April 2017 THE BULIUNG GROUP 508 507 8883 Time to Get Rid of PMI Wondering if your home s value has risen enough to eliminate PMI Or thinking of selling Text or email your address We ll send you a CMA 508 507 8883 info buliunggroup com Why Does the Date for Easter Move Around Most holidays fall on a speci c day of the year Why then does Easter fall on a di erent day each year The answer lies in the movement of the moon Have you ever had someone say the right thing to you at just the right moment and it changed your life Teacher Tony Acevedo gives an example I saw a freshman girl trip in front of a group of seniors They laughed and she was dying of embarrassment I took her aside and said It s only embarrassing if you re embarrassed Years later she told me how from that moment embarrassment never held the same power over her My advice might have been ignored at any other Hme But that was the magic moment for her A similar thing happened to a friend of mine early in her career On her rst project she nished late but thought it was a good e ort Instead of rewarding her her manager criHcized her She complained to a co worker who surprised her by saying Joe is judging you by your results not by your intenHons That moment shiSed her work habits which has made all the di erence in her career Another friend says that at her rst networking event she confessed to In 325CE the Council of Nicaea set someone about being nervous He leaned over and whispered Don t try to Easter on the rst Sunday aSer the interest them in you Just be interested in them That advice made her into rst full moon aSer the March a networking queen equinox Let s tease that apart Now it s your turn What s something that someone said in just the right The March equinox falls on March 20 moment that forever changed your way of thinking The rst full moon aSer that is April 10 And the rst Sunday aSer that is Buying a Home Credit Score Matters A Lot April 16 Therefore Easter 2017 falls on Sunday April 16 You know lenders check What is the March equinox There are two equinoxes each year one in March and the other in September At that Hme day and night are of equal length In 2018 the March equinox will also be March 20th The rst full moon aSer that will be March 31st and the rst Sunday aSer that is the next day April 1st your credit before deciding what interest rate to o er you But you might not appreciate just how much a credit score can a ect rates This table re ects recent rates for someone borrowing 200K via a 30 year mortgage
  April 2017   THE BULIUNG GROUP  508-507-8883              Time to Get Rid of PMI  Wondering if your home   s value has  ...
Story When Champions Battle the Game Is Mental ASer winning many archery contests a young and boasful archer wanted to add another feather to his cap Everyone told him that he was almost the best and that only one person could beat him So he decided to challenge that champion to a contest When he saw the frail old man come onto the eld he almost changed his mind but decided he needed to prove himself The two stood side by side and the young man smiled condescendingly at the older man Then he proceeded to hit a distant bull s eye on his rst try Then split that arrow with a second shot There he said see if you can match my skill Unconcerned the old man did not draw his bow but instead moHoned for the young archer to follow him up a mountain path Curious the spectators followed They walked up the mountain trail for a long while unHl they reached a deep chasm spanned by a thin log high above a raging river April Quiz Question What goes up when the rain comes down Out of the Box Thinking These days most people have heard of the idea that what we see can a ect how we think But over a century ago this was just being proven as a concept In the early 1900 s gestalt psychologist Karl Duncker created an experiment known as the Candle Problem Duncker led some test subjects to a table pressed up against a wall The table held three items a candle a book of matches and a box of tacks He asked the subjects to nd a way to ajach the candle to the wall so that its wax wouldn t drip on the table None of them could do it unHl Duncker made a slight change In the second experiment he used all the same materials except this Hme he removed the tacks from their box and placed them on the table next to the candle Most of the test subjects quickly gured out that they could pin the empty tack box to the wall using the tacks so the wax would drip only inside the box Here s an out of the box thinking exercise you can do now Instruc ons Connect all 9 dots using only 4 straight lines You can t liS your pen or go back over any porHon of any line Can you do it Think out of the box Let s Go House Hunting Looking at homes online is a great rst step to buying But at some point you ll want to see inside Let s schedule some Hme to see homes in person Just give us a call to get started 508 507 8883
     Story  When Champions Battle, the Game Is Mental     ASer winning many archery contests, a young and  boasful archer ...
