the firm of the future
TODAY
Our mission is to optimize the
nancial strength of our clients.
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Level Four
®
Wealth Management (”Level Four”) is an
independent wealth management rm dedicated to
providing an exceptional client experience. Our focus is on
delivering objective advice, which distinctly positions us to
act as our clients’ trusted advisors, directing them in life’s
most important nancial decisions.
Prospective clients may have the following questions:
WHO WE ARE
OUR MISSION
We understand these challenges and can propose targeted solutions to the issues
that matter most to you. Our value lies in our ability to organize and simplify your
wealth, create scenarios for pursuing your goals, plan for unpredictable events, and
communicate proactively.
How can I organize my nances so I know where everything is and what it’s worth?
When can I retire, and with what level of income?
How can I send my children to our favorite university?
How can I properly sell my business?
What are the best strategies to maximize what I leave behind?
How can I reward key employees without giving up control of my business?
How can I better coordinate my nancial, tax, and insurance advisors?
How can I minimize my tax liability?
“...we can propose
targeted solutions
for the issues that
matter most to you.”
a team of nancial professionals,
with varying specialties, that
work together to develop
comprehensive nancial advice
and solutions for their clients
ENSEMBLE PRACTICE
EN·SEM·BLE \ ÄN-ŚÄM-BӘL | PRAC·TICE \ PRAK-TӘS
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WHAT WE BELIEVE
OUR APPROACH
Today’s market complexity and volatility demand specialized attention and a holistic
approach to wealth management. We believe an ecient and successful way to
meet this demand is by employing an ensemble practice methodology.
Collectively, our advisors possess an impressive range of specialties, expertise
and decades of experience in the industry. By utilizing a team-based approach,
your advisor is able to supplement their individual knowledge and experience
with additional resources when needed, to help ensure all facets of your wealth
management needs are being met. This, in concert with our experienced sta,
promotes an exceptional client experience from day one.
A team approach to wealth management helps
to ensure you receive truly comprehensive advice
and solutions for your unique objectives.
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LEVEL ONE: ORGANIZE
WEALTH OVERVIEW
We are committed to helping you with more than simply putting your assets in order, we
also give you the comfort of knowing that it all can be accessed in one place. A Personal
Financial Website will consolidate all of your investment accounts, nancial information
and legal documents in a central location. Seeing your entire nancial picture in one place
will simplify your nancial life and helps us make better nancial decisions together.
ORGANIZER
Connect all your accounts
and information for an
organized, consolidated view.
FINANCIAL WORKSHOP
See if you’re on target to
reach your most
important financial goals.
EDUCATION CENTER
Your own library of videos,
articles and resources to increase
your financial knowledge.
VAULT
Safely store your most
important documents for
quick and easy access.
MOBILE
Your complete financial
picture is now accessible
from most smart phones
TRACK SPENDING
Know how much you’re
spending and where.
BUDGETING TOOLS
Set budgets to help you
reach your savings goals.
INVESTMENTS
Interactive charts and detailed
views provide you with increased
visibility into your accounts.
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LEVEL TWO: CREATE
DEFINE OBJECTIVES
A thorough understanding of your current nancial picture and future objectives allows us
to create targeted strategies for pursuing your goals, dreams and ambitions. We will partner
with you on a journey to help you discover and work towards what is truly meaningful.
RETIREMENT PLANNING
We can help to simplify the complexities of retirement
planning. By reviewing your current nancial situation,
we will determine what you may need to achieve your
needs before and during retirement. We will help you
make the most of your employer-sponsored retirement
plan and develop a distribution plan that will provide the
retirement lifestyle you desire.
TAX PLANNING
Our experience in tax codes can help ensure your assets
are managed in an ecient and appropriate manner. We
can propose tax-reduction strategies to help minimize
your current and future tax burden. We are able to work
directly with your current tax professional or provide you
with a reference.
RISK MANAGEMENT
Our Insurance Audit program is designed to ensure that
our clients have the most appropriate solutions at a
competitive cost. As with all of our services, the result of
the audit will be an independent, objective evaluation of
your goals and current situation.
