simplebooklet thumbnail

Balance sheet

of 0
2066 AASHAD 2066 JESTHA 2066 AASHAD 2066 JESTHA
Currnt Asset 46,765,831.04 44,518,973.32 Current Liabilities 37,923,289.32 36,470,773.32
Cash & Bank Bank Banalce
12,647,395.18 11,412,586.74 Saving Paybles 19,646,473.32 19,596,242.32
Other Receiable 123,479.00 193,443.00 Interest Payble on Opt. - -
Loan & Investment 33,766,611.00 32,880,648.00 Interest Payble on Fdr - -
Operatin Loss 228,345.86 32,295.58 Other Paybles 70,316.00 93,031.00
Interesr Suspenses - -
Fixed Paybles 17,206,500.00 16,781,500.00
fixed Asset 189,150.00 26,800.00 Loan Loss Provision - -
Building & Other Fixture 189,150.00 26,800.00 borrowing 1000000 1000000
Long Term Investment - - Share Holders"s Equity 9,031,691.72 7,075,000.00
Capital 8,575,000.00 7,075,000.00
Total Asset 46,954,981.04 44,545,773.32 Retained Earnings 228,345.86 -
TRUE FALSE Reserve Fund 228,345.86 -
Total Liability 46,954,981.04 43,545,773.32
Aarati Multipurpose Co-Operative Ltd.
Monthly BalanceSheet
Asset
Liability
34%
64%
3%
18%
-10%
0%
10%
20%
30%
40%
50%
60%
70%
80%
103.12
NetWorth
No. of Share
2066 AASHAD 2066 JESTHA 2066 AASHAD 2066 JESTHA
Deposit Costing 997,952.00 219,804.00 Invest Income 1390885.39 252247.3
Interest Exp. 997,952.00 219,804.00 Interest Income 947786 230214
Liquid Income 443099.39 22033.3
Operating Cost 373,550.53 255,101.88 Other Activity 208963 190363
Staff Expenses 238,091.00 150,939.00 Other Income 208963 190363
Office Overhead Exp. 135,459.53 104,162.88
Operating Profit 228,345.86 - operating Loss 228,345.86 32,295.58
Total Expenses 1,371,502.53 474,905.88 Total Income 1,828,194.25 474,905.88
Monthly Income Statement
Expenses
Income
Aarati Multipurpose Co-Operative Ltd.
23%
103.12
NetWorth
8,842,541.72
85,750.00
No. of Share
Cash on Hand (beginning of month)
11,412,586.74
C/D RATIO
34%
C/D RATIO ON SAVING
64%
Cash Receipts
RETURN ON INT.
3%
Collections from Saving Paybles 50,231.00
RATE ON INT.
3%
Collections from Fixed Paybles 425,000.00 OPE. EXP. ON DEP. 1%
Interest Paybles -
RETURN ON LUQUID
4%
Collections from Other Paybles (22,715.00)
SHARE/ ASSET
18%
Provision For Loan Loss -
SHARE/ DEP.
23%
Collection from Interest Income 717,572.00
Collection from Liquid Income 421,066.09
Collection from Other Income 18,600.00
Collection from Capital 1,500,000.00
Reserve Fund
Collection from Capital
Collection from Capital -
Total
3,109,754.09
Total Cash Available (before cash out)
14,522,340.83
Cash Paid Out
Loan Disburs 885,963.00
Other Expenses 31,296.65
Salary Expenses 87,152.00
Interest Expenses 778,148.00
Agm Expenses -
Total Cash Paid Out
1,782,559.65
Cash Position (end of month)
16,304,900.48
TOTAL Networth
8,842,541.72
no. of share
85,750.00
Net Worth / Share
103.12
YEAR MONTH SHARE BORROWING RESERVE FUND LOAN LOSS PROVISION
2065 MAGH 225000 0 0
2065 PHALFUN 6575000 0 0
2065 CHITRA 6575000 0 0
2066 BAISHAKH 6575000 3000000 0 0
2066 JESTHA 7075000 1000000 0 0
2066 AASHAD 8575000 1000000 228345.86 0
2066 SHRAWAN 9775000 1000000 228345.86 0
2073 AASHAD 21239000 4457065.04 5092014.6
2073 SHRAWAN 21249000 5957578.72 6281864.6
2073 BHADRA 21249000 5965810.99 6281864.6
2073 ASHOJ 21249000 5973914.56 6281864.6
2073 KARTIK 21249000 5981856.95 6281864.6
2073 MANSIR 21249000 5989884.39 6281864.6
2073 POUSH 21249000 5998041.64 6281864.6
2073 MAGH 21244000 6005876.2 6281864.6
2073 PHALGUN 21244000 6013800.88 6281864.6
2073 CHAITRA 21233000 6021657.22 6281864.6
2074 BAISHAKH 21248000 6029369.32 6281864.6
2074 JESTHA 21260000 6037468.5 6281864.6
2074 AASHAD 21255000 6045231.78 6281864.6
2074 SHRAWAN 21255000 6053907.64 6281864.6
2074 BHADRA 21255000 7959223.91 7771364.6
2074 ASHOJ 21255000 7967986.23 7771364.6
2074 KARTIK 21255000 7976355.1 7771364.6
2074 MANSIR 21255000 7985137.9 7771364.6
2074 POUSH 21251000 7993353.74 7771364.6
FIXED DEPOSIT SAVING DEPOSIT INT. PAYBLE ON OPT INT PAYBLE ON FIXED
50000 160000 0 0
2861500 4076672 0 0
3071500 15052972.82 0 0
16471500 19461895.82 0 0
16781500 19596242.32 0 0
17206500 19646473.32 0 0
18656500 17999026.16 0 0
98270418 190887963.1 1275255 2471702
100412418 158071414.2 1275255 2471702
93936040 170598345.7 1275255 2471702
92017415 219862704.5 1260655 2471702
90544783 260065070.3 1260655 2471702
111609023 238170185.9 1020655 2471402
111482023 194273936 1014655 2471702
111002023 186850582.9 1014655 1521702
110285023 204430144.8 1014655 1521702
111357329 183333078.1 1243225 1521702
111613899 197688481.6 1243225 1521702
110159049 196599628.3 1183765 1117812
110811049 189347883.5 1362167 3218244
109987916.6 195133340.5 1362167 3218244
111991416.6 215228921.5 1325167 3593589.51
109938811.6 238249234.7 1247767 3593589.51
115432633.6 266139469.1 1247767 3393589.51
113804633.6 258340705.8 1247767 3393589.51
114252763.6 247691141.5 1247767 3393589.51
OTHER LIABILITY
EQUITY SURPLUS/OPE. PROFIT
INT. SUNPENSES LIABILITY & CAPITAL
0 1300 436300
10452 0 0 13523624
84230 0 0 24783702.82
4937 0 0 45513332.82
93031 0 0 44545773.32
70316 228345.86 0 46954981.04
64494.78 12501.89 0 47735868.69
0
2271818.72 5870783.91 331836020.4
6138697.19 0 301857929.7
8223826.41 0 310001844.7
7439814.33 356557070
7888969.08 395743901
6129538.86 497404.17 393418957.9
7368619.61 0 350139841.8
4853650.49 2708981.08 341483335.3
6626751.48 2718035.25 360135977
3328501.98 3346180.12 337666538
5920379.87 5721150.17 357268071.5
7632582.11 4773511.77 355045681.3
2782854.87 7271329.27 348375624
2549847.59 7271329.27 4361577.5 357475194.7
7276710.4 6120144.75 382521538.2
3564934.58 0 6883813.5 400472501.7
4846134.75 0 9281731.85 437344045.4
5347325.32 0 10850598.09 429996121.8
2437077.49 0 2791801.04 408829858.4
LOAN & ADVANCE CASH ON HAND FIXED ASSET IVESTMENT OTHER ASSET
250000 186300 0 0 0
3200000 10132134.12 0 0 110452
16455100 7921583.94 0 0 179377
30104770 15281032.24 0 0 110900
32880648 11412586.74 26800 0 193443
33766611 12647395.18 189150 0 123479
31993297.1 15354930.59 200050 0 187591
196814984.1 120044832.2 11812922.63 3163281.43
189697705.1 95117626.04 10907480.5 5601954.59
187925381.1 102316952 10907480.5 7718750.19
170849035.1 161503149.7 10926980.5 8492170.08
171099659.1 201921069.8 10926980.5 8982098.68
172249094.1 203085737 10926980.5 7157146.28
180326797.1 147016753.1 10926980.5 8047124.38
214410261.1 109705973.5 10926980.5 6440120.21
193785029.1 147187676.7 10926980.5 8236290.71
202398739.1 119832965.3 10926980.5 4507853.11
201312347.1 137673064.6 10926980.5 7355679.29
208824381.1 126163939.2 10926980.5 100000 9030380.52
214097666.9 115400241.5 13854180.5 100000 4923535.07
