Having the right financial partner for your business makes all the difference. NorthStar Credit Union’s Business Services offer the right solutions to meet your company’s financial needs.

Business Services Having the right financial partner for your business makes all the difference. NorthStar Credit Union’s Business Services offer the right solutions to meet your company’s financial needs. 3 S. 555 Winfield Road • Warrenville, IL 60555 • www.NSCU.org • 630.393.7201
Business Services Having the right financial partner for your business makes all the difference. NorthStar Credit Union   ...
Business Checking Accounts You utilize your business checking account every day. Selecting the right checking account is crucial to your daily operations and can really impact your bottom line. That’s why you need a NorthStar Credit Union business checking account. Dare to Compare... Minimum Balance Required................................... Monthly Maintenance Fee..................................... Electronic debits/credits......................................... Incoming wire fees.................................................. Internet Banking....................................................... Online Billpay............................................................ E-Statements............................................................. Interest Paid.............................................................. Your Bank $__________ $__________ $__________ $__________ $__________ $__________ $__________ __________ % NorthStar Basic Business Business Checking1 NorthStar Premier Business Checking1 $0.00 FREE FREE FREE FREE FREE FREE NONE $0.00 $25.00 FREE FREE FREE FREE FREE Money Market Rates2 Other options are also available... Let us review 2 months bank statements from your current financial institution and we can customize a plan for your specific business needs! 2 1 Other fees/limitations may apply. With average daily balance above $5,000* Business Financing As a business owner, you need access to professional services that ensure your success, while allowing you to maintain your focus on running your business. Your needs will change as conditional change: economic factors, industry-specific challenges, the growth and maturity of your business, increased competition, and a host of other issues that you face daily. NorthStar Credit Union can provide the funding that you need as your business grows. We offer competitive rates and the superior, personal service that you’d expect from a credit union. • • • • • • • Working capital lines of credit Equipment financing Unsecured loans to proven businesses Refinance existing business loans Loans for office space renovations or improvements Loans for the purchase of a business or buy-out of an existing partner Commercial real estate & construction financing
Business Checking Accounts  You utilize your business checking account every day. Selecting the right checking account is ...
Internet Banking and Bill Pay Discover the benefits of It’s Me 24/7 online banking and iPay bill pay for your small business. NorthStar’s iPay solution offers all the features that consumers enjoy with online bill pay. With a flexible user-friendly design, our Business iPay solution takes the convenience of electronic payments and brings it to your small business. • • • • • • • Manage Credit Union Accounts Multiple-User Access Electronic Tax Payments Scheduled Deposits Payment/Deposit History Customize Audit Reporting Account Summary Merchant Card Services Whether you process credit card transactions through a terminal, POS software, wireless terminal, or on the Internet, NorthStar Credit Union can meet your needs. • • • • Processing of all Credit Cards Authorization & Settlement Charge-back Protection POS Hardware & Software • Wireless Terminals • E-Commerce Solutions • 24/7/365 Web Reporting and Toll-free Call Center • Gift & Loyalty Cards • Debit & EBT Transactions • Check Thru (check to electronic funds transfer conversion) • Employee Management System • And More!
Internet Banking and Bill Pay  Discover the benefits of It   s Me 24 7 online banking and iPay bill pay for your small bus...
m Business Retirement Plans Whether you are a sole proprietor, mid-sized or large business, you no doubt have specific concerns about your retirement plan, such as costs and ease of administration. There are many plans that are both simple and affordable. Some of your retirement plan options include: • • • • • • • SEP IRA Simple IRA Profit Sharing 401(k) including Solo(k) Safe Harbor 401(k) 403(b) Non-ERISA Defined Benefit Pension Plan Selecting the right plan can be a daunting task. Bill Metcalf, Financial Advisor for USAdvisors Wealth Management, LLC through NorthStar Investment Center, can help make it easier for you! Bill will help you sort through the choices to identify the best plan for the size and distinct needs of your business. You will also receive ongoing guidance throughout the life of your plan. Summary of Products & Services Brokerage Services Individual Securities – Stocks & Bonds Mutual Funds Annuities Individual and Business Retirement Plans IRAs, Roth IRAs 401(k), 403(b) rollovers College Savings Plans Portfolio Review and Evaluation Bill Metcalf, Financial Advisor william.metcalf@securitiesamerica.com (847) 776-6722 Insurance Insurance: Term, Whole Life, Variable, Universal Life Annuities: Fixed and ariable Long-Term Care Securities offered through Securities America, Inc., member FINRA & SIPC. Advisory services offered through USAdvisors Wealth Management, LLC. NorthStar Investment Center, USAdvisors Wealth Management, LLC, and Securities America, Inc. are separate companies. Not NCUA Insured - No Credit Union Guarantees - May Lose Value
m  Business Retirement Plans  Whether you are a sole proprietor, mid-sized or large business, you no doubt have specific c...
NorthStar’s Employee Services Did you know, NorthStar Credit Union can extend financial service to your employees as a FREE added employment benefit? It’s the best kept secret in Warrenville! With the rising costs for benefit plans today, we are proud to arm local businesses with an added employee benefit at absolutely no cost to employers. Offering credit union services can help alleviate employee financial stress, in turn making them more productive on the job and help with employee retention by having a broader benefit package. Not to mention we can help save your company payroll expenses by encouraging direct deposit! Our goal is to make the process of offering credit union benefits to your employees as simple as possible. Once your company enrolls with NorthStar Credit Union, we will work with you to set up an on-site orientation/enrollment session for your employees to share all of the benefits available to them through NorthStar. We will then continue to build our relationship with you and your employees by tailoring a custom program that meets your needs. What can we do to help you? You tell us! We can: • • • • • • • • Provide Educational Financial Seminars Exclusive Offers & Promotions Share Financial Fitness Tools Offer Employee Financial Counseling Participate in New Hire Orientation Participate in Employee Benefit Fairs Participate in Special Employee Events (i.e. Recognition events, meetings, etc.) Have an idea? Let’s hear it! We are always eager to help in any way we can! Tell us, what can we do to help you?
NorthStar   s Employee Services  Did you know, NorthStar Credit Union can extend financial service to your employees as a ...
Our Mission NorthStar will be the clear choice for financial services of those who live or work in the communities we serve. We will accomplish this by offering products tailored to the individual needs of our members. • Our first and utmost core value is total member satisfaction. It is the cornerstone upon which our credit union is built. • Our member-owner come first in all we do. • We will serve our members with courtesy and respect, and conduct ourselves with honesty and integrity at all times. • We will listen to the needs of our members and continually seek ways to improve and enhance our products and services. • We will develop and maintain efficient and effective ways to deliver our services and conduct our internal operations. • We will evaluate and implement advanced technology when it brings value to our members and improves organizational efficiency. We recognize that the quality of the people we employ is what will continue to set us apart from our competition. As such, we will employ only people who share these principles and who have a genuine desire to help other. In return, we will provide an environment that promotes teamwork, fosters employee development and rewards outstanding performance. Lloyd Fredendall, President & CEO
Our Mission  NorthStar will be the clear choice for financial services of those who live or work in the communities we ser...
For more information about our business services stop by any of our locations, visit us on the web at NSCU.org or call us at 630.393.7201.
For more information about our business services stop by any of our locations, visit us on the web at NSCU.org or call us ...