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paBanker Magazine 2019 Q3

QUARTER 3   VOLUME 21.3  Welcome  2019-20 BOARD MEMBERS  Introducing PA Bankers  New Mobile App  Top 10 Reasons Why You Sh...
thisISSUE  BRINGING TIMELY NEWS AND INFORMATION TO THE MEMBERSHIP OF THE PA BANKERS  IN EVERY ISSUE 6   Chairman   s Insig...
Procedures  COMPLIANCE  AUDIT  BSA  RISK ASSESSMENT  ACCOUNTING  STAFF TRAINING  INFORMATION TECHNOLOGY  Policy Tools  HUM...
PA Bankers STAFF DIRECTORY  magazineSTAFF  General Phone Switchboard  717  255-6900   Managing Sara E. Hocker  Editor    E...
chairman   sINSIGHTS T. MICHAEL PRICE President   CEO, First Commonwealth Financial Corporation  Engaging to Advance the I...
literacy events throughout the year. We need to extol the virtue of these principles with our employees and within your co...
from the CEO to the CEO DUNCAN CAMPBELL President   CEO, PA Bankers Association  Strategizing to Enhance Our Association a...
remarks back in May - specifically strategies to enhance our diversity and inclusion efforts as an industry, along with st...
tenONpageTEN  Top 10 Reasons Why You Should Connect with PA Bankers This Fall PA Bankers will offer several opportunities ...
Learn More About PA Bankers    Initiatives  Hear from Industry Experts  Advocate for the Industry  Gain Continuing Educati...
communityCORNER  PENN COMMUNITY BANK JOINS HABITAT FOR HUMANITY TO DEDICATE SPONSORED HOME IN BUCKS COUNTY  UNIVEST REACHE...
THE NEFFS NATIONAL BANK DONATES EITC FUNDS TO AREA EDUCATIONAL FOUNDATIONS  T  he Neffs National Bank recently presented d...
communityCORNER THE FARMERS NATIONAL BANK OF EMLENTON DONATES TO LOCAL NONPROFIT ORGANIZATIONS  E  mployees of The Farmers...
ABA BA NK ERS C O NF E RENC E  November 10-13, 2019  Hyatt Regency Dallas Dallas, Texas  Power of Partnership As an ag ban...
Welcome  2019-20 BOARD  CHAIR  T. Michael Price President and Chief Executive Officer  First Commonwealth Financial Corpor...
Welcome  2019-20 BOARD  PA Bankers Group Representatives  GROUP 1  Rebeccca A. Stapleton Senior Executive Vice President, ...
MEET YOUR NEW VICE CHAIR We would like to welcome our second vice chair, Wesley  Wes  Weymers of The Gratz Bank. We asked ...
that my management team and I frequently discuss, and all are younger than I am, so they are truly next-generation bankers...
Get to know  KAREN MCDERMOTT PA BANKERS    NEW DIRECTOR OF MEMBER RELATIONS  Tell us about your family  I have been marrie...
SOMEONE IS MAKING MONEY ON TITLE INSURANCE. IT SHOULD BE YOU. It   s like owning your own title insurance company, only be...
Coming Later This Fall PA Bankers  NEW Mobile App Stay Tuned         Will be available in the   App Store for   Android an...
governmentRELATIONS  Engaging in Advocacy  T  hriving families. Vibrant local communities. A prosperous economy. These are...
governmentRELATIONS  Reframing the Credit Union Debate  F  or too long, banks with legitimate concerns about unbridled cre...
A  PA Forward Student Loan Program  pplications are now available for the Commonwealth   s new PA Forward Student Loan Pro...
governmentRELATIONS  Preparing for the LIBOR Transition  S  ince the mid-1980s, the London Interbank Offered Rate  LIBOR  ...
Preparing for the Transition That support starts with encouraging financial institutions to begin their preparations for t...
governmentRELATIONS  2019-20 State Budget Recap  O  n June 28, Gov. Wolf signed an appropriations bill  HB 790  and relate...
THE BANKING FUND The PA Department of Banking and Securities    Banking Fund is a special revenue fund composed of monies ...
governmentRELATIONS  Property Assessed Clean Energy Equipment Financing in Pennsylvania  Proceed With Caution  O  n June 1...
supervision or oversight of C-PACE programs. Instead, each sponsoring county or municipality is expected to supervise its ...
alookahead As you plan your training and development for 2019-2020, we hope you ll consider learning with us. Here s a sne...
alookahead Government Relations    SEPT. 26-27 2019 WASHINGTON VISIT Washington, D.C.  Lending   Credit  NOV. 4-5 ESSENTIA...
alookahead Technology  Wealth Management, Trust   Investments     NOV. 12-13  NOV. 6-8  DIGITAL BANKING CONFERENCE  WEALTH...
The Stability You Want should come with the service you deserve Addressing Your Bank   s Needs FOS SERVICES               ...
from yourPEERS  P  A Bankers is looking for one, or several, PA Bankers Champions within your institution to raise awarene...
TESTIMONIALS FROM SOME OF OUR CHAMPIONS The PA Bankers Champions Program has helped to strengthen our relationship with PA...
vendorARTICLES  Are Silos Stunting Your Compliance and Risk Management Efforts   W  hen it comes to compliance and risk ma...
Consider the difference between making a strategic decision using ERM vs. a siloed approach. This chart shows a siloed app...
vendorARTICLES  In a Challenging Earnings Climate, There Is No Room for Lazy Capital  T  he persistently challenging earni...
dependent on its capital levels and its ability to generate and manage it. In our work with clients, we discuss and model ...
vendorARTICLES  FTC Investigation Highlights Small Business Lending Risks  O  n May 23, the FTC launched an investigation ...
the FTC   s interpretation, the court in FTC v. IFC Credit Corp. noted that     It would not have been a difficult feat of...
vendorARTICLES  The Importance of Board and Senior Management Training  I  n today   s banking world, it is clear that    ...
banks erroneously focus on return on assets or return on equity when assessing the value proposition. Directors and manage...
PA Bankers Corporation PA Services Bankers Services Corporation Vendors Provide PA Bankers Members SelectSelect Vendors Pr...
DEALERTRACK COLLATERAL MANAGEMENT SERVICES, INC. Electronic Lien and Title Program Wayne Whipple,  717  255-6925 wwhipple ...
index of ADVERTISERS ABA.....................................................................................................
Property Assessed Clean Energy Equipment Financing in Pennsylvania  Proceed With Caution continued on page 31  however, ma...
S E M I N A R C E L E B R AT I O N 2 0 1 9 Join us at our 40th Anniversary seminar celebration in Scottsdale, AZ, at The W...
NO OTHER FIRM No other accounting or consulting firm offers more knowledge of community banks    challenges and opportunit...