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NORTHEAST REGION: PARTNER SHOWCASEGROWTH & CAPABILITIESFRP BOARD OF DIRECTORS | AUGUST 20, 2024 | NEW YORK CITY

Christopher DurnanChristopher Durnan President, Durnan Group InsuranceMahew DurnanMahew Durnan Senior Vice President, Durnan Group InsuranceMain 516.764.4000Chris@DurnanGroup.com | Ma@DurnanGroup.com 15 Front Street, Rockville Centre, New York, 11570 DurnanGroup.comMichael Graham Michael Graham Chief Operang Ocer, Fairview Insurance AgencyRyan Graham Ryan Graham Producer, Large Group Benets, Fairview Insurance AgencyMain 973-857-0870MGraham@FairviewInsurance.com | RGraham@FairviewInsurance.com25 Fairview Ave., Verona, NJ, 07044FairviewInsurance.comMichael GenaMichael Gena Co-President, Gena V Insurance SoluonsRichard GenaRichard Gena Co-President, Gena V Insurance SoluonsMain 866.211.2123MichaelG@Gena.com | RGena@Gena.com 3333 New Hyde Park Road, Suite 440, New Hyde Park, NY 11042Gena.comArthur Buhr IIIArthur Buhr III President, Total Dollar Insurance Main 800.962.5659ABuhriii@TotalDollar.com1 Pleasant Avenue, Port Washington, NY, 11050TotalDollar.comRobert Culnen Robert Culnen President, C&H Agency Main 973.435.3300RCulnen@CHAgency.com783 Riverview Drive, Totowa, NJ 07511 CHAgency.com2Mitchell Gerber Mitchell Gerber President, MSG Risk Mgmt & Insurance ConsulngMain 201-786-9400MGerber@MSGRiskMgmt.com500 Frank W. Burr Blvd #1 , Suite 100, Teaneck, NJ 07666 MSGRiskMgmt.comMike Lisa Mike Lisa Co-President/CEO, Corporate SynergiesAndrew Bloom Andrew Bloom Co-President/CEO, Corporate SynergiesMain 856.813.1500MikeLisa@CorpSyn.com | AndrewBloom@CorpSyn.comAquarium Loop Drive, Camden, NJ 08103 CorpSyn.com

TABLE OF CONTENTS PAGEFairview Insurance Agency 4,5Gena V Insurance Soluons 6,7 Total Dollar Insurance 8,9Durnan Group Insurance 10,11C&H Agency 12,13MSG Risk Management & Insurance Consulng 14,15Corporate Synergies 16,17Agency Fun Facts 18,19Welcome Foundaon Risk Partners Board of DirectorsCharlie LydeckerCEO/Chairman, Foundaon Risk PartnersKathleen ShanahanSenior Advisor, TurtleDan AmbrosiaSenior Investment Leader, Partners GroupBill BloomEVP, The Harord (Ret.)Michael DimitriefPrincipal, Warburg PincusJoel SchwartzPartner, Partners GroupBruce CrawfordLt. General, US Army (Ret.)Jorge DominicisCo-Chairman, Board of Managers, WellpathFAIRVIEW $26.4M GENATT $28.1M TDI$10.3M DURNAN$10.9M C&H$14.6MMSG$11.2MCSG$59.1M32024 FULL-YEAR FORECAST REVENUE (FYF)

Agency ProleSales ResultsFY Goal: $7.6M YTD (Q2 2024): $1.9M Key DifferentiatorsTop New Business Wins1. Fairview has extensive experience in Public Sector Employee Benets and Risk Management, holding contracts with Municipalies, Boards of Educaon, County Govt’s and State Authories throughout NJ.2. We’ve had a naonal P&C program for approx. 100 Franchised Equipment Dealers (John Deere, Yale…) for nearly 40 years. We are the largest independent writer of this business class.1. We are in the process of transioning three large public sector benets accounts to the self-insured marketplace - Teaneck Board of Educaon, Township of Toms River, and Union Township Board of Educaon. Each will generate signicant revenue via benets, Rx, stop-loss commissions, and through our out-of-network repricing vehicle.2. We’ve renegoated increased rates for our out-of-network repricing vehicle, which has boosted 2024 revenues.LocationVERONA,NEW JERSEYJoined FRPJUNE 2020Area of Expertise1. PUBLIC SECTOR 2. EMPLOYEE BENEFITS3. RISK MANAGEMENTSize$26.4MTeam 33 EMPLOYEES2 IN TOP 1004

