is not intended to be a complete description of the insurance coverage available. The insurance or its provisions may vary or be unavailable in some states. The insurance has exclusions and limitations which may affect any benets payable. Applicable to policy form GAC4100-P and certicate form GAC4100-C (including state abbreviations where used, for example: GAC4100-P-TX and GAC4100-C-TX). For cost and complete details of coverage, call or write your Colonial Life benets counselor or the company.Underwritten by Colonial Life & Accident Insurance Company, Columbia, SC.© 2023 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company. FOR EMPLOYEES 3-23 | 1212553ColonialLife.com

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Deductions per year: 12 These rates were prepared on 5/15/2024 and are valid for 90 days.Group Disability for AZ AA Risk ClassApplicable to policy forms GDIS-P & GDIS-ClOff-Job Accident and Off-Job Sickness3 Month Benefit PeriodELIMINATION PERIOD ISSUE AGE $500* $1,000* $1,500* $2,000* $2,500**monthly benefit amount7 days Accident/7 days Sickness 17-49 $13.60 $27.20 $40.80 $54.40 $68.0050-64 $15.65 $31.30 $46.95 $62.60 $78.2565-74 $18.95 $37.90 $56.85 $75.80 $94.756 Month Benefit PeriodELIMINATION PERIOD ISSUE AGE $500* $1,000* $1,500* $2,000* $2,500**monthly benefit amount7 days Accident/7 days Sickness 17-49 $17.10 $34.20 $51.30 $68.40 $85.5050-64 $22.75 $45.50 $68.25 $91.00 $113.7565-74 $29.55 $59.10 $88.65 $118.20 $147.75Group Medical Bridge (GMB7000) for AZ Composite - CFTIApplicable to Policy Forms GMB7000–P & GMB7000-ClWithout Wellbeing AssistanceHOSPITAL CONFINEMENT LEVEL ISSUE AGE NAMED INSURED EMPLOYEE & SPOUSE ONE PARENT FAMILY TWO PARENT FAMILYLevel 2: $100017-99 $12.10 $25.96 $16.55 $30.41HOSPITAL CONFINEMENT LEVEL ISSUE AGE NAMED INSURED EMPLOYEE & SPOUSE ONE PARENT FAMILY TWO PARENT FAMILYLevel 4: $200017-99 $24.09 $51.70 $32.94 $60.55Group Critical Illness (GCI6000) for AZApplicable to policy forms GCI6000-P, GCI6000-C,R-GCI6000-CB, R-GCI6000-BB, R-GCI6000-HB,R-GCI6000-INF, R-GCI6000-PDlPlan 2 - Critical Illness & Cancer, Wellbeing Assistance Benefit - $100 BenefitNon-Tobacco RatesISSUE AGE NAMED INSURED NAMED INSURED ANDSPOUSENAMED INSURED ANDDEPENDENT CHILD(REN)NAMED INSURED, SPOUSEAND DEPENDENT CHILD(REN)$10,000 17-24 $10.65 $16.05 $10.65 $16.0525-29 $12.35 $18.65 $12.35 $18.6530-34 $14.15 $21.25 $14.15 $21.2535-39 $18.15 $27.35 $18.15 $27.3540-44 $22.15 $33.35 $22.15 $33.3545-49 $28.75 $43.55 $28.75 $43.5550-54 $35.25 $53.75 $35.25 $53.7555-59 $44.25 $67.45 $44.25 $67.4560-64 $57.95 $88.25 $57.95 $88.2565-69 $69.55 $106.05 $69.55 $106.0570-74 $69.55 $106.05 $69.55 $106.05Page 1 of 3Underwritten by Colonial Life & Accident Insurance CompanySee page 3 for Important Notice

