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“Mortgages with youin mind.”A AND N: SPECIALPRODUCT FINANCINGHomebuyer’s Reference GuideNationwide Programs and BenefitsWith A and N’s access to over thirty banks, credit unions, mortgage insurance companies, programs, and niche products, we’re equipped to cater to many unique situations. A and N’s pricing model is for the highly competitive Chicago market. A and N Mortgage has access to nationwide products and benefits regarding:Non-Warrantable CondosA and N’s special in-house programs finance for condos that don’t fit into regular financing guidelines. Co-Ops Our special in-house programs for financing of cooperative mortgages allows the borrower to purchase shares of a co-op housing project.Credit UnionsAccess to flexible qualification requirements, lower fees, lower interest rates and APRs and a community feel. Each client is a member and holds shares in the institution.Restricted Stock Units (RSUs)A and N can potentially work with clients utilizing their RSUs as a part of their buying power. Low Down Payment Options on 2-4 Units The A and N 5% Down Conventional Loan Program provides an opportunity for borrowers who don’t have the standard 15% down payment for a 2-4 unit property. Physician Loans The A and N Physician Loan is specifically designed to offer favorable terms for homebuyers in the healthcare industry.VA Loans Veteran Loans offer an attractive $0-down payment and favorable terms that aren’t available to the general public. Jumbo Loans A and N provides underwriting, closing, and funding up to $5 million for Jumbo loans in-house.ANmtg.com773 . 305 . LOAN 1945 N. Elston Ave. Chicago, IL 60642THIS IS AN ADVERTISEMENT. This is not a commitment to lend. A and N Mortgage Services, Inc. 1945 N. Elston Ave. Chicago, IL 60642 p: 773.305.LOAN (5626) ANmtg.com NMLS No. 19291 For licensing information and for Texas consumers to le a complaint, go to: ANmtg Licensing (Nationwide Mortgage Licensing System www.nmlsconsumeraccess.org). Some restrictions may apply. Programs subject to change without notice. Offer of credit subject to credit approval. The information provided in this yer is for dissemination to real estate and nancial business entities only, and is not intended for use as an advertisement for the extension of credit to consumers. Offers cannot be combined with any other coupons or offers.