NATIONAL STRENGTH LOCAL INSIGHT PERSONAL TOUCH insuranceadviser net 01
NATIONAL STRENGTH LOCAL INSIGHT PERSONAL TOUCH         insuranceadviser.net  01
WHY CHOOSE WESTSIDE AND INSURANCE ADVISERNET We are your dedicated business advocates for all things insurance delivering the perfect mix of local insight innovative thinking and unrivalled national buying power With a deep commitment to providing personalised services and advice you can trust every day our team of insurance professionals are led by our three Principals who continue to work hands on in the business Michael Davis Steve Thomas and Gail Findlay Collectively they ve worked in the insurance industry for over 75 years and bring vast experience in both local and international markets Westside is locally owned and operated and proudly so But we re also proud to be an Authorised Representative of Insurance Advisernet one of Australasia s largest insurance adviser networks and a principal member of the National Insurance Brokers Association Through its partnership with the publicly listed AUB Group who manage over 4 5 billion in gross written premiums Insurance Advisernet ensures we can draw upon Australia s most extensive and innovative range of insurance products and services Every day 1
WHY CHOOSE WESTSIDE AND INSURANCE ADVISERNET  We are your dedicated business advocates for all things insurance, deliverin...
INSURANCE ADVISERNET THE NUMBERS FOUNDED IN 1996 480 OVER 115 000 POLICIES STAFF 50 AUB GROUP SHAREHOLDER 180 AUTHORISED INSURANCE ADVICE PRACTICES IN AUSTRALIA NEW ZEALAND 2 OVER 63 000 CLIENTS 200m IN PROFESSIONAL INDEMNITY
INSURANCE ADVISERNET THE NUMBERS  FOUNDED IN  1996  480  OVER  115,000 POLICIES  STAFF  50     AUB GROUP SHAREHOLDER  180 ...
WHY CHOOSE WESTSIDE AND ADVISERNET Every year more and more businesses entrust their risk management requirements to us and enjoy considerable benefits in doing so By choosing Westside an Authorised Representative of Insurance Advisernet you will too Why use an adviser Advice you can trust Like all business professionals insurance advisers have specialist technical knowledge They re able to use this knowledge to confidently identify the operational risks in your business and then assess the suitability of cover provided by different insurance policies to protect you This is why it s so important to work with an insurance expert you can trust someone who asks questions listens and genuinely understands your business when establishing your insurance program While more and more insurers are now actively seeking to engage with businesses directly almost exclusively to aid their own bottom lines we believe this only creates the potential for considerably greater risk and can never replace the substantial benefits of personalised insurance services and solutions that are handmatched to your specific needs Trust sits at the heart of any successful relationship It s the cornerstone on which Insurance Advisernet is built For two decades Insurance Advisernet has grown through an unwavering trust from business owners across Australia and New Zealand that we ll always be transparent do what we say we ll do and go further to understand your risk profile and ensure your insurance needs are accurately and objectively met This trust has seen us become one of Australasia s leading general insurance broker dealer groups by delivering the very best advice the most efficient systems and the right insurance solutions for every individual client It s a trust we never take lightly or for granted And one we look forward to sharing with you 3
WHY CHOOSE WESTSIDE AND ADVISERNET  Every year more and more businesses entrust their risk management requirements to us a...
The four pillars of Insurance Advisernet We believe in delivering you the very best advice the most efficient systems and the right insurance solutions all built upon our four core business pillars below 4 Trust is the cornerstone on which our business is built It means we do what we say we ll do Use our expertise to put your needs first and foremost And are always transparent about the advice we provide and why we provide it Great advice is based on great understanding and relationships It s why adopting a risk management approach and assessing your unique risk profile is essential to ensuring the right policies are always in place It s what sets us apart Insurance is no time for compromise It s vital to have access to a wide range of insurance options so once identified your needs can be effectively met It s why we have active relationships with more than 100 major insurers Price is always important But value goes much further It s the sum total of the depth of our relationships the quality of our advice the breadth of our offering and the efficiency of our systems all bolstered by our unrivalled buying power as one of the leading general insurance broker dealer groups Ultimately though our key value to you is as your advocate in the event of a claim
The four pillars of Insurance Advisernet We believe in delivering you the very best advice, the most efficient systems and...
HOW CAN WE HELP YOU Risk is an inherent part of any business operation But the specific type and level or risks can vary greatly based on many factors This is why we always put questions before solutions We listen closely Then we work closely with you to provide the ideal mix of solutions and strategies to thrive in the face of the ever changing risks of today s business environment Builders Warranty Business Insurance A licensed builder will need builders warranty insurance for some or all of your residential jobs Builders warranty protects your customer if they lose their deposit you don t finish the job or if it s defective and you die disappear or become bankrupt The rules vary from state to state across Australia Having adequate general insurance cover is one of the most fundamental parts of being in business as it provides invaluable protection against a range of risk events from equipment and assets to legal liability reducing financial uncertainty and protecting your livelihood and that of your workforce Insurance companies provide a wide variety of general business insurance policies so it s essential to get the right one for your needs Business Interruption Insurance Contract Works Insurance Business interruption insurance is designed to cover the shortfall in gross profits caused by the interruption to your business after a disaster or another type of insured event that forces you to close your doors for an extended period of time It effectively returns your business to the same financial position it was in before the event occurred allowing the quickest possible resumption of normal business You need contract works insurance in place before a peg is put into the ground Many things can go wrong where building works are involved whether that be at excavation or even completion stage of any project This insurance is designed specially to provide any physical and related party liability damage as well as loss of building materials fire and malicious damage 5
HOW CAN WE HELP YOU  Risk is an inherent part of any business operation. But the specific type and level or risks can vary...