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Group Critical Illness (GCI6000) for AZApplicable to policy forms GCI6000-P, GCI6000-C,R-GCI6000-CB, R-GCI6000-BB, R-GCI6000-HB,R-GCI6000-INF, R-GCI6000-PDlPlan 2 - Critical Illness & Cancer, Wellbeing Assistance Benefit - $100 BenefitNon-Tobacco RatesISSUE AGE NAMED INSURED NAMED INSURED ANDSPOUSENAMED INSURED ANDDEPENDENT CHILD(REN)NAMED INSURED, SPOUSEAND DEPENDENT CHILD(REN)$20,000 17-24 $14.65 $21.75 $14.65 $21.7525-29 $18.05 $26.95 $18.05 $26.9530-34 $21.65 $32.15 $21.65 $32.1535-39 $29.65 $44.35 $29.65 $44.3540-44 $37.65 $56.35 $37.65 $56.3545-49 $50.85 $76.75 $50.85 $76.7550-54 $63.85 $97.15 $63.85 $97.1555-59 $81.85 $124.55 $81.85 $124.5560-64 $109.25 $166.15 $109.25 $166.1565-69 $132.45 $201.75 $132.45 $201.7570-74 $132.45 $201.75 $132.45 $201.75$30,000 17-24 $18.65 $27.45 $18.65 $27.4525-29 $23.75 $35.25 $23.75 $35.2530-34 $29.15 $43.05 $29.15 $43.0535-39 $41.15 $61.35 $41.15 $61.3540-44 $53.15 $79.35 $53.15 $79.3545-49 $72.95 $109.95 $72.95 $109.9550-54 $92.45 $140.55 $92.45 $140.5555-59 $119.45 $181.65 $119.45 $181.6560-64 $160.55 $244.05 $160.55 $244.0565-69 $195.35 $297.45 $195.35 $297.4570-74 $195.35 $297.45 $195.35 $297.45Tobacco RatesISSUE AGE NAMED INSURED NAMED INSURED ANDSPOUSENAMED INSURED ANDDEPENDENT CHILD(REN)NAMED INSURED, SPOUSEAND DEPENDENT CHILD(REN)$10,000 17-24 $13.05 $19.45 $13.05 $19.4525-29 $15.85 $23.65 $15.85 $23.6530-34 $18.65 $27.85 $18.65 $27.8535-39 $25.05 $37.45 $25.05 $37.4540-44 $31.45 $47.15 $31.45 $47.1545-49 $41.95 $63.45 $41.95 $63.4550-54 $52.35 $79.75 $52.35 $79.7555-59 $66.75 $101.75 $66.75 $101.7560-64 $88.65 $135.05 $88.65 $135.0565-69 $107.25 $163.35 $107.25 $163.3570-74 $107.25 $163.35 $107.35 $163.45(Continued...)Page 2 of 3Underwritten by Colonial Life & Accident Insurance CompanySee page 3 for Important Notice

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Group Critical Illness (GCI6000) for AZApplicable to policy forms GCI6000-P, GCI6000-C,R-GCI6000-CB, R-GCI6000-BB, R-GCI6000-HB,R-GCI6000-INF, R-GCI6000-PDlPlan 2 - Critical Illness & Cancer, Wellbeing Assistance Benefit - $100 BenefitTobacco RatesISSUE AGE NAMED INSURED NAMED INSURED ANDSPOUSENAMED INSURED ANDDEPENDENT CHILD(REN)NAMED INSURED, SPOUSEAND DEPENDENT CHILD(REN)$20,000 17-24 $19.45 $28.55 $19.45 $28.5525-29 $25.05 $36.95 $25.05 $36.9530-34 $30.65 $45.35 $30.65 $45.3535-39 $43.45 $64.55 $43.45 $64.5540-44 $56.25 $83.95 $56.25 $83.9545-49 $77.25 $116.55 $77.25 $116.5550-54 $98.05 $149.15 $98.05 $149.1555-59 $126.85 $193.15 $126.85 $193.1560-64 $170.65 $259.75 $170.65 $259.7565-69 $207.85 $316.35 $207.85 $316.3570-74 $207.85 $316.35 $208.05 $316.55$30,000 17-24 $25.85 $37.65 $25.85 $37.6525-29 $34.25 $50.25 $34.25 $50.2530-34 $42.65 $62.85 $42.65 $62.8535-39 $61.85 $91.65 $61.85 $91.6540-44 $81.05 $120.75 $81.05 $120.7545-49 $112.55 $169.65 $112.55 $169.6550-54 $143.75 $218.55 $143.75 $218.5555-59 $186.95 $284.55 $186.95 $284.5560-64 $252.65 $384.45 $252.65 $384.4565-69 $308.45 $469.35 $308.45 $469.3570-74 $308.45 $469.35 $308.75 $469.65Group Accident (GAC4100) for AZApplicable to policy forms GAC4100-P,GAC4100-ClAdditional Benefits: Active Lifestyles, Wellbeing Assistance Max - $100, Personal Safety Benefit, Building BenefitOn/Off-Job Accident CoverageBENEFIT LEVEL ISSUE AGE EMPLOYEE EMPLOYEE ANDSPOUSEEMPLOYEE ANDDEPENDENTCHILD(REN)EMPLOYEE, SPOUSEAND DEPENDENTCHILD(REN)Premier 17-99 $18.82 $31.07 $42.33 $54.72Important NoticeInsurance coverage has exclusions and limitations that may affect benefits payable. For a complete description of benefits, limitations and exclusions, please refer to anoutline of coverage, sample policy/certificate, proposal description or see your Colonial Life benefits counselor. Coverage type, benefits and rates vary by state. Coverage maynot be available in all states. Rates provided are illustrative and your actual premium may be different depending on your particular situation and plan choices.Colonial Life products are underwritten by Colonial Life & Accident Insurance Company, for which Colonial Life is the marketing brand.© 2024 Colonial Life & Accident Insurance Company"Colonial Life," and the Colonial Life logo, separately and in combination, are service marks of Colonial Life & Accident Insurance Company. All rights reserved.Mark | mark@colonialtx.com | (281) 714-8150(Continued...)Page 3 of 3Underwritten by Colonial Life & Accident Insurance CompanySee page 3 for Important Notice

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