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Member FDIC | Equal Housing Lender
ANNUAL REPORT 2017
SIGNATURE BANK OF GEORGIA
The roots of true achievement lie in the will to become the best that
you can become. ~Harold Taylor
TABLE OF CONTENTS
Contents
a Message to Our Shareholders _________________________________________________________________________ 1
Financial Summary _______________________________________________________________________________________ 2
Board of Directors ________________________________________________________________________________________ 3
Executive Team ___________________________________________________________________________________________ 4
2017 ANNUAL REPORT – SIGNATURE BANK OF GEORGIA
Page 1 Member FDIC | Equal Housing Lender
a Message to Our Shareholders
Throughout the last several years, it’s been a challenge to communicate our overall position due to the
unprecedented challenges community banks, like Signature experienced during the mid-2000’s. While great
strides were being made each year to enhance our financial condition, products, technology and client
experience; as a shareholder myself, I assure you the mission and vision to turn Signature Bank around was
paramount.
I’m not only pleased, but humbled, to share the good news of a profitable 2017 for our Bank. It truly has
taken the focus of all team members, loyal clients, dedicated business development efforts and even some
creative solutions, to realize this profit; and the list of contributors is long.
Along with this announcement comes your introduction of our 2017 Annual Report format and also the new
communication design for the quarterly update you’ll receive throughout 2018. Our goal is to provide you
the insight you need as succinctly as possible. Please take a moment to review the following page which
covers the most critical financial metrics.
It is also with great pleasure, I announce the addition to our team on February 20
th
of Rebecca Abraham as
EVP and Chief Credit Risk Officer. Rebecca brings over 30 years of credit management, loan administration
and lending sales experience to the team and we are looking forward to the significant contribution she will
make to the Bank.
I look forward to sharing more good news as 2018 unfolds. I also invite you to save the date and plan to join
us for our Annual Meeting scheduled for May 16
th
, at 4:00 p.m. in the Board Room of our Administrative
Office. As always, you can keep up with current events and delve deeper by visiting the News Room and
Investor Relations at www.SignatureBankGA.com, or feel free to contact me directly.
Freddie J. Deutsch
Chief Executive Officer | President
fdeutsch@signaturebankga.com
(770) 206.5360
2017 ANNUAL REPORT – SIGNATURE BANK OF GEORGIA
Page 2 Member FDIC | Equal Housing Lender
Financial Summary
Asset Quality
2017 ANNUAL REPORT – SIGNATURE BANK OF GEORGIA
Page 3 Member FDIC | Equal Housing Lender
Board of Directors
Allen Brock – A graduate of Georgia Tech with an MBA in Finance from Georgia State University, Allen has
over 40 years of experience in the real estate industry, Allen has been a Principal of the Omnicorp Group and
the Stonemark Group since 1989. Allen began his real estate career in 1972 with IDS Mortgage Corporation,
involved with commercial mortgage brokerage. In 1978, after two years with ETI Development Company, he
joined First Equities Corporation, a real estate syndication firm. Allen was named Chairman of the Board at
the 2016 Shareholders meeting and also serves on the Audit/Tech Committee and Loan Committee.
R. Terry Smith - As CEO of the Multiple Sclerosis Center of Atlanta, he previously held the position of
President and COO of the Marietta Daily Journal, Cherokee Tribune and Neighbor Newspapers, Inc. Terry is
a Member of the Board of Trustees of Southern Polytechnic State University Foundation and the Multiple
Sclerosis Foundation of Georgia. He is past Director and Officer of Georgia Press Association and he also is a
former Chair of the University of the South Parents Council and Founding Director and past President of the
Hobe Sound Chamber of Commerce. Terry chairs the Audit/Tech Committee and serves on the Loan
Committee.
Benjamin A. Wood - As Chief Operating Officer of AL Grading Contractors, Inc., he is a graduate of Marist
School and Rice University. He is currently a Member of the Gwinnett Chamber of Commerce and a Member
of Northpoint Community Church. Benji chairs the ALCO Committee and serves on the Loan Committee.
Roger Shaffer - Managing Director and Private Wealth Manager with Shaffer Wealth Management, Roger
has over two decades of experience in the financial services industry and was previously a SVP with
SunTrust Investment Service Inc. and a Financial Advisor with Merrill Lynch. Rogers serves on the
Audit/Tech Committee and Loan Committee.
Ed Gallup - Former Chairman of the Board, he is the founder and was previously Chairman of Immucor
Inc., a publicly traded company. His knowledge of corporate governance matters continues to be valuable to
the Bank. He is a member of ALCO and Loan Committee.
Freddie Deutsch - President and CEO, Freddie is responsible for the leadership, growth, profitability and
management of the Bank. He acquired his BBA in Marketing from Mercer University in 1987 and his M.B.A
from Brenau University in 1994. He has Professional Licensing in Series 7 and 66 as well as Life and Health
Insurance. With over 30 years of banking experience, beginning his career with Wachovia Bank, N.A. in
Atlanta, Freddie served in several leadership positions with Wachovia until 2001, when he accepted the
position of SVP/Atlanta Retail Executive for South Trust Bank, N.A. Freddie also serves on the ALCO and
Loan Committee.
2017 ANNUAL REPORT – SIGNATURE BANK OF GEORGIA
Page 4 Member FDIC | Equal Housing Lender
Executive Team
FREDDIE DEUTSCH
PRESIDENT & CEO
STEVIE VICKERS
CHIEF FINANCIAL OFFICER
CHARLES HOAG
CHIEF ADMIN OFFICER
Tel 770.206.5360
fdeutsch@signaturebank.com
Tel 770.206.5362
svickers@signaturebankga.com
Tel 770.206.5366
choag@signaturebankga.com
Signature Bank of Georgia
Signature Bank
6065 Roswell Road, Suite 110 & 600
Tel 404-256-7700
www.SignatureBankGA.com
www.SBALoansAtlanta.com
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