219920446.1 112754805.3 13882430.5 100000 7867962.39
220015421.7 134631735 13091821.42 100000 9802086.29
198663687.3 172263549.2 13160821.42 100000 10676053.6
199389292.3 202596972.2 13231242.12 100000 15746323.19
197817258.9 194001444.1 13231242.12 100000 16083955.66
230992406.5 153893365.3 13231242.12 100000 9158198.22
OPERATING LOSS TOTAL ASSET INTEREST INCOME LIQUID INCOME
OTHER INCOME
0 436300 0 0 1300
81037.88 13523624 0 0 3300
227641.88 24783702.82 0 0 41900
16630.58 45513332.82 81456 22033.3 170563
32295.58 44545773.32 230214 22033.3 190363
228345.86 46954981.04 947786 443099.39 208963
0 47735868.69 12176 12054.51 24300
0 102459.68
0 331836020.4 26086548 9017611.77 523677.38
533163.47 301857929.7 110608 34048.98
1133280.91 310001844.7 587054 89629.48
4785734.57 356557070 1297861 85584.18
2814092.9 395743901 5143335.33 118058.46
393418957.9 9081954.33 152341.21
3822186.8 350139841.8 10293588.33 219452.21
0 341483335.3 18073380.1 354912.46
0 360135977 19063333.1 367556.71
0 337666538 25148781.1 396998.46
357268071.5 28006701.36 428905.21
355045681.3 21322813 7662017.36 532459.68
0 348375624 29275024 10124531.9 561362.21
2949550.3 357475194.7 92457.63 72660.94
4880473.78 382521538.2 900016.54 92586.14
5608390.14 400472501.7 2562617.67 105166.74
6280215.64 437344045.4 2847276.04 2392804.88 138431.42
8762221 429996121.8 3705735.86 2392804.88 149321.42
1454646.35 408829858.4 14322288.94 2391804.88 187669.52
TOTAL INCOME INTEREST EXPENSES STAFF EXPENSES OFFICE OPE, EXPENSES TOTAL EXPENSES
1300 0 0 0 0
3300 0 58084 26253.88 84337.88
41900 97255 96870 75416.88 269541.88
274052.3 98929 103179 88574.88 290682.88
442610.3 219804 150939 104162.88 474905.88
1599848.39 997952 238091 135459.53 1371502.53
48530.51 12252.62 5011 18765 36028.62
102459.68 0
35627837.15 26419895 2017171.68 1165466.56 29602533.24
144656.98 407287 172174.26 98359.19 677820.45
676683.48 1280242 357859.2 155663.19 1793764.39
1383445.18 5231773 692800.18 244606.57 6169179.75
5261393.79 6852851 870344.12 352291.57 8075486.69
9234295.54 7255572 1052852.8 428466.57 8736891.37
10513040.54 12287111 1239014.77 792901.57 14319027.34
18428292.56 13427955 1463895.91 827460.57 15719311.48
19430889.81 14198596 1642350.99 871907.57 16712854.56
25545779.56 19409624 1819680.53 970294.91 22199599.44
28435606.57 19662945 1996825.49 1054685.91 22714456.4
29517290.04 21455731 2177910.01 1089017.29 24722658.3
39960918.11 29033024 2355528.55 1301036.29 32689588.84
165118.57 2780742.16 204866.71 129060 3114668.87
992602.68 5170102.44 411736.82 291237.2 5873076.46
2667784.41 7214431.95 614667.34 447075.26 8276174.55
5378512.34 10111193.64 979658.76 567875.58 11658727.98
6247862.16 13152332.26 1190621.42 667129.48 15010083.16
16901763.34 15954009.89 1447995.82 955403.98 18357409.69
OPERATING PROFIT C/D RATIO
C/D RATIO ON SAVING
RETURN ON INT. RATE ON INT.
1300 0.887142857 1.164375 0 0
-81037.88 1.460346345 2.485393507 0 0
-227641.88 0.437065619 0.526247143 0 0.005365949
-16630.58 0.425259898 0.785176962 0.002705751 0.002753121
-32295.58 0.313724437 0.582386488 0.007001504 0.006042266
228345.86 0.343185204 0.643748879 0.028068733 0.02707928
12501.89 0.418898109 0.853097854 0.00038058 0.000334264
102459.68 #DIV/0! #DIV/0! #DIV/0! #DIV/0!
6025303.91 0.415152526 0.628875861 0.132543506 0.091368249
-533163.47 0.367982884 0.601738313 0.000583075 0.001575677
-1117080.91 0.386781294 0.599753483 0.003123868 0.004839605
-4785734.57 0.51783727 0.734563645 0.007596537 0.016774949
-2814092.9 0.575913848 0.776425183 0.030060465 0.019545517
497404.17 0.580611231 0.852691685 0.052725702 0.020743291
-3805986.8 0.480830377 0.756749753 0.057082965 0.040186007
2708981.08 0.368323027 0.587132091 0.084293448 0.04508255
2718035.25 0.46768536 0.719990082 0.098373611 0.045115703
3346180.12 0.406640197 0.653635266 0.124253645 0.065864458
5721150.17 0.445108325 0.696414194 0.139120634 0.063571916
4794631.74 0.411280751 0.641730304 0.102108829 0.069943355
7271329.27 0.384463792 0.609461481 0.136736773 0.096725504
-2949550.3 0.36954097 0.577834649 0.000420414 0.009113564
-4880473.78 0.411440609 0.625528085 0.004090698 0.015800064
-5608390.14 0.494742858 0.723039255 0.012899276 0.02071993
-6280215.64 0.530953313 0.761243618 0.014279985 0.026498776
-8762221 0.521305586 0.750951901 0.018733127 0.035341924
-1455646.35 0.42518568 0.621311543 0.062003289 0.044078681
OPE. EXP. ON DEP. RETURN ON LUQUID SHARE/ ASSET SHARE/ DEP.
0 0 0.515700206 1.071428571
0.012155634 0 0.486186247 0.947655953
0.00950576 0 0.265295305 0.362769172
0.00533637 0.001441872 0.144463163 0.182977418
0.007012581 0.001930614 0.158825394 0.194487056
0.010136239 0.035034834 0.182621733 0.232681361
0.000648633 0.000785058 0.204772643 0.266671933
#DIV/0! #DIV/0! #DIV/0! #DIV/0!
0.011006557 0.0751187 0.064004504 0.073451096
0.001046617 0 0.070394043 0.082206302
0.001941231 0 0.068544753 0.080326041
0.003005664 0 0.059594948 0.068131948
0.003487169 0 0.053693815 0.060605827
0.004235013 0 0.054011124 0.060749751
0.006645549 0 0.060687181 0.069496601
0.007692921 0 0.062210942 0.071323868
0.007988997 0 0.05898883 0.067502307
0.00946748 0 0.062881564 0.072051887
0.009865787 0 0.059473549 0.068696529
0.010649828 0.060730645 0.059879619 0.069305293
0.012182096 0.087734062 0.061011731 0.070812485
0.001094407 0 0.059458671 0.06966083
0.00214832 0 0.055565499 0.064956231
0.003049337 0 0.053074805 0.0610446
0.00405568 0.011810665 0.048600182 0.055703758
0.004992004 0.012333954 0.049430678 0.057114782
0.006640255 0.015541962 0.051980059 0.058713518
6 YEAR MONTH SHARE BORROWING RESERVE FUND
2066 AASHAD 8575000 1000000 228345.86
2066 JESTHA 7075000 1000000 0
LOAN LOSS PROVISION FIXED DEPOSIT SAVING DEPOSIT INT. PAYBLE ON OPT INT PAYBLE ON FIXED
0 17206500 19646473.32 0 0
0 16781500 19596242.32 0 0
OTHER LIABILITY EQUITY SURPLUS/OPE. PROFIT INT. SUNPENSES LIABILITY & CAPITAL LOAN & ADVANCE
70316 228345.86 0 46954981.04 33766611
93031 0 0 44545773.32 32880648
TRUE
CASH ON HAND FIXED ASSET IVESTMENT OTHER ASSET OPERATING LOSS TOTAL ASSET
12647395.18 189150 0 123479 228345.86 46954981.04
11412586.74 26800 0 193443 32295.58 44545773.32
INTEREST INCOME LIQUID INCOME OTHER INCOME TOTAL INCOME INTEREST EXPENSES
947786 443099.39 208963 1599848.39 997952
230214 22033.3 190363 442610.3 219804
STAFF EXPENSES OFFICE OPE, EXPENSES TOTAL EXPENSES OPERATING PROFIT
C/D RATIO
C/D RATIO ON SAVING
238091 135459.53 1371502.53 228345.86 0.343185 0.643749
150939 104162.88 474905.88 -32295.58 0.313724 0.582386
RETURN ON INT.