Fairview Insurance Agency AssociatesOpportunitiesChallenges1. The self-insured model Fairview developed for the public sector can be applied across FRP’s self-insured private sector clientele, which cansignicantly boost revenues from exisng clients.2. We are in the process of moving several public sector clients to our self-insured/claims repricing model, including, Newark, the largest city in the State of New Jersey, for a potenal rst quarter start date in 2025.3. Our primary compeon, the New Jersey State Plan, is likely to incur a 20% increase, providing addional opportunies to transion public sector enes to the private marketplace.4. The City of Philadelphia presents a strong opportunity for expansion outside New Jersey.5. Obtaining and repricing addional claims through our out-of-network repricing vehicle, currently (No Surprise Act claims are excluded); we are in the process of bringing those claims under our umbrella.1. New Jersey maintains public sector insurance plans for the municipal and board of educaon sectors. Their rates are compeve and the state does not pay broker commissions. Each year, our rm aggressively ensures that pricing remains below State Health Benets Program levels.2. Ensuring proper stang to eecvely service our growing book has been challenging. The State Benets Plan has increased its pricing dramacally over the last few years; properly transioning and servicing new business requires signicant resources.52020$12.1M*2021$16.0M2022$17.8M2023$22.0M2024 FYF$26.4M* Acquired June 2020Revenue Growth21.7% CAGR Compound Annual Growth Rate (Organic)

Agency ProleSales ResultsFY Goal: $2.0M YTD (Q2 2024): $3.0M Key DifferentiatorsTop New Business Wins1. We hold high -level carrier relaons, 60-years strong, with Chubb, Zurich, AFM, Liberty and GNY, enabling us to navigate and leverage areas others can’t.2. We’re a sophiscated, tenured workforce with experse in specic lines of coverage.3. We’re able to leverage in both the retail and wholesale space.4. We focus on accounts that are between $250K - $2M.LocationNEW HYDE PARK,NEW YORKJoined FRPDECEMBER 2020Area of Expertise1. COMMERCIAL LINES - GENERALISTS2. REAL ESTATE 3. HOSPITALITY4. RETAIL5. HIGH NET-WORTH PERSONAL LINESSize$28.1MTeam31 EMPLOYEES61. We created an umbrella program for Brown Harris Steven’s esmated 70 buildings.2. We secured 15 Central Park West, one of the top condominiums in Manhaan.3. We saved Rosenberg Realty Group an excess of $1M.

Revenue Growth30.3% CAGR Compound Annual Growth Rate (Organic)Genatt V Insurance SolutionsOpportunitiesChallenges1. Clients recommending new customers2. Work with insurance consultants who refer business 3. Numerous residenal property managers 4. Retail insurance brokers who house our wholesale facility to get accounts placed1. The hard insurance market, specically in Real Estate2. A limited number of insurance carriers in the space we are focused on servicing7* Acquired December 20202020$12.7M*2021$16.1M2022$17.9M2023$24.0M2024 FYF$28.1M

Agency ProleSales Results FY Goal: $1.3M YTD (Q2 2024): $1.0M Key Differentiators1. We provide boat and yacht insurance, specializing in performance powerboats and large center consoles.2. We are one of the largest insurers of densts and podiatrists in New York State.3. Personal Lines has access to all high-net-worth carriers.1. Aer assisng a client with his boat last fall, we received a Broker of Record Leer on the balance of his personal lines account which generated over $10K in revenue.2. Our Boat and Yacht Department connues to see wins on large premium accounts. With more than 16accounts landed in the rst six months of the year, over $5K in revenue was generated per account. 3. Our Commercial Lines Department had great success earlier this year with an account thatdistributes janitorial supplies that resulted in more than $40K of revenue.LocationPORT WASHINGTON,NEW YORKJoined FRPAUGUST 2018Area of Expertise1. MEDICAL PROVIDERS PROTECTION2. BOATS & YACHTS 3. FINE STRING INSTRUMENTS 4. HIGH-NET-WORTH HOMEOWNERS5. PROFESSIONAL LIABILITY FOR DENTISTS6. PODIATRYSize$10.3MTeam28 EMPLOYEES1 IN TOP 100Top New Business Wins8

Revenue Growth5.4% CAGR Compound Annual Growth Rate (Organic)Total Dollar InsuranceOpportunities Challenges1. Merging of two addional Personal Lines Agencies to create a Private Client Group with a campaign to cross sell into clients of our Boat and Yacht Division. 2. Boat and Yacht is expected to connue strong growth, and we have a new Producer in the department who recently nished the FRP Sales Academy.1. Our biggest challenge in the last few years has been stang our service departments. 92018$6.1M*2019$6.1M2020$5.9M2021$6.1M2022$6.6M2023$8.4M2024 FYF$10.3M* Acquired August 2018