EDUCATION FUNDING
We can help to project what it may take to fund your
children’s or grand children’s desired education. By
understanding your education funding objectives, we
will be able to propose investments and accumulation
strategies to help ensure you ‘re prepared.
INVESTMENT MANAGEMENT
We will review and discuss your asset allocation needs,
investment objectives and risk tolerance to determine
which strategies would be suitable for you. Based on
this information, we will recommend the appropriate
combination of investment vehicles and create a custom
plan with the objective of helping you pursue and exceed
your goals.
ESTATE PLANNING
We will review your wills and trusts with the goal of
preserving your estate for your intended heirs. We can
help with beneciary designations and minimize your
exposure to estate taxes and probate costs. We are
happy to coordinate with your current tax and legal
advisors to come up with a cohesive plan for your legacy.
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RETIREMENT
INCOME
PROTECTION
VOLATILITY
ASSESSMENT
INSURANCE
NEEDS
ANALYSIS
HEALTHCARE
PLANNING
LEVEL THREE: PLAN
MONITOR & ADJUST
We believe a nancial plan should be uid and adapt to unpredictable events so you
can be prepared for life’s challenges. At Level Four, we have the tools to illustrate how
unpredictable future events could aect your ability to achieve your nancial goals. We
will continuously monitor your plan and make adjustments as needed.
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Quarterly Roadmap
for
John and Sandra Adams
April - June, 2017
Scheduled Activities
5/14 Contact: Meeting
Completed:
Personal Financial Website
Family Balance Sheet
Income Tax Review
Current:
Cash Flow - Est./Review Budget
July - September, 2017
Scheduled Activities
8/13 Contact: Phone
Completed:
Cash Flow - Est./Review Budget
Umbrella Liability Assessment
Business Owner/Partners Meeting
Current:
Cash Flow - Est./Review Budget
April - June, 2018
Scheduled Activities
5/10 Contact: Phone
Future:
Retirement Readiness
Life Insurance Needs Analysis
Income Tax Review
July - September, 2018
Scheduled Activities
8/14 Contact: Phone
Future:
Family Balance Sheet
Investment Review - 401(k)
January - March, 2017
Scheduled Activities
2/13 Contact: Meeting
Completed:
Fact Finder
Risk Tolerance Assessment
Review Docs - Wills
Current:
Personal Financial Website
Family Balance Sheet
October-December, 2018
Scheduled Activities
11/12 Contact: Phone
Future:
Income Tax Review
Estate Planning - Estate Tax Proj.
Team Meeting - CPA
October-December, 2017
Scheduled Activities
11/12 Contact: Meeting
Future:
Business Owner/Partners Meeting
Review Docs - Trusts
Long Term Care Needs
Team Meeting - CPA
January - March, 2018
Scheduled Activities
2/12 Contact: Phone
Future:
Roadmap Review - Timeline
Family Balance Sheet
Proactive communication means more than just great service. It means we attempt to
address needs before they appear and to solve problems before they occur. To maximize
our communication, we will create a personalized nancial roadmap that will serve as a
visual guide of our entire plan throughout the years ahead. Your roadmap is continuously
updated to reect adjustments and track what has been accomplished.
LEVEL FOUR: COMMUNICATE
THE ROADMAP
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WHERE WE ARE
OUR LOCATIONS
READY TO GET STARTED?
Visit our website, www.levelfouradvisors.com,
to learn more and nd an advisor near you.
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Corporate Headquarters:
5850 Granite Parkway, Suite 270
Plano, TX 75024
Phone: 866.834.1040
Fax: 866.763.9136
info@levelfouradvisors.com
www.levelfouradvisors.com
Securities oered through LPL Financial, Member FINRA/
SIPC. Investment advice oered through Level Four
Advisory Services, LLC, a registered investment adviser.
Level Four Advisory Services, LLC and Level Four Wealth
Management are separate entities from LPL Financial.