RATE ON INT.
OPE. EXP. ON DEP.
RETURN ON LUQUID SHARE/ ASSET SHARE/ DEP.
0.028069 0.027079 0.010136 0.035034834 0.182621733 0.232681361
0.007002 0.006042 0.007013 0.001930614 0.158825394 0.194487056
GL Code Particuler Debit Amount
Credit
Amount
000004
000253 Interest To Be Earned 2,791,801.04
000137 Business Loan Regular Interest To Be Earned Npr 2,191,774.42
000149
Business Loan Accrued Interest Contra A/C Npr
80,148.86
000163
Share Collateral Loan Regular Interest To Be
443,509.01
000175
Share Collateral Loan Accrued Interest Contra
2,181.52
000187
Hire Purchase Loan Regular Interest To Be
6,782.28
000199
Hire Purchase Loan Accrued Interest Contra A/C
160.92
000211
Loan Against Fixed Deposit Regular Interest To
51,978.18
000223
Loan Against Fixed Deposit Accrued Interest
306.85
000235
Personal Guarantee Loan Regular Interest To Be
8,443.00
000391 Loan Interest Suspense 6,516.00
000254 General Saving Liability ############
000406 Aabadik Liability ############
000005 1 Year Abadhik Saving Liability A/C Npr 87,840,007.00
000027 2 Year Abadhik Saving Liability A/C Npr 7,282,350.00
000036 3 Year Abadhik Saving Liability A/C Npr 3,757,920.56
000054 6 Month Abadhik Saving Liability A/C Npr 15,372,486.00
000407 Saving Liability ############
000072 General Saving Liability A/C Npr ############
000081 Nari Bachat Liability A/C Npr 28,312,565.29
000090 Aarati Plus Saving Liability A/C Npr ############
000099 Optional Bonus Saving Liability A/C Npr 3,818,000.00
000108 Super Saving Liability A/C Npr 1,421,199.75
000117 Staff Providend Fund Saving Liability A/C Npr 1,026,067.44
000372 Recurring Saving Npr 2,215,162.98
000255 Interest Payable 1,498,891.56
000008 1 Year Abadhik Saving Interest Payable A/C Npr 955,543.68
000021 General Settlement A/C Npr 231,069.92
000030 2 Year Abadhik Saving Interest Payable A/C Npr 118,210.54
000039 3 Year Abadhik Saving Interest Payable A/C Npr 58,298.84
000057 6 Month Abadhik Saving Interest Payable A/C 124,261.58
000075 General Saving Interest Payable A/C Npr
000084 Nari Bachat Interest Payable A/C Npr
000093 Aarati Plus Saving Interest Payable A/C Npr
000111 Super Saving Interest Payable A/C Npr
000375 Recurring Saving Interest Payable A/C Npr
000386 Interest Payable On Deposit 11,507.00
000258 Funds 7,993,053.74
000259 Reserve Fund 6,105,524.63
000260 Provision For Operating Loss 1,097,260.56
000261 Co-Operative Dev. Fund
000262 Member Educaition Fund
TRAIL BALANCE
Trail Balance
Liability
000263 Staff Gratuity Fund 243,217.39
000309 Gurantee Reserve Fund 547,051.16
000308 Provision For Loan Loss-01 7,771,364.60
000264 Provision For Loan Loss 7,771,364.60
000310 Current Liab & Prov 2.27 4,644,501.29
000266 Provision For Staff Bonus 3,144.78
000312 Overdue Fd A/C
000315 Int. Payble On Expiry Fdr 3,393,589.51
000390 Interest Payable On Optional Bonus Account 1,247,767.00
000393 Tax Payable 2.27 933,028.67
000313 Tds Payable On Interest 817,856.14
000314 Other Tds Payable 2.27
000385 Dividend Tax Payble 90,251.82
000395 Tds Payable On Staff Salary 9,407.64
000396 Tds Payable On Bod Meeting 9,750.00
000404 Tds On Commission 5,763.07
000416 Provisin For Income Tax
000398 Other Payable 2,314.75
000415 Share Dividend Payble 224.65
000399 Customer Commission Payable
Sct Cash Payble 2,000.00
Sct Fee Payble 90.10
000367 Sundry Creditors
000368 Audit Fee Payable
000381 Share Capital 21,251,000.00
000382 Ordinary Share 21,251,000.00
000388 P/L Approppriation
000389 P/L Transfer From H/O
000001
000250 Interest Receivable 2,791,801.04
000127 Business Loan Regular Interest Receivables Npr 2,191,774.42
000144 Business Loan Accrued Ri Interest Receivable Npr 80,148.86
000153
Share Collateral Loan Regular Interest
443,509.01
000170
Share Collateral Loan Accrued Ri Interest
2,181.52
000177
Hire Purchase Loan Regular Interest Receivables
6,782.28
000194
Hire Purchase Loan Accrued Ri Interest
160.92
000201
Loan Against Fixed Deposit Regular Interest
51,978.18
000218
Loan Against Fixed Deposit Accrued Ri Interest
306.85
000225
Personal Guarantee Loan Regular Interest
8,443.00
000387 Interest Receivable On Investment 6,516.00
000267 Fixed Assets 13,231,242.12
000268 Software Development 175,150.00
000269 Land & Building 11,958,691.44
000270 Computer Parts 222,189.81
000271 Furniture Wood 477,613.12
000272 Vehicles 101,655.10
000273 Note Counting Machine 40,873.59
000274 Electricals Equipment 244,311.25
000275 Cc Camera & Tv 10,757.81
000316 Cash 5,603,886.36
Assets
000318 Nrs Voult 5,603,886.36
000322 Investment ############
000328 Loan Investment ############
000126 Business Loan Assets A/C Npr ############
000152 Share Collateral Loan Assets A/C Npr 10,437,135.45
000176 Hire Purchase Loan Assets A/C Npr 352,208.57
000200 Loan Against Fixed Deposit Assets A/C Npr 1,224,919.98
000329 Shares & Debentures Investment 100,000.00
000323 Other Assets 6,001,672.55
000324 Stationery In Hand 69,878.00
000325 Advance Payment 4,100,000.00
000327 Advance Tax 1,406,025.87
000401 Commission Receivable 38,418.68
000428 Atm Card Stock In Hand 387,350.00
000330 Bank ############
000331 Commerz And Trust Bank Nepal Ltd 124,426.20
000332 Civil Bank Ltd. 733,579.25
000333 Mega Bank Nepal Ltd. 57,557,069.68
000334 Sanima Bank Ltd. 410,906.30
000336 Prabhu Bank Ltd. 723,785.88
000338 Global Ime Bank Ltd. 117,943.70
000340 Nepal Credit & Commerce Bank Ltd. 708,523.26
000341 Reliance Lotus Finance Ltd. 3,300,612.96
000342 Peace Saving & Credit Co Operative Ltd. 158,420.00
000343 Neo Saving And Credit Co Operative 2,140,260.00
000344 Prabhu Management Pvt. Ltd 100,000.00
000345 Ime Co-Operative Service Ltd. 44,278,481.86
000346 Prime Swastik Saving & Credit Co Oprerat 20,362,480.00
000347 Arthik Unnati Saving & Credit Co Operati. 186,074.82
000418 Himalayan Bank Ltd. 616,915.00
000427 Gandaki Development Bank Ltd. 2,020,000.00
000431 Prime Commercial Bank Ltd. 2,750,000.00
000408 Bank Deposit Fixed 12,000,000.00
000335 Arthik Unnati Saving & Credit Co Operati 2,000,000.00
000337 Neo Saving & Credit Co-Op. Ltd. 5,000,000.00
000339 Prime Swastik Saving & Credit Co Operati 5,000,000.00
000369 Sundry Debtors 364,724.63
000370 Esewa 13,805.00
000371 Pay Kendra 182,823.63
000397 Recharge Advance 168,096.00
000003 Income 16,902,763.34
000249 Interest Income 14,322,288.94
000132 Business Loan Regular Interest Income Npr 13,913,874.72
000158
Share Collateral Loan Regular Interest Income
205,999.71
000182 Hire Purchase Loan Regular Interest Income Npr 28,107.44
Loan Against Fixed Deposit Regular Interest
174,307.07
000348 Othere Income 187,669.52
000023 Closing Charge Npr 4,600.00
000299 Management Fee 138,000.00
000300 Other Income 5,436.94
000301 Membership Fee Income 200.00
000303 Sms Service Charge 900.00
000402 Commission Income 38,418.68
000423 Sct Fee Income 113.90
000349 Bank Interest Income 2,392,804.88
000351 Interest From Arthik unnati Saving & Cedit Co-Op 88,954.45
000354 Interest From Global Ime Bank Ltd. 1,411.57
000355 Interest From Ime Co Operative Services 608,198.98
000356 Interest From Mega Bank Nepal Ltd. 541,228.05
000358
Interest From Neo Saving & Credit Co Operative Ltd.