April 2017 THE BULIUNG GROUP 508 507 8883 Thank You Welcome new clients and Thank You to friends who ve trusted us to work with you your friends family and coworkers Special thanks to Mary D You Can Win a 10 Coffee Card It s easy Answer the quiz quesZon on page 2 Each month all correct entries have a chance of winning a FREE co ee card Put the word QUIZ in the subject line and send it to info buliunggroup com Last month s quesZon What is the typical color of the sky John M looking up from the surface of Mars Chriss G Answer A buBerscotch or yellowish orange color I hope you will feel comfortable introducing us to the people you care about too Last month s winner MarZn B Introducing a New Ultra Efficient Glass Battery I thought this was interesHng news to share with you John B Goodenough really an emeritus professor at the Cockrell School of Engineering at the University of Texas AusHn pioneered the lithium ion bajery Now the 94 year old and his team of researchers have developed a low cost all solid state bajery that is safer and more e cient than exisHng technology I also found a similar technology being developed by scienHsts from Nanyang Technological University NTU Singapore The new bajery uses a sodium or lithium coated glass electrolyte that has three Hmes the storage capacity of a lithium ion bajery It also charges in minutes instead of hours and operates in both frigid and hot weather from 20 to 60 degrees cenHgrade Early tests suggest the bajery is capable of at least 1 200 charge discharge cycles signi cantly more than a comparable lithium ion bajery And best of all the glass based electrolyte will not form the dendrites that plague lithium ion bajery technology The dendrites accumulate as part of the charging and recharging cycle and eventually cause a short circuit that oSen results in a smoldering or burning bajery Goodenough believes this bajery technology could be the breakthrough that brings the electric car into the mainstream This same bajery technology could also be used to store energy in solar and wind power systems FREE REPORT For Fun Why Can t I Have a Boss Like That How to Save for a Down Payment Once there was a lab technician named Sam Sam had forgojen to open a criHcal valve on a piece of equipment he was using The pressure built up in the system and caused it to malfuncHon The resulHng damage cost 250 000 Saving for a down payment isn t like to repair saving for reHrement You don t Sam s boss called him in to talk about it Sam had already cleared his have decades to watch workspace guring that he was about to get red Sure enough his boss compounding interest work Here started grilling him asking why he didn t do a proper check of the equipment are some smart ways to go about it rst and reviewing his past performance Ask us for a copy of this report and share it with a friend Then he said Alright Get back to work and don t let it happen again info buliunggroup com 508 507 8883 Sam was momentarily stunned I m not getng red he said His boss said No way I just spent 250 000 teaching you a lesson you ll never forget Why would I re you now
  April 2017       THE BULIUNG GROUP  508-507-8883  Thank You  Welcome new clients and Thank You to friends  who   ve trus...
Christina Tocci Eric Buliung Kate Regan House Hunting in today s Tight Market Anyone hun ng for a house in today s real estate market knows that there are low levels of housing inventory to choose from Fewer houses may mean taking longer to nd your dream home or widening your search area or even re sizing your expecta ons It de nitely means jumping fast onto any new lis ngs that hit the market Your compe on is doing the same so you need to move quickly to get your o er in the running for a great home One nice thing about this market is that you are no longer compe ng against so many all cash buyers who are able to undercut you in a fast investor market Now what s more important is the loan package you present with your o er and your commitment to nego a ng and making it easy for the sellers to say yes If you or your friends are planning to buy a home contact us for experienced help in ge8ng your o er accepted THE BULIUNG GROUP 508 507 8883 info buliunggroup com This newsletter is for entertainment purposes only Credit is given to the authors of articles that are reprinted when the original author is known This information is solely for entertainment and should not be substituted for medical legal financial or tax advice Do not hold us responsible for actions you take without proper medical financial legal or tax advice This is not intended as a
             Christina Tocci                   Eric Buliung            Kate Regan  House Hunting in today   s Tight Market...