Agency ProleSales ResultsFY Goal: $600K YTD (Q2 2024): $98K Key DifferentiatorsTop New Business Wins1. We have the largest Workers Comp Safety Group for Real Estate Owners and Managers in NY (5500 policies). 2. We have NY State Builders Group (Construcon) and Empire State Marine Trades Assoc. Group (Marinas). 3. Policyholders receive 25-35% up-front discount and addionally each policyholder receives an annual back end dividend. We have issued a dividend every year for over 30 years.4. We recently declared a 40% dividend for the Real Estate and Marina Groups.5. All claims are managed in house and Loss Control provided to clients. LocationROCKVILLE CENTRE,NEW YORKJoined FRPMAY 2022Area of Expertise1. NY WORKERS COMPENSATION2. NY REAL ESTATE SAFETY GROUP3. NY STATE BUILDERS CONSTRUCTION SAFETY GROUP4. MARINA OWNERS SAFETY GROUP5. IN-HOUSE CLAIMS ADMIN AND LOSS CONTROLSize$10.9MTeam10 EMPLOYEES101. A 20% increase in our fee was approved, allowing an increase from 10 to 12%. (Chris will expand on major win.)2. We began managing the Empire State Marine Trades Assoc. in March 2023, ensuring a seamless transion and prompt service all year, that resulted in 100% retenon for all 270 policyholders for March 2024 renewal.3. We placed NYC’s premier Apt. Owners, Jane Goldman (Solil Mgmt), Workers Comp. $470K Premium, $47K Fee4. Our Real Estate Program est.1994 renewed in 2024 with 100% retenon of 5200 policyholders. >$90M Premium

Revenue Growth12.9% CAGR Compound Annual Growth Rate (Organic)Durnan Group InsuranceOpportunitiesChallenges1. Cross-selling employee benets with CSG: We have been working with Steve Schwartz, Mike Lisa and the CSG oce in NYC. At this me, CuraLeaf (4,000 employ-ees) is being worked on for the January 2025 renewal.2. Our product beats Travelers, Harord, Chubb and Amtrust by 25-45%. Together with our strong relaon-ships with owners, managers and brokers allows us to connue placing new policies in our programs. 1. Rate decrease is the biggest challenge by far. The NY Comp Insurance Rang Board just issued a 10% decrease on average for all rates. Rates are down more than 35% during the past six years (10% this year, 2.6%, last year and 8% the previous year). 112022$8.5M*2023$10.0M2024 FYF$10.9M* Acquired May 2022

Agency ProleSales ResultsFY Goal: $1.5M YTD (Q2 2024): $95K Key DifferentiatorsTop New Business Wins1. Surety and Property & Casualty for Public Works ContractorsEight separate contracts totaling $2.25B: The Design-Build Contract focuses on construcng the Northern Interchange of Business Loop 81 (BL 81) and Interstate 81 (I-81) and Reconstrucng the new secon of I-81 (former I-481) between Kirkville Road and the New York State Thruway (I-90). Our client has been awarded two contracts out of the four bid to date: 1. Surety Bond $384.5M for Contract 2 and Project Specic Insurance 2. Surety Bond $313.5M for Contract 4 and Project Specic Insurance LocationTOTOWA,NEW JERSEYJoined FRPFEBRUARY 2019Area of Expertise1. CONSTRUCTION INDUSTRY2. CONTRACTORS WHO NEED COMMERCIAL LINES AND SURETY BONDS3. HEAVY HIGHWAY TRANSPORTATIONAND UTILITY PROJECTSSize$14.6MTeam26 EMPLOYEES12

Revenue Growth5.4% CAGR Compound Annual Growth Rate (Organic)C&H AgencyOpportunitiesChallenges1. Build out a naonwide Construcon Vercal for FRP to increase cross-sell opportunies within the plaorm.2. Acquire strategic Surety / P&C insurance agencies in certain territories.1. Federal and State Public Works funds are being reallocated to other issues and urgent needs.132019$10.7M*2020$10.9M2021$10.4M2022$12.8M2023$14.8M2024 FYF$14.6M* Acquired February 2019

Agency ProleSales ResultsFY Goal: $850K YTD (Q2 2024): $1.1M Key DifferentiatorsTop New Business WinsLocationTEANECK,NEW JERSEYJoined FRPFEBRUARY 2023 Area of Expertise1. PREMIER GLOBAL CONSULTING SPECIALIZING IN RISK MANAGEMENT2. CUSTOMIZED SOLUTIONS IN ALL VERTICALS WITH FOCUS ON P&C, HIGH WEALTH ANDSPECIALTY PROGRAMSSize$11.2MTeam21 EMPLOYEES2 IN TOP 100141. Our consulng pracce specializes in Property & Casualty Insurance for Large Middle Market businesses with revenue of $50M to $10B. We oer Outsourced Risk Management Advisory Services which include the design, purchase and management of corporate insurance and risk management programs. 2. We have a large Private Equity Pracce of 20+ private equity porolio clients for which we provide consulng.3. In addion to our consulng pracce, we have a High Net Worth Personal Insurance Agency focused on high net worth and ultra high net worth individuals.1. Consulng: Surf Style Retail Management - Retail and Hospitality - Annual Fee $125K2. Consulng: Rosemar Contracng - Asphalt Milling & Paving Contractor - Annual fee $90K3. Consulng: Claremont Companies - Real Estate and Hospitality owners - Annual Fee $120K4. Consulng: Chestnut Holdings - Commercial and Residenal Real Estate owners - Annual fee $100K5. Personal Lines: Joe Moinian - Personal Insurance - Annual Commission $65K