190,555.00
000359 Interest From Nepal Credit & Commerce Bank Ltd 12,633.47
000360 Interest From Peace Saving & Credit Co Operative 3,601.00
000363 Interest From Prime Swastik Saving & Credit Co Op 632,806.00
000365 Interest From Reliance Finance Ltd. 218,945.40
000366 Interest From Sanima Bank Ltd. 94,470.96
000002 Expense 18,357,409.69
000248 Interest Expenses 15,954,009.89
000006 1 Year Abadhik Saving Interest Expense A/C Npr 5,290,331.90
000028 2 Year Abadhik Saving Interest Expense A/C Npr 552,249.56
000037 3 Year Abadhik Saving Interest Expense A/C Npr 184,048.84
000055
6 Month Abadhik Saving Interest Expense A/C
1,196,187.54
000073 General Saving Interest Expense A/C Npr 2,969,850.07
000082 Nari Bachat Interest Expense A/C Npr 1,113,421.29
000091 Aarati Plus Saving Interest Expense A/C Npr 3,592,481.47
000100
Optional bonus Saving Interest Expense A/C Npr
642,578.06
000109 Super Saving Interest Expense A/C Npr 49,713.69
000118
Staff Providend Fund Saving Interest Expense A/C
52,637.01
000373 Recurring Saving Interest Expense A/C Npr 310,510.46
000277 Administration Expenses 802,117.30
000283 Electricity And Water 29,600.00
000284 Other Repair 22,685.00
000287 Printing And Stationary 67,955.00
000288 Newspaper & Magazineq 1,000.00
000289 Board Meeting Fee 65,000.00
000290 Agm Expenses 224,170.00
000292 Technicle Service Expenses 135,600.00
000293 Puja Expenses 39,300.00
000294 Parking Charge 600.00
000297 Telephone Bill Expenses 18,000.00
000298 Cleaning Expenses 5,040.00
000307 Insurance 24,046.00
000392 Fuel And Gas 38,300.00
000417 All Depriciation Expenses 98821.3
000426 Guest Refreshment 32,000.00
000295 Other Expense 153,286.68
000296 Other Expenses 39,240.00
000403 Commission Expenses 38,418.68
000405 Sms Expenses 69,720.00
000429 Lost On Sale Of Asset 5,908.00
000305 Staff Expenses 1,447,995.82
000279 Provident Fund Contribution 60,392.60
000280 Dashain Allowance 184,100.00
000281 Dress 78,500.00
000282 Tea & Tiffin Exepenses 23,912.00
000306 Karmachari Awakash Kosh 52,197.20
000409 Salary And Allownaces 1,048,894.02
000278 Salary Expenses 631,306.00
000410 Tiffin Expenses 127,090.26
000411 Travalling 84,693.04
000412 House Rent Expenses 205,804.72
Profit & Loss
############ ############
0.00
Grand Total:
2074 POUSH
Debit Amount Credit Amount Debit Amount Credit Amount
2,791,801.04
2,191,774.42
80,148.86
443,509.01
2,181.52
6,782.28
160.92
51,978.18
306.85
8,443.00
6,516.00
361,943,905.04
114,252,763.56
87,840,007.00
7,282,350.00
3,757,920.56
15,372,486.00
247,691,141.48
100,881,284.88
28,312,565.29
110,016,861.14
3,818,000.00
1,421,199.75
1,026,067.44
2,215,162.98
1,498,891.56
955,543.68
231,069.92
118,210.54
58,298.84
124,261.58
11,507.00
7,993,053.74
6,105,524.63
1,097,260.56
TRAIL BALANCE
FOR THE MONTH OF
Balance Sheet
Profit & Loss
Liability
243,217.39
547,051.16
7,771,364.60
7,771,364.60
2.27
4,644,501.29
3,144.78
3,393,589.51
1,247,767.00
2.27 933,028.67
817,856.14
2.27
90,251.82
0 9,407.64
9,750.00
5,763.07
2,314.75
224.65
2,000.00
90.10
21,251,000.00
21,251,000.00
2,791,801.04
2,191,774.42
80,148.86
443,509.01
2,181.52
6,782.28
160.92
51,978.18
306.85
8,443.00
6,516.00
13,231,242.12
175,150.00
11,958,691.44
222,189.81
477,613.12
101,655.10
40,873.59
244,311.25
10,757.81
5,603,886.36
Assets
5,603,886.36
231,092,406.46
230,992,406.46
218,978,142.46
10,437,135.45
352,208.57
1,224,919.98
100,000.00
6,001,672.55
69,878.00
4,100,000.00
1,406,025.87
38,418.68
387,350.00
136,289,478.91
124,426.20
733,579.25
57,557,069.68
410,906.30
723,785.88
117,943.70
708,523.26
3,300,612.96
158,420.00
2,140,260.00
100,000.00 148,289,478.91
44,278,481.86 190981758.3
20,362,480.00 42,692,279.40
186,074.82
616,915.00
2,020,000.00
2,750,000.00
12,000,000.00
2,000,000.00
5,000,000.00
5,000,000.00
364,724.63
13,805.00
182,823.63
168,096.00
16,902,763.34
14,322,288.94
13,913,874.72
205,999.71
28,107.44
174,307.07
187,669.52
4,600.00
138,000.00
5,436.94
200.00
900.00
38,418.68
113.90
2,392,804.88
88,954.45
1,411.57
608,198.98
541,228.05
190,555.00
12,633.47
3,601.00
632,806.00
218,945.40
94,470.96
18,357,409.69
15,954,009.89
5,290,331.90
552,249.56
184,048.84
1,196,187.54
2,969,850.07
1,113,421.29
3,592,481.47
642,578.06
49,713.69
52,637.01
310,510.46
802,117.30
29,600.00
22,685.00
67,955.00
1,000.00
65,000.00
224,170.00
135,600.00
39,300.00
600.00
18,000.00
5,040.00
24,046.00
38,300.00
98,821.30
32,000.00
153,286.68
39,240.00
38,418.68
69,720.00
5,908.00
1,447,995.82
60,392.60
184,100.00
78,500.00
23,912.00
52,197.20
1,048,894.02
631,306.00
127,090.26
84,693.04
205,804.72
-1,454,646.4 -1,454,646.4
408,829,860.69 408,829,860.69 18,357,409.69 18,357,409.69
0.00
-
0.00
S.N. PARTICULER LAST MONTH
1 Ordinary Share 21,255,000.00
TOTAL 21,255,000.00
S.N. PARTICULER LAST MONTH
1
Reserve Fund
6,105,524.63
2
Provision For Operating Loss
1,097,260.56
3
Co-Operative Dev. Fund
-
4
Member Educaition Fund
-
5
Staff Gratuity Fund
235,301.55
6
Gurantee Reserve Fund
547,051.16
7 Provision For Loan Loss 7,771,364.60
TOTAL 15,756,502.50
S.N. PARTICULER LAST MONTH
1
Provision For Staff Bonus
3,144.78
2
Overdue Fd A/C
-
3
Int. Payble On Expiry Fdr
3,393,589.51
4
Interest Payable On Optional Bonus Account
1,247,767.00
5
6
TOTAL 4,644,501.29
S.N. PARTICULER LAST MONTH
1
Tds Payable On Interest
477,758.49
2
Other Tds Payable
(2.27)
3
Tds Payable On Staff Salary
9,327.68
4
Tds Payable On Bod Meeting
8,625.00
5
Tds On Commission
4,603.28
6
Dividend Tax Payble
90,251.82
Provisin For Income Tax -
TOTAL 590,564.00
CURRENT LABILITY & PROVISION
FUND
ANEX
CURRENT LABILITY & PROVISION
TDS PAYBLE
ANEX
ANEX
LIABILITY
EQUITY
ANEX
LONG TERM LABILITY
FUND
S.N. PARTICULER LAST MONTH
1
Audit Fee Payable
-
2
Customer Commission Payble
30.00
share dividend payble