Cyber Insurance Liability Insurance As digital technology has become more and more inseparable from the operations of most businesses having cyber insurance has become more and more important As with any insurance there are many different types and levels of cyber cover available We ll work with you to identify the best way to manage the risks related to a data breach in your business and mitigate the potentiallycrippling costs that could result from such a breach Despite a business best intentions sometimes accidents still happen Product liability insurance protects against claims of personal injury or third party property damage caused by products that have been manufactured sold or supplied by your business In particular it can help to cover the potentially significant costs associated with legal and court costs Directors Officers Management Liability Insurance Marine Hull Insurance If you have a small to medium sized private company you could be protected by a policy that covers claims from a wide range of management liabilities such as directors and officers liability company reimbursement company liability and employment practice liability Home Insurance If you run your business predominantly from home it s important to be aware your existing home and contents insurance may not cover your business activities or equipment in the event you need to make a claim It s an excellent idea to discuss your current arrangements with your Insurance Advisernet representative to ensure you re not unnecessarily exposed 6 Marine insurance is designed to provide peace of mind whether you have a pleasure craft that requires insurance or if you are moving cargo across water land or air Marine transit covers provides point to point coverage between your premises and those of your customers Motor Insurance Commercial Heavy Motor Insurance One of the more common types of business cover motor vehicle insurance protects your business fleet against costs arising from theft and accidents Your policy can be tailored to include a range of commercial vehicles from cars and motorbikes to vans trucks and even buses and heavy motor vehicles
Cyber Insurance  Liability Insurance  As digital technology has become more and more inseparable from the operations of mo...
Plant Equipment Insurance If you have mobile plant and equipment we can arrange to ensure this plant and equipment is properly insured to protect both the equipment but importantly also the liabilities associated with its use This product is designed to cover the smallest earthmoving machine through to the largest fixed or mobile crane as examples Professional Indemnity You always endeavour to provide the very best services and advice you can Regardless the threat of claims and litigation is very real in 21st century Australian business and can potentially bankrupt a business This is why if your business provides any kind of professional services and or advice you should strongly consider having professional indemnity insurance A highly specialised type of insurance it protects you and your business against customer claims of alleged negligence or a breach of duty arising from an action or error made in the provision of your professional services Property Insurance A must if you have one or more business premises property insurance provides financial protection in the event they are damaged or destroyed in a one off event By ensuring the structures you rely on are adequately covered the financial cost of recovering and or rebuilding won t put you out of business Strata Insurance Strata insurance provides peace of mind to body corporates by insuring common property and contents under the management of the strata or body corporate association Workers Compensation Workers Compensation is compulsory for all Australian employers It provides protection to workers if they suffer a work related injury or illness Any business that employs or hires workers on a full time part time or casual basis under an oral or written contract of service or apprenticeship must have workers compensation insurance that covers their workforce State and territory governments regulate the workers compensation scheme in their state and as such the schemes are often administered in different ways 7
Plant   Equipment Insurance If you have mobile plant and equipment, we can arrange to ensure this plant and equipment is p...
CLAIMS MANAGEMENT The true test of the value and integrity of the relationship between an insurance adviser and a client is the provision of a fast and efficient claims service and advice This is why our claims philosophy is built on four key principles Act fairly in the interests of our clients in the event of a claim Assist our clients to understand overly technical policy interpretations ssist our clients to reduce the cost and the number of claims A through effective risk management strategies Assist our clients through difficult times In the event of a claim we will Provide you with a 24 7 first response claims service By calling this service following damage to your property we will be able to help you make the premises safe and where possible prevent further damage Provide you with the correct claim form from your insurer if needed Arrange for a loss assessor to be appointed when applicable Advise you on the completion of your claim form Provide ongoing advice to ensure you receive your full entitlements Ultimately our key value to you is as your advocate in the event of a claim 8
CLAIMS MANAGEMENT The true test of the value and integrity of the relationship between an insurance adviser and a client i...
Tailored risk advice for business Advocating on clients behalf Delivering innovative insurance solutions AFSL No 240549 ABN 68 482 628 743 PO Box 464 Kwinana WA 6966 U18 40 Meares Ave Kwinana WA 6167 MICHAEL DAVIS PARTNER Authorised Representative No 427491 0403 962 982 michael davis westis com au STEVE THOMAS PARTNER Authorised Representative No 1242256 0409 736 758 steve thomas westis com au GAIL FINDLAY PARTNER Authorised Representative No 264082 0408 996 956 gail findlay westis com au westis com au Insurance Advisernet Australia Pty Ltd AFSL No 240549 ABN 15 003 886 687
Tailored risk advice for business Advocating on clients    behalf Delivering innovative insurance solutions AFSL No. 24054...