Revenue Growth7.3% CAGR Compound Annual Growth Rate (Organic)MSG Risk Management & Insurance ConsultingOpportunitiesChallenges152023$10.5M*2024 FYF$11.2M* Acquired February 20231. We have a large commercial client base with signicant opportunies to refer employee ben-ets business to FRP. 2. We hope to connue to get referrals from other FRP brokers who don't have the experse to manage large accounts or who don't special-ize in property and casualty. 1. Our ability to acquire and train talented employees.2. Lack of markets with the capacity for very high value homes in the Hamptons, LA, Miami and the Caribbean. 3. More clients are self-insuring due to high coverage costs.4. New FRP systems and workow - compliance, accounng processes - drain already limited me resources.

Agency ProleSales ResultsFY Goal: $6.7M YTD (Q2 2024): $3.1M Key DifferentiatorsTop New Business Wins1. Comprehensive Benets Consultaon and Mgmt.2. In-House Services: Compliance, Advocacy, Technology Support, Communicaons and Wellness3. Innovave Data Analysis Processes and Cost Migaon Strategies4. Vercal Market experse in Nonprots, Retail, Healthcare, Manufacturing and Private Schools 5. Naonally recognized Thought Leadership6. Top Tier Carrier Relaonships at both naonal, regional and local levels7. Fully Transparent Broker/Client Agreements8. In-House Business Development TeamLocationCAMDEN,NEW JERSEYJoined FRPNOVEMBER 2017 Area of Expertise 1. EMPLOYEE BENEFITS CONSULTING & MGMT2. IN-HOUSE SERVICES: ADVOCACY, COMPLIANCE, EDUCATION, COMMSBENEFITS ADMIN TECHNOLOGY3. DATA ANALYSISSize$59.1MTeam219 EMPLOYEES6 IN TOP 100161. Chrisan Yantorno - Goodwill Central Texas $210K2. Eric Brewer - Acorn Stairlis $208K3. Mahew Strain - K&A Engineering Consultants $185K4. Jason Crawford - SpiriTrust Lutheran $150K5. Patrick O’Connor - Harkins Builders $95K

Revenue Growth3.0% CAGR Compound Annual Growth Rate (Organic)Corporate SynergiesOpportunitiesChallenges17* Acquired November 20171. Strategic acquisions, both geographically and supplementally to our core service oerings2. Cross collaboraon with FRP agencies 3. Recruitment and development of new producers4. Vercal alignment5. Expanded depth of product line oeringsand experse1. Clients directed to change brokers by PE to consolidate vendors/services within porolio 2. Increase in virtual work as an accepted norm places pressure on us to follow3. Pace at which producers must pivot to new strategies to prospect as older methods are outdated4. Succession planning for those key producers /leaders that may face rerement in the next 5 years2017$46.0M*2018$46.1M2019$48.2M2020$49.6M2021$47.6M2022$49.2M2023$54.2M2024 FYF$59.1M

Fairview has been in operaon for more than 50 years, with 10 family members, (three generaons) and many team members with more than 40 years at Fairview.Fairview was once the leading writer of motorcycle dealerships in the 70s and early 80s.Agency Fun Facts18Every year we celebrate the holidays with a special Secret Santa event. It’s amazing to see how such a ght knit group loves to ste al certain gis from each other.Total DollarInsurance was FRP’s fourthacquision. We are a familyaair with mulple generaonsand many teammembers being related. Chris Durnan played rugby unl he was 45; then he replaced that with deep sea tournament shing up and down the east coast. Ma sll cannot catch a ball so he goes skiing andgolng.Fairview Genatt Total Dollar Durnan

MSG Personal Lines Agency was the rst Personal Lines New Jersey Agency start up in more than 20 years to receive a Chubb appointment back in 2008. Against their beer judge-ment, we convinced Chubb to appoint us. We are now one of their favorite storiesto discuss at Cornerstone meengs as we have been a Chubb Cornerstone Agency for the past nine years.Agency Fun Facts19We open our New York oce for the Thanksgiving Day Parade as we are on the parade route. Guests include our clients, team members and aliated FRP agencies to view the greatest parade from the greatest vantage point. We do the same for our Philly headquarters as it sits on the Delaware River with the best view of New Years Eve and July 4th reworks. Our Agency nick-name, according to Je Leonard and John turneris, “Sandbaggers.”C&H MSG CSG

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