224.65
Sct payble
3,000.00
Sct Fee Payble
92.10
TOTAL 3,346.75
S.N. PARTICULER LAST MONTH
1
1 Year Abadhik Saving Interest Payable A/C Npr
1,283,743.02
2
General Settlement A/C Npr
188,548.44
3
2 Year Abadhik Saving Interest Payable A/C Npr
111,898.22
4
3 Year Abadhik Saving Interest Payable A/C Npr
90,696.24
5
6 Month Abadhik Saving Interest Payable A/C Npr
130,150.38
6
General Saving Interest Payable A/C Npr
1,091,831.97
7
Nari Bachat Interest Payable A/C Npr
385,570.21
8
Aarati Plus Saving Interest Payable A/C Npr
1,300,506.59
9
Super Saving Interest Payable A/C Npr
17,901.75
10
Recurring Saving Interest Payable A/C Npr
137,915.97
11
Interest Payable On Deposit
11,507.00
TOTAL 4,750,269.79
S.N. PARTICULER LAST MONTH
1
Staff Providend Fund Saving Interest Payable A/C Npr
16,892.11
2
Business Loan Regular Interest To Be Earned Npr
10,237,129.04
3
Business Loan Accrued Interest Contra A/C Npr
58,814.72
4
Share Collateral Loan Regular Interest To Be Earned Npr
482,337.96
5
Share Collateral Loan Accrued Interest Contra A/C Npr
1,948.97
6
Hire Purchase Loan Regular Interest To Be Earned Npr
2,916.52
7
Hire Purchase Loan Accrued Interest Contra A/C Npr
177.82
8
Loan Against Fixed Deposit Regular Interest To Be Earned Npr
35,113.87
9
Loan Against Fixed Deposit Accrued Interest Contra A/C Npr
308.08
10
Personal Guarantee Loan Regular Interest To Be Earned Npr
8,443.00
11
Loan Interest Suspense
6,516.00
TOTAL 10,850,598.09
LIABILITY
INTEREST SUSPENSES
ANEX
ANEX
CURRENT LABILITY & PROVISION
OTHER PAYBLE
ANEX
CURRENT LABILITY & PROVISION
INTEREST PAYBLE
S.N. PARTICULER LAST MONTH
1
General Saving Liability A/C Npr
102,378,528.70
2
Nari Bachat Liability A/C Npr
31,940,634.77
3
Aarati Plus Saving Liability A/C Npr
105,476,525.70
4
Optional Bonus Saving Liability A/C Npr
4,291,000.00
5
Super Saving Liability A/C Npr
1,328,482.42
6
Staff Providend Fund Saving Liability A/C Npr
984,437.41
7
Recurring Saving Npr
11,941,096.79
TOTAL 258,340,705.79
S.N. PARTICULER LAST MONTH
1
1 Year Abadhik Saving Liability A/C Npr
87,634,363.00
2
2 Year Abadhik Saving Liability A/C Npr
7,282,350.00
3
3 Year Abadhik Saving Liability A/C Npr
3,787,920.56
4
6 Month Abadhik Saving Liability A/C Npr
15,100,000.00
TOTAL 113,804,633.56
S.N. PARTICULER LAST MONTH
1
Nrs Voult
3,019,685.77
2
Commerz And Trust Bank Nepal Ltd
124,426.20
3
Civil Bank Ltd.
733,579.25
4
Mega Bank Nepal Ltd.
74,510,982.68
5
Sanima Bank Ltd.
10,430,906.30
6
Prabhu Bank Ltd.
723,785.88
7
Global Ime Bank Ltd.
104,943.70
8
Nepal Credit & Commerce Bank Ltd.
7,875,723.26
9
Himalayan Bank Ltd.
681,081.40
10
Prime Commercial Bank Ltd.
-
A CLASS BANK BALANCE
95,185,428.67
Gandaki Development Bank Ltd. 6,460,000.00
B CLASS BANK BALANCE
6,460,000.00
10 Reliance Lotus Finance Ltd. 7,180,612.96
D CLASS BANK BALANCE
7,180,612.96
11 Peace Saving & Credit Co Operative Ltd. 158,420.00
12
Neo Saving And Credit Co Operative
2,140,260.00
ANEX
SHORT TERM LIABILITY
SAVING
ANEX
LONG TERM LIABILITY
FIXED DEPOSIT
ANEX
LIQUIDITY
CASH & BANK BALANCE
13
Prabhu Management Pvt. Ltd
100,000.00
14
Ime Co-Operative Service Ltd.
47,208,481.86
15
Prime Swastik Saving & Credit Co Oprerat
20,362,480.00
16
Arthik Unnati Saving & Credit Co Operati.
186,074.82
E CLASS BANK BALANCE
70,155,716.68
TOTAL 182,001,444.08
S.N. PARTICULER LAST MONTH
1
Arthik Unnati Saving & Credit Co Operati
2,000,000.00
2
Neo Saving & Credit Co-Op. Ltd.
5,000,000.00
3
Prime Swastik Saving & Credit Co Operati
5,000,000.00
4
Shares & Debentures Investment
100,000.00
TOTAL 12,100,000.00
S.N. PARTICULER LAST MONTH
1
Business Loan Assets A/C Npr
186,089,301.93
2
Share Collateral Loan Assets A/C Npr
9,919,135.45
3
Hire Purchase Loan Assets A/C Npr
380,901.55
4
Loan Against Fixed Deposit Assets A/C Npr
1,427,919.98
TOTAL 197,817,258.91
S.N. PARTICULER LAST MONTH
1
Software Development
175,150.00
2
Land & Building
11,958,691.44
3
Computer Parts
222,189.81
4
Furniture Wood
477,613.12
5
Vehicles
101,655.10
6
Note Counting Machine
40,873.59
7
Electricals Equipment
244,311.25
8
Cc Camera & Tv
10,757.81
TOTAL 13,231,242.12
INVESTMENT
LONG TERM
ANEX
LOAN & INVESTMENT
LONG TERM & SHORT TERM
ANEX
ASSET INVESTMENT
FIXED ASSET
ANEX
OTHER ASSET
OTHER ASSET
S.N. PARTICULER LAST MONTH
1
Stationery In Hand
69,878.00
2
Advance Payment
3,100,000.00
3
Advance Tax
1,389,691.87
4
Commission Receivable
30,717.18
5
Atm Card Stock In Hand
399,350.00
TOTAL 4,989,637.05
S.N. PARTICULER LAST MONTH
1
Esewa
13,880.00
2
Pay Kendra
182,823.63
3
Recharge Advance
61,909.00
TOTAL 258,612.63
S.N. PARTICULER LAST MONTH
1
Business Loan Regular Interest Receivables Npr
10,237,129.04
2
Business Loan Accrued Ri Interest Receivable Npr
58,814.72
3
Share Collateral Loan Regular Interest Receivables Npr
484,337.96
4
Share Collateral Loan Accrued Ri Interest Receivable Npr
1,948.97
5
Hire Purchase Loan Regular Interest Receivables Npr
2,916.52
6
Hire Purchase Loan Accrued Ri Interest Receivable Npr
177.82
7
Loan Against Fixed Deposit Regular Interest Receivables Npr
35,113.87
8
Loan Against Fixed Deposit Accrued Ri Interest Receivable Npr
308.08
9
Personal Guarantee Loan Regular Interest Receivables Npr
8,443.00
10
Interest Receivable On Investment
6,516.00
TOTAL 10,835,705.98
S.N. PARTICULER LAST MONTH
1
Business Loan Regular Interest Income Npr
3,434,830.66
2
Share Collateral Loan Regular Interest Income Npr
70,357.71
3
Hire Purchase Loan Regular Interest Income Npr
26,240.42
Loan Against Fixed Deposit Regular Interest Income Npr
174,307.07
TOTAL 3,705,735.86
OTHER ASSET
SUNDRY DEBTOR
ANEX
OTHER ASSET
INTEREST RECEIVABLE
ANEX
INCOME
INTEREST INCOME
ANEX
ANEX
S.N. PARTICULER LAST MONTH
1
Interest From Arthik unnati Saving & Cedit Co-Op
88,954.45
2
Interest From Global Ime Bank Ltd.
1,411.57
3
Interest From Ime Co Operative Services
608,198.98
Interest From Mega Bank Nepal Ltd.
541,228.05
Interest From Neo Saving & Credit Co Operative Ltd.
190,555.00
Interest From Nepal Credit & Commerce Bank Ltd
12,633.47
Interest From Peace Saving & Credit Co Operative
3,601.00
Interest From Prime Swastik Saving & Credit Co Op
632,806.00
Interest From Reliance Finance Ltd.
218,945.40
Interest From Sanima Bank Ltd.
94,470.96
TOTAL 2,392,804.88
S.N. PARTICULER LAST MONTH
1
Closing Charge Npr
4,000.00
2
Management Fee
108,000.00
3
Other Income
5,436.94
Membership Fee Income
200.00
Sms Service Charge
900.00
Commission Income
30,687.18
Sct Fee Income
97.30
TOTAL 149,321.42
S.N. PARTICULER LAST MONTH
1
1 Year Abadhik Saving Interest Expense A/C Npr
4,571,193.59
2
2 Year Abadhik Saving Interest Expense A/C Npr
510,824.96
3
3 Year Abadhik Saving Interest Expense A/C Npr
157,421.44
4
6 Month Abadhik Saving Interest Expense A/C Npr
915,247.54
5
General Saving Interest Expense A/C Npr
2,364,292.43
6
Nari Bachat Interest Expense A/C Npr
917,144.67
7
Aarati Plus Saving Interest Expense A/C Npr
2,872,783.91
8
Super Saving Interest Expense A/C Npr
41,334.04
9
Staff Providend Fund Saving Interest Expense A/C Npr
43,786.97
10
Recurring Saving Interest Expense A/C Npr
271,514.65
Optional bonus Saving Interest Expense A/C Npr
486,788.06
TOTAL 13,152,332.26
EXPENSES
INTEREST EXPENSES
ANEX
ANEX
INCOME
OTHER INCOME
INTEREST INCOME FROM BANK
ANEX
S.N. PARTICULER LAST MONTH
1
Electricity And Water
21,492.00
2
Other Repair
17,710.00
3
Printing And Stationary
64,225.00
4
Newspaper & Magazineq
1,000.00
5
Board Meeting Fee
57,500.00
6
Agm Expenses
-
7
Technicle Service Expenses
135,600.00
8
Puja Expenses
39,300.00
9
Parking Charge
600.00
10
Telephone Bill Expenses
10,000.00
11
Cleaning Expenses
4,075.00
12
Insurance
24,046.00
13
Fuel And Gas
16,900.00
14
All Depriciation Expenses
98,821.00
15
Guest Refreshment
32,000.00
TOTAL 523,269.00
S.N. PARTICULER LAST MONTH
1
Provident Fund Contribution
51,805.00
2
Dashain Allowance
184,100.00
3
Dress
-
4
Tea & Tiffin Exepenses
21,537.00
5
Karmachari Awakash Kosh
44,201.40
6
Salary Expenses
535,090.00
7
Tiffin Expenses
108,291.06
8
Travalling
71,864.24
9
House Rent Expenses
173,732.72
TOTAL 1,190,621.42
S.N. PARTICULER LAST MONTH
1
Other Expenses
37,545.00
2
Commission Expenses
30,687.18
ANEX
EXPENSES
ADMINISTRATION EXPENSES
ANEX
EXPENSES
STAFF RELATING EXPENSES
ANEX
EXPENSES
OTHER EXPENSES
3
Sms Expenses
69,720.00
4
Lost On Sale Of Asset
5,908.00
5
6
7
8
9
TOTAL 143,860.18
1
THIS MONTH
21,251,000.00
21,251,000.00
2
THIS MONTH
6,105,524.63
1,097,260.56
-
-
243,217.39
547,051.16
7,771,364.60
15,764,418.34
3
THIS MONTH
3,144.78
-
3,393,589.51
1,247,767.00
4,644,501.29
4
THIS MONTH
817,856.14
(2.27)
9,407.64
9,750.00
5,763.07
90,251.82
0
933,026.40
CURRENT LABILITY & PROVISION
FUND
CURRENT LABILITY & PROVISION
TDS PAYBLE
LIABILITY
EQUITY
LONG TERM LABILITY
FUND
5
THIS MONTH
-
-
224.65
2,000.00
90.1
2,314.75
6
THIS MONTH
955,543.68
231,069.92
118,210.54
58,298.84
124,261.58
-
-
-
-
-
11,507.00
1,498,891.56
7
THIS MONTH
-
2,191,774.42
80,148.86
443,509.01
2,181.52
6,782.28
160.92
51,978.18
306.85
8,443.00
6,516.00
2,791,801.04
LIABILITY
INTEREST SUSPENSES
CURRENT LABILITY & PROVISION
OTHER PAYBLE
CURRENT LABILITY & PROVISION
INTEREST PAYBLE
8
THIS MONTH
100,881,284.88
28,312,565.29
110,016,861.14
3,818,000.00
1,421,199.75
1,026,067.44
2,215,162.98
247,691,141.48
9
THIS MONTH
87,840,007.00
7,282,350.00
3,757,920.56
15,372,486.00
114,252,763.56
10
THIS MONTH
5,603,886.36
124,426.20
733,579.25
57,557,069.68
410,906.30
723,785.88
117,943.70
708,523.26
616,915.00
2,750,000.00
63,743,149.27
2,020,000.00
2,020,000.00
3,300,612.96
3,300,612.96
158,420.00
2,140,260.00
SHORT TERM LIABILITY
SAVING
LONG TERM LIABILITY
FIXED DEPOSIT
LIQUIDITY
CASH & BANK BALANCE
100,000.00
44,278,481.86
20,362,480.00
186,074.82
67,225,716.68
141,893,365.27
11
THIS MONTH
2,000,000.00
5,000,000.00
5,000,000.00
100,000.00
12,100,000.00
12
THIS MONTH
218,978,142.46
10,437,135.45
352,208.57
1,224,919.98
230,992,406.46
13
THIS MONTH
175,150.00
11,958,691.44
222,189.81
477,613.12
101,655.10
40,873.59
244,311.25
10,757.81
13,231,242.12
INVESTMENT
LONG TERM
LOAN & INVESTMENT
LONG TERM & SHORT TERM
ASSET INVESTMENT
FIXED ASSET
OTHER ASSET
OTHER ASSET
14
THIS MONTH
69,878.00
4,100,000.00
1,406,025.87
38,418.68
387,350.00
6,001,672.55
15
THIS MONTH
13,805.00
182,823.63
168,096.00
364,724.63
16
THIS MONTH
2,191,774.42
80,148.86
443,509.01
2,181.52
6,782.28
160.92
51,978.18
306.85
8,443.00
6,516.00
2,791,801.04
17
THIS MONTH
13,913,874.72
205,999.71
28,107.44
174,307.07
14,322,288.94
OTHER ASSET
SUNDRY DEBTOR
OTHER ASSET
INTEREST RECEIVABLE
INCOME
INTEREST INCOME
18
THIS MONTH
88,954.45
1,411.57
608,198.98
541,228.05
190,555.00
12,633.47
3,601.00
632,806.00
218,945.40
94,470.96
2,392,804.88
19
THIS MONTH
4,600.00
138,000.00
5,436.94
200.00
900.00
38,418.68
113.90
187,669.52
20
THIS MONTH
5,290,331.90
552,249.56
184,048.84
1,196,187.54
2,969,850.07
1,113,421.29
3,592,481.47
49,713.69
52,637.01
310,510.46
642,578.06
15,954,009.89
EXPENSES
INTEREST EXPENSES
INCOME
OTHER INCOME
INTEREST INCOME FROM BANK
21
THIS MONTH
29,600.00
22,685.00
67,955.00
1,000.00
65,000.00
224,170.00
135,600.00
39,300.00
600.00
18,000.00
5,040.00
24,046.00
38,300.00
98,821.30
32,000.00
802,117.30
22
THIS MONTH
60,392.60
184,100.00
78,500.00
23,912.00
52,197.20
631,306.00
127,090.26
84,693.04
205,804.72
-
-
1,447,995.82
23
THIS MONTH
39,240.00
38,418.68
EXPENSES
ADMINISTRATION EXPENSES
EXPENSES
STAFF RELATING EXPENSES
EXPENSES
OTHER EXPENSES
69,720.00
5,908.00
153,286.68
LAST MONTH
THIS MONTH
PROVISION FOR PAYBLE LIABILITY
ljljw e'QmfgL bfloTj
PROVISION FOR TDS PAYBLE
s/ e'QmfgL bfloTj
PROVISION FOR OTHER PAYBLE
ljljw bfloTj
PROVISION FOR INT. PAYBLE
Jofh e'QmfgL bfloTj
SAVING
art
FIXED DEPOSIT
d'@tL
0 0
OTHER ASSET
ljljw ;DkQL
SUNDRY DEBTOR
kfpg' kg]{ lx;fj
INTEREST RECEIVABLE
kfpg' kg]{ Jofh
429,996,121.77
408,829,858.42
11
12
13
14
15
16
lbw{sfnLg nufgL
shf{ tyf nufgL
:yL/ ;DkQL
ljljw ;DkQL
gfkmf gf]S;fg
hDdf ;DkQL
258,612.63
364,724.63
10,835,705.98
2,791,801.04
8762221
(1,454,646.35)
13,231,242.12
13,231,242.12
9,158,198.22
16,083,955.66
4,989,637.05
6,001,672.55
429,996,121.77
408,829,858.42
12,100,000.00
12,100,000.00
230,992,406.46
197,817,258.91
113,804,633.56
114,252,763.56
9
113,804,633.56
114,252,763.56
258,340,705.79
247,691,141.48
8
258,340,705.79
247,691,141.48
4,644,501.29
4,644,501.29
4
Jofh dNtjL
10,850,598.09
2,791,801.04
7
15,756,502.50
15,764,418.34
9,988,681.83
7,078,734.00
5
3,346.75
2,314.75
Aarati Multipur-pose Co-0perative Ltd.
Monthly Financial Progress Report (BALANCE SHEET)
As on POUSH of Fiscal Year 2074/075
Relating to Sub Regulation 57(1) of Regulation (Mapdandad) 2068
Information Note to Board of Director & Share Holder/ Member
EQUITY
LONG TERM INVESTMNET
RESERVE FUND
a}++s df}Hbft
k'+hL
hu]*f sf]if
TOTAL CAPITAL & LIABILITY
2
3
cNksfnLg bfloTj
lbw{sfnLg bfloTj
z]o/wgL art bfloTj
hDdf k"+hL tyf bfloTj
182,001,444.08
141,893,365.27
1,498,891.56
590,564.00
933,026.40
TOTAL ASSET
T
R
U
E
ANEX
PARTICULER
ASSET
AMOUNT
21,255,000.00
21,251,000.00
1
10
PROFIT & LOSS
SHORT TERM LABILITY
LONG TERM LIBILITY
EQUITY SURPLUS
LOAN & INVESTMENT
CURRENT LIABILITY
FIXED ASSET
OTHER ASSET
INTEREST SUSPENSES
rfn' bfloTj
LIQUIDITY
6
4,750,269.79
TRUE
-
230,992,406.46 156893365.3 13231242 100000 9158198 -1454646
LAST MONTH
THIS MONTH
13,152,332.26
15,954,009.89
523,269.00
802,117.30
hDdf vr{
15,010,082.86
18,357,409.69
1,447,995.82
1,190,621.42
143,860.18
153,286.68
STAFF RELATING EXPENSES
22
sd{rf/L vr{
;+rfng vr{
ADMINISTRATIVE EXPENSES
INTEREST INCOME
3,705,735.86
14,322,288.94
15,010,083.16
18,357,409.69
2,392,804.88
2,392,804.88
149,321.42
187,669.52
(1,454,646.35)
8,762,221.00
T
R
U
E
TOTAL EXPENSES
OTHER EXPENSES
ljljw vr{
23
hDdf cfDbfgL
20
18
19
shf{jf^ Jofh cfDbfgL
j}+s Jofh cfDbfgL
ljljw cfDbfgL
OTRHER INCOME
INTEREST INCOME FROM BANK
21
TOTAL INCOME
Aarati Multipur-pose Co-0perative Ltd.
Monthly Financial Progress Report (PROFIT & LOSS)
As on POUSH of Fiscal Year 2074/075
Information Note to Board of Director & Share Holder/ Member
ANEX
PARTICULER
INCOME
AMOUNT
OPERATING LOSS
17
INTEREST EXPENSES
Jofh vr{
;+rfng wf^f
?= nfvdf
qm=;+=
ljj/0f
;+Vof
ut dlxgf ;Dd o; dlxgf hDdf
! z]o/ kF"hL 212.51
@ hu]8f sf]if 61.06
# cGo sf]ifx? 9,658,893.71 96.59
$ s'n art /sd 361,943,905.04 3,619.44
$=! ut cf=j=sf]] art jfFsL 2,891.46
$=@ jrt ;+sng ########## 727.98
$=# jrt lkmtf{
$=$ lkmtf{ ug{ jf+sL jrt 3,619.44
% lnPsf] C0f 0
%=! lnPsf] C0f 0
%=@ lt/]sf] C0f 0
%=# ltg{ jfFsL C0f -
^ bfloTj lx;fj 70.79
& cGo bfloTj
hDdf bfloTj 70.79
! gub df}Hbft 56.04
@
j}+s df}Hbft -d'2tL / cfjlws lgIf]k ;d]t_
1,342.69
!=! "s" ju{sf] a}+s tyf ljlQo
637.43
!=@ "v" ju{sf] a}+s tyf ljlQo ;+:yfdf
!=# "u" ju{sf] a}+s tyf ljlQo ;+:yfdf
!=$ "3" ju{sf] a}+s tyf ljlQo ;+:yfdf
33.01
!=% "ยช" ;xsf/L a}+s
672.26
!=^ "r" jrt tyf C0f s]Gb|Lo ;xsf/L ;+3
0
# nufgL M 2,306.40
jj/dxn, sf7df08f}
cg';'rL &
bkmf %& -@_ ;Fu ;DjGwLt
art tyf C0fsf] sf/f]jf/ ug]{ ;xsf/L ;+:yfx?n] dlxgf e'Qmfg ePsf] & -;ft_ lbg leq
clgjfo{ ?kdf e/L ;DjGwLt ;xsf/L sfof{nodf k]z ug]{ dfl;s ljj/0f
>L l8eLhg ;xsf/L sfof{no,
;Dks{ g+= $@^$)!(
,@)&$ ;fn kf}if dlxgfsf] sf/f]jf/sf] ljj/0f b]xfo adf]lhd ePsf] Aoxf]/f k]z
u/]sf] 5 .
===============================
sfo{sf/L k|d'v/cWoIfsf] gfd / x:tfIf/
;xsf/L ;+:yfsf] gfd M cf/tL jxp2]|oLo ;xsf/L ;+:yf ln=
7]ufgf M kml;s]j, sf7df08f}
#=! d'2tL lx;fj 12.25
#=@ z]o/ nufgL 104.37
#=# Jofkf/Ls nufgL 2,189.78
$
;b:ox?nfO{ uPsf] shf{/C0f
$=! ut cf=j=sf]] nufgLdf /xL /x]sf] 2,309.92
$=!=! efvf ggf3]sf] 2,309.92
$=!=@ Ps jif{ ;Dd efvf gf3]sf] -
$=!=# Ps jif{ eGbf j9L efvf gf3]sf] 0
$=@ o; jif{ C0f nufgL 0
$=# C0f c;'nL 0
$=$ c;'n ug{ jf+sL C0f 0
$=$=! efvf ggf3]sf] 0
3/hUuf vl/b 0
Jofkf/ / Jofj;fo 0
xfo/ kr]{h 0
s[lif / pBf]u 0
$=$=@ Ps jif{;Dd efvf gf3]sf] 0
3/hUuf vl/b 0
Jofkf/ / Jofj;fo 0
xfo/ kr]{h 0
s[lif / pBf]u 0
$=$=# Ps jif{ eGbf j9L efvf gf3]sf] 0
3/hUuf vl/b 0
Jofkf/ / Jofj;fo 0
xfo/ kr]{h 0
s[lif / pBf]u 0
% c;'n ug{ jfFsL Jofh 27.92
^ l:y/ ;DkQL 132.31
^=! 3/hUuf 119.59
^=@ kmlg{r/ 4.78
^=# ;jf/L 1.02
^=$ cGo 693,282.46 6.93
& cGo ;DkQL
s'n ;DkQL 132.31
! cfDbfgL M 145.10
!=! shf{jf6 Aofh cfDbfgL 143.22
!=@ cGo cfDbfgL 1.88
@ vr{ M 183.57
,@=! artdf Jofh vr{ 159.54
,@=@ shf{sf] nfuL hf]vLd Joj:yf 0
,@=@=! efvf gf3]sf] 0
,@=@=@ Ps jif{ ;Dd efvf gf3]sf] 0
,@=@=# Ps jif{ eGbf j9L efvf gf3]sf] 0
,@=# cGo ;+rfng vr{ 955,403.98 9.55
,@=$ v/fa C0f ckn]vg 0
,@=% sd{rf/L vr{ 14.48
#
v'b gfkmf / gf]S;fg (38.47)
! art ug]{ ;b:o ;+Vof
!=! JolQmut ;b:o
!=@ ;+:yfut ;b:o 0
@ art Jofh b/M
,@=! Gogtd 8
,@=@ clwstd 16
# ;b:o ;+Vof
#=! k'?if M 160
#=@ dlxnf M 97
#=# hDdf M 257
$ C0f c;'nL 0
$=! efvf gf3]sf] 0
$=@ efvf ggf3]sf] 0
% nufgLdf /xL/x]sf] 0
%=! 3/hUuf 0
%=@ kmlg{r/ 0
%=# ;jf/L 0
%=$ cGo 0
^ sd{rf/L ;+Vof 9
^=! k'?if M 4
^=@ dlxnf M 5
^=# sfof{no M 1
^=$ hDdf M 1
x:tfIf/ ====================
sfo{sf/L k|d'v / cWoIfsf] gfd
?= nfvdf
CASH IN HAND, VOULT
gub df}Hbft
CASH ON BANK
j}+s d}Hbft
TOTAL LIQUIDITY
hDdf t/ntf
CURRENT LOAN
rfn' shf{
ONE DAY MISSED TO 12 MONTH MISSED PAYMENT
1 b]vL 12 dlxgf efvf gf#]sf]
LOAN ON COURT LOTIGATION
sfg'gL sf/jfxLdf /x]sf] shf{
ONE DAY MISSED TO 3 MONTH MISSED PAYMENT
1 b]vL 3 dlxgf efvf gf#]sf]
ONE DAY MISSED TO 12 MONTH MISSED PAYMENT
1 b]vL 12 dlxgf efvf gf#]sf]
NET LOAN OUTSTANDING
hDdf jf+sL shf{
BUND, SHARE, DEBENTURE & MUTUAL FUND
j)*, z]o/, l*j]Gr/ / Do'r'cn sf]if
HOUSE, LAND & OTHER SECTORS
#/ hUuf tyf ljljw Ifqx?
TOTAL INVESTMENT
hDdf ljlQo nufgL
ADVANCE PAYMENT TO STAFF & OTHER PURPOSE
cu|Ld e'QmfgL sd{rf/L tyf cGo sfo{sf nfuL
ACCOUNT RECEIVABLES
lng' kg]{ lx;fj
PRE PAID EXPENSES
k"j{ e'Qmfg vr{
INTEREST RECEIVABLE
kfpg' kg]{ Jofh
INVESTORIES ( OFFICE SUPPLIES & GOODS)
df}Hbft ;fdfg -sfof{no ;fdu|L_
FIXED ASSET
:yL/ ;DkQL
TOTAL NON EARNING ASSET
hDdf gsdfpg] ;DkQL
PROFIT & LOSS NET LOSS
gfkmf, gf]S;fg Go"g lx;fj, gf]S;fg, #f^f
408,829,858.42
BALANCE SHEET ON BASIC OF CUBESIA UP TO POUSH 2074
jf;nft #gTjsf] cfwf/df kf}if d;fGt 2074 ;Ddsf]
ASSET
AMOUNT
;DkQL
LIQUIDITY
5,603,886.36
136,289,478.91
t/ntf
141,893,365.27
OUT STANDING LOAN
230,992,406.46
0
0
nufgLdf /xL /x]sf] shf{
0
0
230,992,406.46
FINANCIAL INVESTMENT
12,100,000.00
0
;:yfut ljlQo nufgL
12,100,000.00
6,001,672.55
364,724.63
2,791,801.04
(1,454,646.35)
TOTAL ASSET
gsdfpg] ;DkQL
13,231,242.12
22,389,440.34
NON EARNING ASSET
CAPITAL SHARE CAPITAL
k"+hL z]o/ k"+hL
DEVELOPMENT FUND
;+:yf ljsfz sf]if
GENERAL RESERVE FUND
;fwf/)f hu]*f sf]if
LAND & BUILDING FUND
#/ hUuf sf]if
TOTAL
hDdf
UNDIVIDED NET SURPLUS
v'b jrt
LOAN LOSS PROVISION FUND
*'jGt] shf{ sf]if
DEPREACEATION FUND
Xf; s^L sf]if
OTHER STATUTAORY
cGo sf]ifx?
TOTAL TRANSITORY CAPITAL
hDdf rnfodfg k"+hL
TOTAL CAPITAL
hDdf k"+hL 37,015,418.34
SOURCE ALL TYPES OF DEPOSIT (SAVING & FIXED)
>f]t ;j} lsl;dsf jrt tyf d'@tLx?
TOTAL SOURCE hDdf >f]t 361,943,905.04
TAXES & PREMUIMS
s/sf] nfuL Joj:yf
ACCURED EXPENSES & UNEARNED INCOME
ltg' kg]{ bfloTj
DIVIDEND PAYBLE
e'Qmfg ug{ jf+sL d'gfkmf
INTEREST & OTHER PAYBLE
Jofh tyf ljljw e'QmfgL ltg{ jf+s\L
TOTAL NON INTEREST BEARING
hDdf Jofh Joxf]g'{ gkg]{ bfloTj
CURRENT CREDIT
rfn' shf{
LONG TERM CREDIT
nfdf] cjlwsf] shf{
TOTAL EXTRANAL CREDIT
hDdf jfXo shf{
408,829,858.42
-
BALANCE SHEET ON BASIC OF CUBESIA UP TO POUSH 2074
jf;nft #gTjsf] cfwf/df kf}if d;fGt 2074 ;Ddsf]
CAPITAL & LIABILITIES
AMOUNT
k"+hL tyf bfloTjx?
21,251,000.00
INSTITUTIONAL CAPITAL
6,105,524.63
;+:yfut k"+hL
0
27,356,524.63
TRANSITORY CAPITAL
-
7,771,364.60
-
rnfodfg k"+hL
1,887,529.11
9,658,893.71
361,943,905.04
NON INTEREST BEARING PAYABLES
2,791,801.04
Jofh Joxf]g'{ gkg]{ bfloTj
-
TOTAL CAPITAL & LIABILITIES
7,078,734.00
9,870,535.04
EXTRANAL CREDIT
jfXo shf{